MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

Who can open an account under PMJDY?
PMJDY के तहत कौन खाता खोल सकता है?

A. Minor above the age of 10 years

B. Only lady of the house

C. Only head of the family

D. All of above

Question No# : 02 out of 50 Report Bug Bookmark

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 03 out of 50 Report Bug Bookmark

4.0 Number developed from which country?
4.0 नंबर किस देश से विकसित हुआ?

A. Germany

B. USA

C. Singapore

D. England

Question No# : 04 out of 50 Report Bug Bookmark

The correct full form for UPI is
यूपीआई का सही फुल फॉर्म है

A. Unified Payment Interface

B. Intermediate Payment Interface

C. Unified Pay Interface

D. Unified Peoples Interface

Question No# : 05 out of 50 Report Bug Bookmark

Which of the following is known as online banking
निम्नलिखित में से किसे ऑनलाइन बैंकिंग के रूप में जाना जाता है

A. Net banking

B. Internet banking

C. Both a & b

D. None of above

Question No# : 06 out of 50 Report Bug Bookmark

Aadhar is-
आधार है

A. 12 digit number card

B. None of the options

C. Both 12 digit number card & Identity proof issued by UIDAI

D. Identity proof issued by UIDAI

Question No# : 07 out of 50 Report Bug Bookmark

What is the full form of UTR?
UTR का पूर्ण रूप क्या है ?

A. Uniquely Transaction Reference

B. Unique Transfer Reference

C. Unique Transaction Reference

D. None

Question No# : 08 out of 50 Report Bug Bookmark

KYC means
केवाईसी का मतलब है

A. Know your customer

B. Know your character

C. Both of above

D. None of above

Question No# : 09 out of 50 Report Bug Bookmark

Which bank has the largest area (Branches)?
किस बैंक का एरिया सबसे बड़ा हैं ?

A. SBI

B. ICICI

C. BOB

D. RBI

Question No# : 10 out of 50 Report Bug Bookmark

What is the full form of PIN?
पिन का पूर्ण रूप क्या है?

A. Personal identification number

B. Private Identification Number

C. Personal Identification Name

D. None of these

Question No# : 11 out of 50 Report Bug Bookmark

PAN number is required for
किसके लिए पैन नंबर आवश्यक है

A. Deposits less than Rs.50,000/-

B. Deposits in excess of Rs.1 lac

C. Deposits Rs.50,000/- & above

D. All transactions

Question No# : 12 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 13 out of 50 Report Bug Bookmark

When did the Umang app start in India?
भारत में उमंग एप कब से शुरू हुआ ?

A. 23 November 2017

B. 27 November 2015

C. 15 August 2017

D. 17 July 2018

Question No# : 14 out of 50 Report Bug Bookmark

We should keep our savings in banks because
हमें अपनी बचतों को बैंकों में रखना चाहिए क्‍योंकिे

A. its safe

B. Get interest

C. Can be withdraw at any time

D. All of the above

Question No# : 15 out of 50 Report Bug Bookmark

What is Direct Benefit Transfer (DBT)?
प्रत्‍यक्ष लाभ अंतरण (डीबीटी) क्‍या है?

A. Cash discount on items

B. Remittances through banks

C. Direct Benefit Transfer of beneficiaries of Social Benefit / Subsidy

D. None of the these

Question No# : 16 out of 50 Report Bug Bookmark

The secure electronic transaction (SET) Protocol is used for which type of payment
सुरक्षित इलेक्ट्रॉनिक लेनदेन (SET) प्रोटोकॉल का उपयोग किस प्रकार के भुगतान के लिए किया जाता है

A. Credit card

B. NEFT

C. Cheque

D. All of the above

Question No# : 17 out of 50 Report Bug Bookmark

Nomination once done can
एक बार नॉमिनेशन किया जा सकता है

A. Not be cancelled

B. Be cancelled

C. Not be changed

D. None of above

Question No# : 18 out of 50 Report Bug Bookmark

Fixed Deposit can
फिक्स्ड डिपॉजिट कर सकते हैं

A. not be withdrawn before maturity

B. paid only after maturity

C. withdrawn before maturity

D. All of above

Question No# : 19 out of 50 Report Bug Bookmark

Interest on saving s deposit is paid.
बचत जमा पर ब्याज का भुगतान किया जाता है।

A. Yearly

B. Every month

C. Half yearly

D. Quarterly

Question No# : 20 out of 50 Report Bug Bookmark

Bank does not provide loans for
बैंक किसके लिए लोन प्रोवाइड नहीं करता है

A. Crop loans

B. Education loans

C. Home loans

D. Drinking & Gambling

Question No# : 21 out of 50 Report Bug Bookmark

Which is not required for accessing the service of POS system?
पीओएस सिस्टम की सेवा के उपयोग के लिए किस की आवश्यकता नहीं है?

