MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 02 out of 50 Report Bug Bookmark

PMSBY has Accidental Sum Insured
PMSBY में दुर्घटना बीमा राशि है

A. 50,000

B. 1 Lakh

C. 2 Lakh

D. 3 Lakh

Question No# : 03 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 04 out of 50 Report Bug Bookmark

Which of the following is type of credit card
निम्नलिखित में से कौन सा क्रेडिट कार्ड का प्रकार है

A. Master card

B. VISA

C. Both a & b

D. None of above

Question No# : 05 out of 50 Report Bug Bookmark

ATM can be used for
एटीएम के लिए यूज़ किया जा सकता है

A. Cash withdrawal

B. Account enquiry

C. Statement of account

D. All of above

Question No# : 06 out of 50 Report Bug Bookmark

What does BHIM stands for?
BHIM का क्या अर्थ है?

A. Bharat Interface for Money

B. Bharat Interface for Machine

C. Bharat Internet for Money

D. Bharat Interface to Money

Question No# : 07 out of 50 Report Bug Bookmark

The safest place for keeping money
पैसा रखने के लिए सबसे सुरक्षित जगह

A. A pit dug in the ground

B. An iron box

C. Bank

D. Money lender

Question No# : 08 out of 50 Report Bug Bookmark

Why 'One Time Password' is safe?
वन टाइम पासवर्ड सुरक्षित क्यों है?

A. Easy to generate

B. Not sharable

C. Different for every access

D. Encrypted password

Question No# : 09 out of 50 Report Bug Bookmark

To Digitally sign a document in LibreOffice Writer we use Digital Signature menu option from_____?
लिब्रे ऑफिस राइटर में किसी दस्तावेज़ पर डिजिटल रूप से हस्ताक्षर करने के लिए हम _____ से डिजिटल हस्ताक्षर मेनू विकल्प का उपयोग करते हैं?

A. File

B. Edit

C. Insert

D. Tools

Question No# : 10 out of 50 Report Bug Bookmark

What is one advantage of the online system for paying bills?
बिलों के भुगतान के लिए ऑनलाइन प्रणाली का एक फायदा क्या है?

A. You can pay faster

B. You can save money

C. You can track transactions on real time

D. All of the above

Question No# : 11 out of 50 Report Bug Bookmark

Which one is not the method of Digital Payment Transfer?
डिजिटल पेमेंट ट्रांसफर का कौन सा तरीका नहीं है?

A. UPI

B. NFET

C. RTGS

D. IMPS

Question No# : 12 out of 50 Report Bug Bookmark

Who should tell ATM password only
एटीएम पासवर्ड केवल किसको बताना चाहिए

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of the above

Question No# : 13 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on
एफडीआर पर ब्याज चक्रवृद्धि है

A. Monthly basis

B. Quarterly basis

C. Half yearly basis

D. Yearly basis

Question No# : 14 out of 50 Report Bug Bookmark

Full form of DFS is
DFS का पूर्ण रूप है

A. Dynamic Financial Scheme

B. Digital Financial Services

C. Digital Founds scheme

D. Double Finance services

Question No# : 15 out of 50 Report Bug Bookmark

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 16 out of 50 Report Bug Bookmark

What does EFT stand for?
EFT क्या है?

A. Electronic Financial Transfer

B. Electronic Funds Transfer

C. Electric Finance Transfer

D. Electric Fund Transfer

Question No# : 17 out of 50 Report Bug Bookmark

What does N mean in UMANG App?
UMANG App में N का क्या अर्थ है ?

A. New - Age

B. National

C. New

D. None

Question No# : 18 out of 50 Report Bug Bookmark

What is the minimum amount required for opening a Basic Savings Bank Account?
बेसिक बचत बैंक जमा खाता खोलते समय न्यूतनतम कितनी राशि की आवश्य्कता है?

