MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

UPI was developed by
यूपीआई किसके द्वारा विकसित किया गया?

A. NPCI

B. UIDAI

C. RBI

D. All

Question No# : 02 out of 50 Report Bug Bookmark

Defaulter of loan means
लोन का डिफाल्टर मतलब

A. Not paying loan instalments

B. Bad reputation

C. Illegal activities

D. None of above

Question No# : 03 out of 50 Report Bug Bookmark

From what date all banks have started to share their ATM cost for the transaction?
किस तारीख से सभी बैंकों ने लेनदेन के लिए अपने एटीएम की लागत को साझा करना शुरू कर दिया है?

A. September 1 2009

B. January 1 2009

C. April 1 2009

D. July 1 2009

Question No# : 04 out of 50 Report Bug Bookmark

Which one is not the method of Digital Payment Transfer?
डिजिटल पेमेंट ट्रांसफर का कौन सा तरीका नहीं है?

A. UPI

B. NFET

C. RTGS

D. IMPS

Question No# : 05 out of 50 Report Bug Bookmark

What is meant by Aadhaar seeding?
आधार सीडिंग का क्या मतलब है?

A. Linking of Aadhaar with Bank account

B. Duplicate issuance of Aadhaar

C. Transfer of Aadhaar

D. None of above

Question No# : 06 out of 50 Report Bug Bookmark

Bank provides loans for
बैंक लोन प्रोवाइड करता है

A. Home

B. Car

C. Education

D. All of above

Question No# : 07 out of 50 Report Bug Bookmark

AEPS stand for
AEPS का पूर्ण है

A. Aadhaar Enabled Payment System

B. Auto Enabled Payment System

C. Aadhaar Enabled Payment Service

D. Aadhaar Enabled Pay Service

Question No# : 08 out of 50 Report Bug Bookmark

Which of the following is known as online banking
निम्नलिखित में से किसे ऑनलाइन बैंकिंग के रूप में जाना जाता है

A. Net banking

B. Internet banking

C. Both a & b

D. None of above

Question No# : 09 out of 50 Report Bug Bookmark

Who is eligible to get an APAAR ID?
अपार आईडी पाने के लिए कौन पात्र है?

A. Only college students

B. Only government school students

C. Every student in India from school to higher education

D. Only students studying abroad

Question No# : 10 out of 50 Report Bug Bookmark

Which mobile wallet does not permit cash withdrawal
कौन सा मोबाइल वॉलेट नकद निकासी की अनुमति नहीं देता है

A. Open wallet

B. Semi open wallet

C. Semi closed wallet

D. None of the above

Question No# : 11 out of 50 Report Bug Bookmark

UMANG is integrated with
उमंग ऍप किसके साथ एकीकृत है

A. Aadhaar and Digilocker

B. Aadhaar or Digilocker

C. Digilocker only

D. Aadhaar only

Question No# : 12 out of 50 Report Bug Bookmark

Full form of DFS is
DFS का पूर्ण रूप है

A. Dynamic Financial Scheme

B. Digital Financial Services

C. Digital Founds scheme

D. Double Finance services

Question No# : 13 out of 50 Report Bug Bookmark

Maximum amount of Cheque
चेक का मैक्सिमम अमाउंट

A. Rs.100 crore

B. No limit

C. Rs.1 crore

D. None of above

Question No# : 14 out of 50 Report Bug Bookmark

Which bank started Pocket wallet?
Pocket wallet किस बैंक ने स्टार्ट किया?

A. HDFC

B. ICICI

C. SBI

D. BOB

Question No# : 15 out of 50 Report Bug Bookmark

E-payments can be done through
ई-भुगतान ________के माध्यम से किया जा सकता है|?

A. Wallets

B. Digital Wallets

C. Cash

D. None of the above

Question No# : 16 out of 50 Report Bug Bookmark

Which government agency provides the DigiLocker service?
कौन सी सरकारी एजेंसी डिजिलॉकर सेवा प्रदान करती है?

A. Reserve Bank of India (RBI)

B. Securities and Exchange Board of India (SEBI)

C. Ministry of Electronics and Information Technology (MeitY)

D. National Aeronautics and Space Administration (NASA)

Question No# : 17 out of 50 Report Bug Bookmark

Can illiterate person be issued Debit card?
क्‍या अनपढ व्‍यक्ति को डेबिट कार्ड जारी किया जा सकता है ?