A. PIN

B. Internet

C. Debit/Credit Card

D. Account Number

Question No# : 22 out of 50 Report Bug Bookmark

The number of digits printed on ATM Debit cart is _______.
एटीएम डेबिट कार्ड पर छपे अंकों की संख्या _______ है।

A. 10

B. 16

C. 11

D. 13

Question No# : 23 out of 50 Report Bug Bookmark

What services are available on the UMANG?
उमंग पर कौन सी सेवाएँ उपलब्ध हैं?

A. EPFO/Pension/CBSE

B. Ticket Booking

C. PNR Status

D. Maps

Question No# : 24 out of 50 Report Bug Bookmark

What is the full form of S.B.I.?
एस. बी. आई का पूरा रूप क्या होता है ?

A. State Bank of India

B. Super bank of india

C. Indian State Income

D. neither of the above

Question No# : 25 out of 50 Report Bug Bookmark

The Indian rupee symbol ‘₹’ officially adopted in
भारतीय रुपये का प्रतीक ₹‘आधिकारिक तौर पर कब अपनाया गया है

A. 2009

B. 2010

C. 2012

D. 2015

Question No# : 26 out of 50 Report Bug Bookmark

Which type of deposits earns higher interest rate
किस प्रकार की जमा राशि उच्च ब्याज दर अर्जित करती है

A. Current account

B. Fixed deposits

C. Saving account

D. None of These

Question No# : 27 out of 50 Report Bug Bookmark

What is the maximum amount that can be remitted by AEPS?
AEPS द्वारा अधिकतम कितना रुपया प्रेषित किया जा सकता है?

A. 5000

B. 50000

C. 100000

D. 10000

Question No# : 28 out of 50 Report Bug Bookmark

Passport Seva website is
पासपोर्ट सेवा की वेबसाइट है

A. www.passportindia.gov.in

B. www.passportindia.com

C. www.passportindia.edu

D. www.e-passportindia.gov.in

Question No# : 29 out of 50 Report Bug Bookmark

What is the full form of E in AEPS?
AEPS मैं E का पूर्ण रूप क्या है ?

A. Electric

B. Electronic

C. Enabled

D. None

Question No# : 30 out of 50 Report Bug Bookmark

What is the minimum age for opening an account in a bank?
बैंक में खाता खोलने की न्यूनतम आयु क्या है?

A. 8 year

B. 10 year

C. 17 year

D. 18 year

Question No# : 31 out of 50 Report Bug Bookmark

Minimum age required to open SB account in the bank
बैंक में एसबी अकाउंट ओपेन करने के लिए न्यूनतम ऐज आवश्यक है

A. 8 years

B. 10 years

C. 12 years

D. None of above

Question No# : 32 out of 50 Report Bug Bookmark

ATM can be used for
एटीएम के लिए यूज़ किया जा सकता है

A. Cash withdrawal

B. Account enquiry

C. Statement of account

D. All of above

Question No# : 33 out of 50 Report Bug Bookmark

The minimum age required for the APY Pension is?
APY योजना में कितनी आयु के बाद पेंशन मिलती है ?

A. 50

B. 55

C. 60

D. 65

Question No# : 34 out of 50 Report Bug Bookmark

Which types of organizations can issue documents directly into a user's DigiLocker account?
किस प्रकार के संगठन सीधे उपयोगकर्ता के डिजिलॉकर खाते में दस्तावेज़ जारी कर सकते हैं?