A. Rs. 100/-

B. No Minimum Amount Required

C. Rs. 1000/-

D. Rs. 500/-

Question No# : 19 out of 50 Report Bug Bookmark

In Pradhan Mantri Mudra Yojana, under the SHISHU category loan amount is
प्रधान मंत्री मुद्रा योजना में, शिशु श्रेणी के तहत ऋण राशि है

A. Up to 30000

B. Up to 50000

C. Up to 90000

D. Up to 10000

Question No# : 20 out of 50 Report Bug Bookmark

Which types of organizations can issue documents directly into a user's DigiLocker account?
किस प्रकार के संगठन सीधे उपयोगकर्ता के डिजिलॉकर खाते में दस्तावेज़ जारी कर सकते हैं?

A. Only government agencies

B. Only private companies

C. Both government agencies and private companies

D. Only educational institutions

Question No# : 21 out of 50 Report Bug Bookmark

What does P mean in UPI?
UPI में P का मतलब क्या होता है?

A. Pay

B. Payment

C. Pay tm

D. Product

Question No# : 22 out of 50 Report Bug Bookmark

In SET protocol a customer sends a purchase order.
SET प्रोटोकॉल में एक ग्राहक एक खरीद ऑर्डर भेजता है__

A. Using digital signature system

B. In a plain text form

C. Encrypted with his public key

D. None of above

Question No# : 23 out of 50 Report Bug Bookmark

Umang app was launched from which ministry?
उमंग एप किस मिनिस्ट्री से लांच किया गया?

A. Finance Ministry

B. Ministry of Education

C. Ministry of Electronic and IT

D. None of these

Question No# : 24 out of 50 Report Bug Bookmark

KYC means
केवाईसी का मतलब है

A. Know your customer

B. Know your character

C. Both of above

D. None of above

Question No# : 25 out of 50 Report Bug Bookmark

Bank provides loans for
बैंक लोन प्रोवाइड करता है

A. Home

B. Car

C. Education

D. All of above

Question No# : 26 out of 50 Report Bug Bookmark

Aadhar is-
आधार है

A. 12 digit number card

B. None of the options

C. Both 12 digit number card & Identity proof issued by UIDAI

D. Identity proof issued by UIDAI

Question No# : 27 out of 50 Report Bug Bookmark

What is validity period of cheque?
चेक की वैधता अवधि क्‍या है?

A. 4 months from date of issue

B. 3 months from date of issue

C. 1 month from date of issue

D. Unlimited

Question No# : 28 out of 50 Report Bug Bookmark

UMANG app helps to avail the services such as :
UMANG ऐप निम्नलिखित सेवाओं का लाभ उठाने में मदद करता है:

A. Filling income tax

B. Making Aadhaar and PF

C. Booking a gas cylinder

D. All of the above

Question No# : 29 out of 50 Report Bug Bookmark

We should keep our savings in banks because
हमें अपनी बचतों को बैंकों में रखना चाहिए क्‍योंकिे

A. its safe

B. Get interest

C. Can be withdraw at any time

D. All of the above

Question No# : 30 out of 50 Report Bug Bookmark

What is Rupay
Rupay क्या है?

A. Plastic Card

B. ATM card

C. Debit Card

D. Both B and C

Question No# : 31 out of 50 Report Bug Bookmark

Under PMSBY, accidental death claim is available for:
प्रधानमंत्री सुरक्षा बीमा सुरक्षा योजना (PMSBY) के अंतर्गत कितना दुर्धटना बीमा दावा उपलब्‍ध है:

A. Rs.1 lac

B. Rs.2 lac

C. Rs.3 lac

D. None of above

Question No# : 32 out of 50 Report Bug Bookmark

Which of the following will be the full form of irctc?
निम्नलिखित में से IRCTC का फुल फॉर्म क्या होगा?

A. indian railway catering and tourism corporation

B. indian railway corporation and tourism catering

C. indian railway catering and travel corporation

D. None of These

Question No# : 33 out of 50 Report Bug Bookmark

In which year NEFT services has started
किस वर्ष में एनईएफटी सेवाएं शुरू हुई हैं

A. 2005

B. 2002

C. 2001

D. 2006

Question No# : 34 out of 50 Report Bug Bookmark

Value Added Services means
वैल्यू एडेड सर्विसेज का अर्थ है

A. Better Value on Premium

B. Expensive services

C. additional services

D. Better Value on Discount

Question No# : 35 out of 50 Report Bug Bookmark

What is the meaning of UPI?
UPI का क्या मतलब है?