A. No

B. Yes

C. Only in case of joint account

D. Only in case he is head of family

Question No# : 18 out of 50 Report Bug Bookmark

What is the maximum amount that can be remitted by AEPS?
AEPS द्वारा अधिकतम कितना रुपया प्रेषित किया जा सकता है?

A. 5000

B. 50000

C. 100000

D. 10000

Question No# : 19 out of 50 Report Bug Bookmark

Gold and silver ornaments should be kept in bank lockers
सोने और चांदी के आभूषणों को बैंक लॉकर में रखना चाहिए

A. It is safe

B. No risk of theft

C. Both (a) & (b)

D. None of above

Question No# : 20 out of 50 Report Bug Bookmark

What is Rupay
Rupay क्या है?

A. Plastic Card

B. ATM card

C. Debit Card

D. Both B and C

Question No# : 21 out of 50 Report Bug Bookmark

_____ is the fastest technique to instantly transfer funds electronically between different banks.
विभिन्न बैंकों के बीच इलेक्ट्रॉनिक रूप से तुरंत फंड ट्रांसफर करने की सबसे तेज़ तकनीक ______ है।

A. NEFT

B. RTGS

C. SMPS

D. IMPS

Question No# : 22 out of 50 Report Bug Bookmark

What is restricted in currency notes?
करेंसी नोट में क्‍या लिखना प्रतिबंधित है?

A. Political message

B. Religious message

C. personal message

D. All of the above

Question No# : 23 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on-
मियादी जमा पर चक्रवर्ती ब्याज दिया जाता हैं

A. Quarterly basis

B. Monthly basis

C. Half yearly basis

D. Yearly basis

Question No# : 24 out of 50 Report Bug Bookmark

What is the full name of AEPS?
AEPS का पूरा नाम क्या है?

A. Annual Premium Equivalent System

B. Aadhar Premium Enabled System

C. Aadhar Payment Enabled System

D. Aadhar Enabled Payment System

Question No# : 25 out of 50 Report Bug Bookmark

Main security of internet banking is
इंटरनेट बैंकिंग की मुख्य सुरक्षा है

A. Password

B. User name

C. User address

D. User mobile number

Question No# : 26 out of 50 Report Bug Bookmark

Maximum tenure of Fixed Deposit is
फिक्स्ड डिपॉजिट की अधिकतम अवधि है

A. 5 years

B. 7 years

C. 8 years

D. 10 years

Question No# : 27 out of 50 Report Bug Bookmark

which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 28 out of 50 Report Bug Bookmark

Account payee cheques can be paid
अकाउंट पेयी चेक का भुगतान किया जा सकता है

A. At cash counter of Bank

B. At ATM

C. By deposit in Bank account

D. None of above

Question No# : 29 out of 50 Report Bug Bookmark

Use of ATMs
एटीएम का प्रयोग करते हैं

A. Cash withdrawal

B. Account inquiries

C. Account Description

D. All of the above

Question No# : 30 out of 50 Report Bug Bookmark

What is one advantage of the online system for paying bills?
बिलों के भुगतान के लिए ऑनलाइन प्रणाली का एक फायदा क्या है?

A. You can pay faster

B. You can save money

C. You can track transactions on real time

D. All of the above

Question No# : 31 out of 50 Report Bug Bookmark

Which statement is TRUE regarding digital financial services?
डिजिटल वित्तीय सेवाओं के संबंध में कौन सा कथन सत्य है?

A. They are available only during bank hours

B. They always require a physical bank visit

C. Many services are available 24×7 through electronic channels

D. They cannot be used on mobile devices

Question No# : 32 out of 50 Report Bug Bookmark

To Digitally sign a document in LibreOffice Writer we use Digital Signature menu option from_____?
लिब्रे ऑफिस राइटर में किसी दस्तावेज़ पर डिजिटल रूप से हस्ताक्षर करने के लिए हम _____ से डिजिटल हस्ताक्षर मेनू विकल्प का उपयोग करते हैं?

A. File

B. Edit

C. Insert

D. Tools

Question No# : 33 out of 50 Report Bug Bookmark

What is the full form of S in UPI reference PSP?
UPI के रेफरेंस PSP में S का पूरा नाम क्या है?

A. Service

B. Saving

C. Sending

D. None

Question No# : 34 out of 50 Report Bug Bookmark

What is the minimum amount required for opening a Basic Savings Bank Account?
बेसिक बचत बैंक जमा खाता खोलते समय न्यूतनतम कितनी राशि की आवश्य्कता है?

A. Rs. 100/-

B. No Minimum Amount Required

C. Rs. 1000/-

D. Rs. 500/-

Question No# : 35 out of 50 Report Bug Bookmark

What is full form of ABC in terms of ABC ID?
एबीसी आईडी के संदर्भ में एबीसी का पूर्ण रूप क्या है?

A. Account Bank of Credits

B. Academic Book of Credits

C. Academic Bank of Credits

D. Academic Bank of Council

Question No# : 36 out of 50 Report Bug Bookmark

Why 'One Time Password' is safe?
वन टाइम पासवर्ड सुरक्षित क्यों है?

A. Easy to generate

B. Not sharable

C. Different for every access

D. Encrypted password

Question No# : 37 out of 50 Report Bug Bookmark

Timely repayment of loans results
लोन रिजल्ट्स का समय पर पुनर्भुगतान

A. Good reputation

B. No tension

C. Easily availability of loan in future

D. All of above

Question No# : 38 out of 50 Report Bug Bookmark

Credit is related to?
क्रेडिट करना किससे संबंधित है?

A. Depositing money in bank

B. Withdraw cash

C. Debit

D. None of these

Question No# : 39 out of 50 Report Bug Bookmark

Who can open an account under PMJDY Scheme ?
पीएमजेडीवाई (PMJDY) के अंतर्गत कौन खाता खोल सकता है ?

A. person who is more than 10 years

B. House wife

C. Only head of the family

D. All of the above

Question No# : 40 out of 50 Report Bug Bookmark

PAN means
पैन का मतलब है

A. A kind of utensil

B. Primary Account Number

C. Permanent Account Number

D. None of above

Question No# : 41 out of 50 Report Bug Bookmark

Banks pays interest on
बैंक ब्याज देते हैं

A. Deposits

B. Loans

C. Both (a) & (b)

D. None of above

Question No# : 42 out of 50 Report Bug Bookmark

Which of the following is NOT a valid method to sign up for a DigiLocker account?
डिजिलॉकर खाते के लिए साइन अप करने के लिए निम्नलिखित में से कौन सा वैध तरीका नहीं है?

A. Using Aadhaar number

B. Using email ID

C. Using a handwritten signature

D. Using a mobile number

Question No# : 43 out of 50 Report Bug Bookmark

Bank pays interest on
बैंक ब्याज देता है

A. Loans

B. Deposits

C. Both deposits & loans

D. None of These

Question No# : 44 out of 50 Report Bug Bookmark

International payment transfer is done by
इंटरनेशनल पेमेंट ट्रांसफर किसके द्वारा होता है?

A. RTGS

B. SWIFT

C. NEFT

D. IMPS

Question No# : 45 out of 50 Report Bug Bookmark

Which type of deposits earns higher interest rate
किस प्रकार की जमा राशि उच्च ब्याज दर अर्जित करती है

A. Current account

B. Fixed deposits

C. Saving account

D. None of These

Question No# : 46 out of 50 Report Bug Bookmark

Under PMSBY, accidental death claim is available for:
प्रधानमंत्री सुरक्षा बीमा सुरक्षा योजना (PMSBY) के अंतर्गत कितना दुर्धटना बीमा दावा उपलब्‍ध है:

A. Rs.1 lac

B. Rs.2 lac

C. Rs.3 lac

D. None of above

Question No# : 47 out of 50 Report Bug Bookmark

4.0 number developed from which country
4.0 क्रमांक किस देश से विकसित हुआ?

A. Germany

B. USA

C. Singapore

D. England

Question No# : 48 out of 50 Report Bug Bookmark

Banks use this machine to process large number of cheques
बैंक इस मशीन का उपयोग बड़ी सांख्य में चेक को संशोधित करने के लिए करते हैं

A. OMR

B. OCR

C. Barcode Reader

D. MICR

Question No# : 49 out of 50 Report Bug Bookmark

Through which network does Open loT manage registration, deployment of sensors?
ओपन आईओटी किसी नेटवर्क के माध्यम से पंजीकरण सेंसर की तैनाती प्रबंधन, करता है

A. LSM

B. HTTP

C. X-GSN

D. GSN

Question No# : 50 out of 50 Report Bug Bookmark

Digilocker connected with?
Digilocker किस से कनेक्ट होता है?

A. From aadhar card

B. From PAN card

C. By mobile number

D. A and C both