A. Only government agencies

B. Only private companies

C. Both government agencies and private companies

D. Only educational institutions

Question No# : 35 out of 50 Report Bug Bookmark

We should keep our savings with banks because
हमें अपनी सेविंग्स बैंकों के पास रखनी चाहिए क्योंकि

A. It is safe

B. Earns interest

C. Can be withdrawn anytime

D. All of above

Question No# : 36 out of 50 Report Bug Bookmark

Which currency note has security thread?
किस मुद्रा नोट में सुरक्षा धागा है?

A. Rs 10

B. Rs 20

C. Rs 50

D. All of these

Question No# : 37 out of 50 Report Bug Bookmark

What does P mean in UPI?
UPI में P का मतलब क्या होता है?

A. Pay

B. Payment

C. Pay tm

D. Product

Question No# : 38 out of 50 Report Bug Bookmark

Payment Gateway refers to
भुगतान गेटवे को संदर्भित करता है

A. a merchant service authorizing payments for e-businesses

B. a merchant service to resolve financial disputes

C. networking switch at a bank/financial institution

D. None of the Above

Question No# : 39 out of 50 Report Bug Bookmark

Umang app was launched from which ministry?
उमंग एप किस मिनिस्ट्री से लांच किया गया?

A. Finance Ministry

B. Ministry of Education

C. Ministry of Electronic and IT

D. None of these

Question No# : 40 out of 50 Report Bug Bookmark

What are the benefits attached to PMJDY?
पीएमजेडीवाई (PMJDY) के अंतर्गत क्‍या लाभ जुड़े हैं ?

A. Accident insurance cover of Rs.1.00 lac

B. Life insurance cover of Rs.30,000/

C. Overdraft facility up to Rs.5,000/-

D. All of above

Question No# : 41 out of 50 Report Bug Bookmark

When did NEFT start?
NEFT कब स्टार्ट हुआ?

A. November 2005

B. March 2004

C. November 2006

D. None of these

Question No# : 42 out of 50 Report Bug Bookmark

Whose sign is on Rs. 100 / - note
रूपये 100/- के नोट पर किसके हस्‍ताक्षर होते हैं

A. Prime minister

B. Finance Minister

C. Governor of RBI

D. None of these

Question No# : 43 out of 50 Report Bug Bookmark

What is the full form of ABHA in the Ayushman Bharat scheme?
आयुष्मान भारत योजना में ABHA का पूर्ण रूप क्या है?

A. Ayushman Bharat Hospital Association

B. Ayushman Bharat Health Account

C. Ayushman Bharat Health Authority

D. Ayushman Bharat Healthcare Access

Question No# : 44 out of 50 Report Bug Bookmark

What is one advantage of the online system for paying bills?
बिलों के भुगतान के लिए ऑनलाइन प्रणाली का एक फायदा क्या है?

A. You can pay faster

B. You can save money

C. You can track transactions on real time

D. All of the above

Question No# : 45 out of 50 Report Bug Bookmark

ATM means
एटीएम का मतलब है

A. Any Time Money

B. Auto Truck of Mahindra

C. Automated Teller Machine

D. None of above

Question No# : 46 out of 50 Report Bug Bookmark

In Pradhan Mantri Mudra Yojana, under the SHISHU category loan amount is
प्रधान मंत्री मुद्रा योजना में, शिशु श्रेणी के तहत ऋण राशि है

A. Up to 30000

B. Up to 50000

C. Up to 90000

D. Up to 10000

Question No# : 47 out of 50 Report Bug Bookmark

What is a Rupay debit card?
रूपे डेबिट कार्ड क्‍या है ?

A. Home debit card

B. Started by Indian National Payment Corporation

C. Accepted by All ATMs and POS machines

D. All of the above

Question No# : 48 out of 50 Report Bug Bookmark

Maximum tenure of Fixed Deposit is
फिक्स्ड डिपॉजिट की अधिकतम अवधि है

A. 5 years

B. 7 years

C. 8 years

D. 10 years

Question No# : 49 out of 50 Report Bug Bookmark

How many digits does an American CVV have?
मेरिकन CVV में कितने अंक होते हैं?

A. 3

B. 4

C. 5

D. 6

Question No# : 50 out of 50 Report Bug Bookmark

Which of the following is type of credit card
निम्नलिखित में से कौन सा क्रेडिट कार्ड का प्रकार है

A. Master card

B. VISA

C. Both a & b

D. None of above