A. Unified Payment Interface

B. Unfind Pay Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 36 out of 50 Report Bug Bookmark

The Indian rupee symbol ‘₹’ officially adopted in
भारतीय रुपये का प्रतीक ₹‘आधिकारिक तौर पर कब अपनाया गया है

A. 2009

B. 2010

C. 2012

D. 2015

Question No# : 37 out of 50 Report Bug Bookmark

Gold and silver ornaments should be kept in bank lockers
सोने और चांदी के आभूषणों को बैंक लॉकर में रखना चाहिए

A. It is safe

B. No risk of theft

C. Both (a) & (b)

D. None of above

Question No# : 38 out of 50 Report Bug Bookmark

Can illiterate person be issued Debit card?
क्‍या अनपढ व्‍यक्ति को डेबिट कार्ड जारी किया जा सकता है ?

A. No

B. Yes

C. Only in case of joint account

D. Only in case he is head of family

Question No# : 39 out of 50 Report Bug Bookmark

Can illiterate person be issued Debit card
क्या अनपढ़ व्यक्ति को डेबिट कार्ड जारी किया जा सकता है

A. No

B. Yes

C. Only in case of joint account

D. Only in case he is head of family

Question No# : 40 out of 50 Report Bug Bookmark

While making nomination, signature of nominee is required on
नॉमिनेशन करते समय,नॉमनी व्यक्ति के सिग्नेचर की आवश्यकता होती है

A. Account Opening Form

B. Nomination form

C. Affidavit

D. None of above

Question No# : 41 out of 50 Report Bug Bookmark

Which is prohibited for writing on currency notes?
मुद्रा नोटों पर लिखने के लिए कौन सा प्रतिबंध है?

A. Political message

B. Religious message

C. Personal message

D. All of above

Question No# : 42 out of 50 Report Bug Bookmark

What Is The Full Form Of MMID?
MMID का पूरा नाम क्या होता है?

A. Mobile Money Identification

B. Mobile Money Identifier

C. Mobile Money Information

D. none of these

Question No# : 43 out of 50 Report Bug Bookmark

The minimum age required for the APY Pension is?
APY योजना में कितनी आयु के बाद पेंशन मिलती है ?

A. 50

B. 55

C. 60

D. 65

Question No# : 44 out of 50 Report Bug Bookmark

What is full form of NeGD
NeGD का फुल फॉर्म क्या है?

A. National e-Governance Division

B. Network e-Governance Division

C. National e-Governance Department

D. Network e-Governance Department

Question No# : 45 out of 50 Report Bug Bookmark

What is meant by Aadhaar seeding?
आधार सीडिंग का क्या मतलब है?

A. Linking of Aadhaar with Bank account

B. Duplicate issuance of Aadhaar

C. Transfer of Aadhaar

D. None of above

Question No# : 46 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on-
मियादी जमा पर चक्रवर्ती ब्याज दिया जाता हैं

A. Quarterly basis

B. Monthly basis

C. Half yearly basis

D. Yearly basis

Question No# : 47 out of 50 Report Bug Bookmark

Which Of The Following Is The Size Of Rs 200 Note?
निम्नलिखित में से 200 रूपये के नोट का आकर कौनसा है?

A. 146mm X 66mm

B. 150mm X 66mm

C. 166mm X 66mm

D. None of These

Question No# : 48 out of 50 Report Bug Bookmark

What is validity period of cheque
चेक की वैधता अवधि क्या है

A. 4 months from date of issue

B. 3 month from date of issue

C. 1 month from date of issue

D. Unlimited

Question No# : 49 out of 50 Report Bug Bookmark

DigiLocker can not be used to?
Digilocker का उपयोग के लिए नहीं किया जा सकता है?

A. Share documents

B. Store documents

C. Verify documents

D. Buy documents

Question No# : 50 out of 50 Report Bug Bookmark

Which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान को सक्षम करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID