MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

What services are available on the UMANG?
उमंग पर कौन सी सेवाएँ उपलब्ध हैं?

A. EPFO/Pension/CBSE

B. Ticket Booking

C. PNR Status

D. Maps

Question No# : 02 out of 50 Report Bug Bookmark

Upon detection of a counterfeit note at the counter, Bank
काउंटर पर एक नकली नोट का पता चलने पर, बैंक

A. Returns the note to the customer

B. Exchange with a genuine Note

C. Deposit in Account

D. Impound the Note and issue receipt

Question No# : 03 out of 50 Report Bug Bookmark

What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
प्रधानमंत्री सुरक्षा बीमा योजना (PMSBY) क्या है?

A. Accidental insurance cover

B. Life insurance cover

C. Overdraft up to Rs.5,000/-

D. None of above

Question No# : 04 out of 50 Report Bug Bookmark

Maximum amount of Cheque
चेक का मैक्सिमम अमाउंट

A. Rs.100 crore

B. No limit

C. Rs.1 crore

D. None of above

Question No# : 05 out of 50 Report Bug Bookmark

Credit is related to?
क्रेडिट करना किससे संबंधित है?

A. Depositing money in bank

B. Withdraw cash

C. Debit

D. None of these

Question No# : 06 out of 50 Report Bug Bookmark

The Indian rupee symbol ‘₹’ officially adopted in
भारतीय रुपये का प्रतीक ₹‘आधिकारिक तौर पर कब अपनाया गया है

A. 2009

B. 2010

C. 2012

D. 2015

Question No# : 07 out of 50 Report Bug Bookmark

When did RTGS start?
RTGS कब स्टार्ट हुआ?

A. March 2004

B. Nov 2005

C. November 2017

D. Nov 2010

Question No# : 08 out of 50 Report Bug Bookmark

OTP (One-Time Password) is primarily used for which of the following?
ओटीपी (वन-टाइम पासवर्ड) मुख्य रूप से निम्नलिखित में से किसके लिए उपयोग किया जाता है?

A. Authorization

B. Authentication

C. Accounting

D. Encryption

Question No# : 09 out of 50 Report Bug Bookmark

Which one is not the method of Digital Payment Transfer?
डिजिटल पेमेंट ट्रांसफर का कौन सा तरीका नहीं है?

A. UPI

B. NFET

C. RTGS

D. IMPS

Question No# : 10 out of 50 Report Bug Bookmark

Through which network does Open loT manage registration, deployment of sensors?
ओपन आईओटी किसी नेटवर्क के माध्यम से पंजीकरण सेंसर की तैनाती प्रबंधन, करता है

A. LSM

B. HTTP

C. X-GSN

D. GSN

Question No# : 11 out of 50 Report Bug Bookmark

Whose sign is on Rs. 100 / - note
रूपये 100/- के नोट पर किसके हस्‍ताक्षर होते हैं

A. Prime minister

B. Finance Minister

C. Governor of RBI

D. None of these

Question No# : 12 out of 50 Report Bug Bookmark

Which of the following are the founders of credit cards?
क्रेडिट कार्ड के संस्थापक निम्न में से कौन हैं?

A. Kevin duffy

B. Reid halfman

C. John biggins

D. None of these

Question No# : 13 out of 50 Report Bug Bookmark

PMSBY has Accidental Sum Insured
PMSBY में दुर्घटना बीमा राशि है

A. 50,000

B. 1 Lakh

C. 2 Lakh

D. 3 Lakh

Question No# : 14 out of 50 Report Bug Bookmark

APAAR ID is linked to which system for storing academic credits?
अकादमिक क्रेडिट संग्रहीत करने के लिए APAAR ID किस प्रणाली से जुड़ी है?

A. National Payments Corporation of India (NPCI)

B. Academic Bank of Credits (ABC)

C. Unique Identification Authority of India (UIDAI)

D. National Scholarship Portal

Question No# : 15 out of 50 Report Bug Bookmark

What is Direct Benefit Transfer (DBT)?
प्रत्‍यक्ष लाभ अंतरण (डीबीटी) क्‍या है?

