MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

UPI payment interface Developed by
UPI भुगतान इंटरफ़ेस किसके द्वारा विकसित किया गया है

A. National Payments Corporation of India

B. Finance mini

C. Bank

D. None of above

Question No# : 02 out of 50 Report Bug Bookmark

International payment transfer is done by
इंटरनेशनल पेमेंट ट्रांसफर किसके द्वारा होता है?

A. RTGS

B. SWIFT

C. NEFT

D. IMPS

Question No# : 03 out of 50 Report Bug Bookmark

When was cyber law brought for e-commerce
ई-कॉमर्स के लिए साइबर कानून कब लाया गया?

A. 17 October 2000

B. 20 December 2005

C. 30 September 2002

D. 12 January 2001

Question No# : 04 out of 50 Report Bug Bookmark

Which is not required for accessing the service of POS system?
पीओएस सिस्टम की सेवा के उपयोग के लिए किस की आवश्यकता नहीं है?

A. PIN

B. Internet

C. Debit/Credit Card

D. Account Number

Question No# : 05 out of 50 Report Bug Bookmark

What is the full form of E in AEPS?
AEPS मैं E का पूर्ण रूप क्या है ?

A. Electric

B. Electronic

C. Enabled

D. None

Question No# : 06 out of 50 Report Bug Bookmark

Things kept in the locker
लॉकर में रखी वस्‍तुएं

A. Only the locker holder knows

B. The bank knows

C. Both (A) and (B)

D. None of the above

Question No# : 07 out of 50 Report Bug Bookmark

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 08 out of 50 Report Bug Bookmark

Which type of deposits earns higher interest rate
किस प्रकार की जमा राशि उच्च ब्याज दर अर्जित करती है

A. Current account

B. Fixed deposits

C. Saving account

D. None of These

Question No# : 09 out of 50 Report Bug Bookmark

Bank lends
बैंक ऋण देता है

A. House

B. car

C. Education

D. All of the above

Question No# : 10 out of 50 Report Bug Bookmark

OTP (One-Time Password) is primarily used for which of the following?
ओटीपी (वन-टाइम पासवर्ड) मुख्य रूप से निम्नलिखित में से किसके लिए उपयोग किया जाता है?

A. Authorization

B. Authentication

C. Accounting

D. Encryption

Question No# : 11 out of 50 Report Bug Bookmark

NRI means
एनआरआई का मतलब है

A. Non Rural Individuals

B. Non Rural Immigrants

C. Non Resident Indian

D. None of above

Question No# : 12 out of 50 Report Bug Bookmark

What is the minimum age for opening an account in a bank?
बैंक में खाता खोलने की न्यूनतम आयु क्या है?

A. 8 year

B. 10 year

C. 17 year

D. 18 year

Question No# : 13 out of 50 Report Bug Bookmark

What is the full form of S.B.I.?
एस. बी. आई का पूरा रूप क्या होता है ?

A. State Bank of India

B. Super bank of india

C. Indian State Income

D. neither of the above

Question No# : 14 out of 50 Report Bug Bookmark

What is validity period of cheque?
चेक की वैधता अवधि क्‍या है?

A. 4 months from date of issue

B. 3 months from date of issue

C. 1 month from date of issue

D. Unlimited

Question No# : 15 out of 50 Report Bug Bookmark

Bank does not provide loans for
बैंक किसके लिए लोन प्रोवाइड नहीं करता है

A. Crop loans

B. Education loans

C. Home loans

D. Drinking & Gambling

Question No# : 16 out of 50 Report Bug Bookmark

What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
प्रधानमंत्री सुरक्षा बीमा योजना (PMSBY) क्या है?

A. Accidental insurance cover

B. Life insurance cover

C. Overdraft up to Rs.5,000/-

D. None of above

Question No# : 17 out of 50 Report Bug Bookmark

Full Form of PRA is?
PRA का पूरा नाम क्या होता है?

A. Permanent Rate Access

B. Primary Rate Access

C. Primary Rate Apply

D. Personal Rate Access

Question No# : 18 out of 50 Report Bug Bookmark

How many digits does an American CVV have?
मेरिकन CVV में कितने अंक होते हैं?

A. 3

B. 4

C. 5

D. 6

Question No# : 19 out of 50 Report Bug Bookmark

What is a Rupay debit card?
रूपे डेबिट कार्ड क्‍या है ?

A. Home debit card

B. Started by Indian National Payment Corporation

C. Accepted by All ATMs and POS machines

D. All of the above

Question No# : 20 out of 50 Report Bug Bookmark

PPF means
पीपीएफ का मतलब है

A. Pension Planning Funds

B. Person having Pension Facilities

C. Public Provident Fund

D. Permanent Practitioners Forum

Question No# : 21 out of 50 Report Bug Bookmark

Education Loans
एजुकेशन लोन्स

A. Cover tuition fee & expenses

B. Are repayable after completion of course

C. Granted for studies in India & abroad

D. All of above

Question No# : 22 out of 50 Report Bug Bookmark

Life insurance means
जीवन बीमा का मतलब है

A. Insurance of human

B. Insurance of life of human and Cattle

C. Insurance of Life of Machines

D. All of above

Question No# : 23 out of 50 Report Bug Bookmark

PMSBY has Accidental Sum Insured
PMSBY में दुर्घटना बीमा राशि है

A. 50,000

B. 1 Lakh

C. 2 Lakh

D. 3 Lakh

Question No# : 24 out of 50 Report Bug Bookmark

What does EFT stand for?
EFT क्या है?

A. Electronic Financial Transfer

B. Electronic Funds Transfer

C. Electric Finance Transfer

D. Electric Fund Transfer

Question No# : 25 out of 50 Report Bug Bookmark

Use of ATMs
एटीएम का प्रयोग करते हैं

A. Cash withdrawal

B. Account inquiries

C. Account Description

D. All of the above

Question No# : 26 out of 50 Report Bug Bookmark

Which is a valid website name for Digi locker?
डिजी लॉकर के लिए वैध वेबसाइट नाम कौन सा है?

A. www.digilocker.com

B. www.digilocker.gov.in

C. www.digi-locker.gov.in

D. www.digilocker.in

Question No# : 27 out of 50 Report Bug Bookmark

What is Rupay
Rupay क्या है?

A. Plastic Card

B. ATM card

C. Debit Card

D. Both B and C

Question No# : 28 out of 50 Report Bug Bookmark

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 29 out of 50 Report Bug Bookmark

What is the full form of UTR?
UTR का पूर्ण रूप क्या है ?

A. Uniquely Transaction Reference

B. Unique Transfer Reference

C. Unique Transaction Reference

D. None

Question No# : 30 out of 50 Report Bug Bookmark

What is the full name of NASSCOM?
NASSCOM का पूरा नाम क्या है?

A. National association of software and services companies

B. National advance of software and services companies

C. National association of system and services companies

D. None

Question No# : 31 out of 50 Report Bug Bookmark

Which Of The Following Is The Size Of Rs 200 Note?
निम्नलिखित में से 200 रूपये के नोट का आकर कौनसा है?

A. 146mm X 66mm

B. 150mm X 66mm

C. 166mm X 66mm

D. None of These

Question No# : 32 out of 50 Report Bug Bookmark

What means by PAN
पैन (PAN) का अभिपार्य

A. A type of utensil

B. Primary account number

C. Permanent Account Number

D. None of the these

Question No# : 33 out of 50 Report Bug Bookmark

We should keep our savings in banks because
हमें अपनी बचतों को बैंकों में रखना चाहिए क्‍योंकिे

A. its safe

B. Get interest

C. Can be withdraw at any time

D. All of the above

Question No# : 34 out of 50 Report Bug Bookmark

Timely repayment of loans results
लोन रिजल्ट्स का समय पर पुनर्भुगतान

A. Good reputation

B. No tension

C. Easily availability of loan in future

D. All of above

Question No# : 35 out of 50 Report Bug Bookmark

Priority of EDI is :
EDI की प्राथमिकता किससे है?

A. Any Company

B. Hardware

C. Computer

D. Software

Question No# : 36 out of 50 Report Bug Bookmark

To Digitally sign a document in LibreOffice Writer we use Digital Signature menu option from_____?
लिब्रे ऑफिस राइटर में किसी दस्तावेज़ पर डिजिटल रूप से हस्ताक्षर करने के लिए हम _____ से डिजिटल हस्ताक्षर मेनू विकल्प का उपयोग करते हैं?