A. Cash discount on items

B. Remittances through banks

C. Direct Benefit Transfer of beneficiaries of Social Benefit / Subsidy

D. None of the these

Question No# : 16 out of 50 Report Bug Bookmark

Full form of UMANG?
UMANG का पूर्ण रूप?

A. Unified money application for new-age governance

B. Unified memories application for new-age governance

C. Unified mobile application for new-age governance

D. None

Question No# : 17 out of 50 Report Bug Bookmark

What is the timing of NEFT?
NEFT की टाइमिंग क्या है?

A. 8.00 am to .6.00 pm

B. 8:00 am to 7:00 pm

C. 6:30 am to 5:30 pm

D. Any Time i.e. 24x7

Question No# : 18 out of 50 Report Bug Bookmark

Nomination once done can
एक बार नॉमिनेशन किया जा सकता है

A. Not be cancelled

B. Be cancelled

C. Not be changed

D. None of above

Question No# : 19 out of 50 Report Bug Bookmark

NEFT Service start from?
NEFT कब स्टार्ट हुआ?

A. November 2005

B. March 2004

C. November 2006

D. None of these

Question No# : 20 out of 50 Report Bug Bookmark

Coins are issued by
किसके द्वारा सिक्के जारी किए जाते हैं

A. Government of India

B. NABARD

C. Public sector banks

D. State Bank of India

Question No# : 21 out of 50 Report Bug Bookmark

AEPS stand for
AEPS का पूर्ण है

A. Aadhaar Enabled Payment System

B. Auto Enabled Payment System

C. Aadhaar Enabled Payment Service

D. Aadhaar Enabled Pay Service

Question No# : 22 out of 50 Report Bug Bookmark

NEFT stands for
एनईएफटी का क्या मतलब है

A. National Electric Fund Transfer

B. National Electronic Fund Transfer

C. National Electrical Fund Transfer

D. None of Above

Question No# : 23 out of 50 Report Bug Bookmark

Banks use this machine to process large number of cheques
बैंक इस मशीन का उपयोग बड़ी सांख्य में चेक को संशोधित करने के लिए करते हैं

A. OMR

B. OCR

C. Barcode Reader

D. MICR

Question No# : 24 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 25 out of 50 Report Bug Bookmark

What is one advantage of the online system for paying bills?
बिलों के भुगतान के लिए ऑनलाइन प्रणाली का एक फायदा क्या है?

A. You can pay faster

B. You can save money

C. You can track transactions on real time

D. All of the above

Question No# : 26 out of 50 Report Bug Bookmark

Bank passbook
बैंक पासबुक

A. Is issued by the bank

B. Details of bank account transactions

C. Shows the balance of the account

D. All of the above

Question No# : 27 out of 50 Report Bug Bookmark

What is phone pe?
Phone pe क्या है ?

A. e wallet

B. nic card

C. Messenger

D. All of above

Question No# : 28 out of 50 Report Bug Bookmark

Interest on Savings Bank Deposits is paid
बचत बैंक जमा पर ब्याज का भुगतान किया जाता है

A. Every month

B. Quarterly

C. Half yearly

D. Yearly

Question No# : 29 out of 50 Report Bug Bookmark

Who can open an account under PMJDY Scheme ?
पीएमजेडीवाई (PMJDY) के अंतर्गत कौन खाता खोल सकता है ?

A. person who is more than 10 years

B. House wife

C. Only head of the family

D. All of the above

Question No# : 30 out of 50 Report Bug Bookmark

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 31 out of 50 Report Bug Bookmark

AADHAR is a unique identity number issued by____?
आधार एक विशिष्ट पहचान संख्या है जो___ द्वारा जारी की जाती है?

A. UBI

B. UIAI

C. UIDAI

D. UBDAI

Question No# : 32 out of 50 Report Bug Bookmark

Which of the following is type of credit card
निम्नलिखित में से कौन सा क्रेडिट कार्ड का प्रकार है

A. Master card

B. VISA

C. Both a & b

D. None of above

Question No# : 33 out of 50 Report Bug Bookmark

What does P mean in UPI?
UPI में P का मतलब क्या होता है?

A. Pay

B. Payment

C. Pay tm

D. Product

Question No# : 34 out of 50 Report Bug Bookmark

Currency notes are issued by
मुद्रा नोट द्वारा जारी किए जाते हैं

A. RBI

B. NABARD

C. Public sector banks

D. Central Government

Question No# : 35 out of 50 Report Bug Bookmark

Who started the ATM card first?
ATM कार्ड की शुरुआत सबसे पहले किसने की थी?

A. SBI

B. HSBC

C. HDFC

D. ICICI

Question No# : 36 out of 50 Report Bug Bookmark

Which of The Following Can Be Included In An SSTP Section?
निम्नलिखित में से क्या एक SSTP Section में शामिल हो सकता है?

A. One Smtp Transaction

B. Two Smtp Transaction

C. More Than One SMTP Transaction

D. Three Smtp Transaction

Question No# : 37 out of 50 Report Bug Bookmark

What is the age limit to create a DigiLocker account?
डिजीलॉकर खाता बनाने की आयु सीमा क्या है?

A. 16 years

B. 18 years

C. 21 years

D. There is no age limit

Question No# : 38 out of 50 Report Bug Bookmark

What is the full form of IMPS?
IMPS का पूर्ण रूप क्या है?

A. Immediate Payment Service

B. immediate fund transfer service

C. Interested Payment Service

D. A & B both

Question No# : 39 out of 50 Report Bug Bookmark

What means by PAN
पैन (PAN) का अभिपार्य

A. A type of utensil

B. Primary account number

C. Permanent Account Number

D. None of the these

Question No# : 40 out of 50 Report Bug Bookmark

What is Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY)?
प्रधानमंत्री जीवन ज्योति बीमा योजना (PMJJBY) क्या है?

A. Covers life insurance up to Rs.2 lac

B. Accident insurance cover

C. Both (a) & (b)

D. None of above

Question No# : 41 out of 50 Report Bug Bookmark

PPF means
पीपीएफ का मतलब है

A. Pension Planning Funds

B. Person having Pension Facilities

C. Public Provident Fund

D. Permanent Practitioners Forum

Question No# : 42 out of 50 Report Bug Bookmark

E-payments can be done through
ई-भुगतान ________के माध्यम से किया जा सकता है|?

A. Wallets

B. Digital Wallets

C. Cash

D. None of the above

Question No# : 43 out of 50 Report Bug Bookmark

UPI stands for
UPI का पूर्ण है

A. User Payment Interface

B. Unified Payment Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 44 out of 50 Report Bug Bookmark

NRI means
एनआरआई का मतलब है

A. Non Rural Individuals

B. Non Rural Immigrants

C. Non Resident Indian

D. None of above

Question No# : 45 out of 50 Report Bug Bookmark

How many languages are in the UMANG app?
उमंग ऐप में कितनी भाषाएं हैं?

A. 20 Languages

B. 21 Languages

C. 22 Languages

D. 23Languages

Question No# : 46 out of 50 Report Bug Bookmark

What is RuPay Debit Card?
RuPay डेबिट कार्ड क्या है?

A. Domestic debit card

B. Introduced by National Payments Corporation of India

C. Accepted at all ATMs & PoS machines

D. All of above

Question No# : 47 out of 50 Report Bug Bookmark

Account payee cheques can be paid
अकाउंट पेयी चेक का भुगतान किया जा सकता है

A. At cash counter of Bank

B. At ATM

C. By deposit in Bank account

D. None of above

Question No# : 48 out of 50 Report Bug Bookmark

Maximum tenure of Fixed Deposit is
फिक्स्ड डिपॉजिट की अधिकतम अवधि है

A. 5 years

B. 7 years

C. 8 years

D. 10 years

Question No# : 49 out of 50 Report Bug Bookmark

What is DigiLocker?
डिजिलॉकर क्या है?

A. A social media platform

B. An online file storage service

C. A digital document wallet

D. A video streaming service

Question No# : 50 out of 50 Report Bug Bookmark

Bank charges interest on
बैंक ब्याज वसूलता है

A. Deposits

B. Loans

C. Both (a) & (b)

D. None of above