A. File

B. Edit

C. Insert

D. Tools

Question No# : 37 out of 50 Report Bug Bookmark

What services are available on the UMANG?
उमंग पर कौन सी सेवाएँ उपलब्ध हैं?

A. EPFO/Pension/CBSE

B. Ticket Booking

C. PNR Status

D. Maps

Question No# : 38 out of 50 Report Bug Bookmark

Atal pension yojna is open to Indian citizens whose age are between
अटल पेंशन योजना उन भारतीय नागरिकों के लिए खुली है जिनकी आयु बीच में है

A. 18-40 years

B. 25-40 years

C. 18-25 years

D. 18-35 years

Question No# : 39 out of 50 Report Bug Bookmark

What features do AEPS systems provide?
AEPS सिस्टम क्या सुविधाएँ प्रदान करता है?

A. Check balance

B. Cash withdrawal

C. Cash deposit

D. All of the above

Question No# : 40 out of 50 Report Bug Bookmark

Bank does not give loan against
बैंक लोन नहीं देता है

A. Gold Ornaments

B. LIC policy

C. Lottery ticket

D. NSC

Question No# : 41 out of 50 Report Bug Bookmark

What is the age limit to create a DigiLocker account?
डिजीलॉकर खाता बनाने की आयु सीमा क्या है?

A. 16 years

B. 18 years

C. 21 years

D. There is no age limit

Question No# : 42 out of 50 Report Bug Bookmark

What is Direct Benefit Transfer (DBT)?
प्रत्‍यक्ष लाभ अंतरण (डीबीटी) क्‍या है?

A. Cash discount on items

B. Remittances through banks

C. Direct Benefit Transfer of beneficiaries of Social Benefit / Subsidy

D. None of the these

Question No# : 43 out of 50 Report Bug Bookmark

Internet banking refers to
इंटरनेट बैंकिंग से तात्पर्य है

A. Operation of account through internet

B. Opening of account through ATM

C. Both (a) & (b)

D. None of above

Question No# : 44 out of 50 Report Bug Bookmark

Aadhar is-
आधार है

A. 12 digit number card

B. None of the options

C. Both 12 digit number card & Identity proof issued by UIDAI

D. Identity proof issued by UIDAI

Question No# : 45 out of 50 Report Bug Bookmark

A POS is a ________ system to process card payments at retail stores?
खुदरा स्टोर पर कार्ड भुगतान की प्रक्रिया के संसोधित करने के लिए पीओएस एक ________ प्रणाली है?

A. Software

B. Midleware

C. Firmware

D. hardware

Question No# : 46 out of 50 Report Bug Bookmark

Which types of organizations can issue documents directly into a user's DigiLocker account?
किस प्रकार के संगठन सीधे उपयोगकर्ता के डिजिलॉकर खाते में दस्तावेज़ जारी कर सकते हैं?

A. Only government agencies

B. Only private companies

C. Both government agencies and private companies

D. Only educational institutions

Question No# : 47 out of 50 Report Bug Bookmark

If locker rent is not paid, Bank can
यदि लॉकर किराए का भुगतान नहीं किया जाता है, तो बैंक कर सकता है

A. seal the locker

B. stop operation of locker

C. break open the locker after giving suitable notice

D. All of above

Question No# : 48 out of 50 Report Bug Bookmark

In Pradhan Mantri Mudra Yojana, under the SHISHU category loan amount is
प्रधान मंत्री मुद्रा योजना में, शिशु श्रेणी के तहत ऋण राशि है

A. Up to 30000

B. Up to 50000

C. Up to 90000

D. Up to 10000

Question No# : 49 out of 50 Report Bug Bookmark

DigiLocker can not be used to?
Digilocker का उपयोग के लिए नहीं किया जा सकता है?

A. Share documents

B. Store documents

C. Verify documents

D. Buy documents

Question No# : 50 out of 50 Report Bug Bookmark

E-payments can be done through
ई-भुगतान ________के माध्यम से किया जा सकता है|?

A. Wallets

B. Digital Wallets

C. Cash

D. None of the above