MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

Which currency note has security thread?
किस मुद्रा नोट में सुरक्षा धागा है?

A. Rs 10

B. Rs 20

C. Rs 50

D. All of these

Question No# : 02 out of 50 Report Bug Bookmark

While making nomination, signature of nominee is required on
नॉमिनेशन करते समय,नॉमनी व्यक्ति के सिग्नेचर की आवश्यकता होती है

A. Account Opening Form

B. Nomination form

C. Affidavit

D. None of above

Question No# : 03 out of 50 Report Bug Bookmark

Bank does not give loan against
बैंक लोन नहीं देता है

A. Gold Ornaments

B. LIC policy

C. Lottery ticket

D. NSC

Question No# : 04 out of 50 Report Bug Bookmark

What is mean by B2B ?
B2B का क्या मतलब होता है?

A. Business to Business

B. Business to Buyer

C. Buyer to Business

D. None of These

Question No# : 05 out of 50 Report Bug Bookmark

Bank pays interest on
बैंक ब्याज देता है

A. Loans

B. Deposits

C. Both deposits & loans

D. None of These

Question No# : 06 out of 50 Report Bug Bookmark

Nomination can be done in
नामांकन किया जा सकता है

A. Savings Bank account

B. Recurring Deposit account

C. Fixed Deposit account

D. All of above

Question No# : 07 out of 50 Report Bug Bookmark

To Digitally sign a document in LibreOffice Writer we use Digital Signature menu option from_____?
लिब्रे ऑफिस राइटर में किसी दस्तावेज़ पर डिजिटल रूप से हस्ताक्षर करने के लिए हम _____ से डिजिटल हस्ताक्षर मेनू विकल्प का उपयोग करते हैं?

A. File

B. Edit

C. Insert

D. Tools

Question No# : 08 out of 50 Report Bug Bookmark

Umang app was launched from which ministry?
उमंग एप किस मिनिस्ट्री से लांच किया गया?

A. Finance Ministry

B. Ministry of Education

C. Ministry of Electronic and IT

D. None of these

Question No# : 09 out of 50 Report Bug Bookmark

Business Correspondent means
व्यापार संवाददाता का मतलब है

A. An agent who provides banking services

B. An agent of business house

C. A type of money lender

D. None of above

Question No# : 10 out of 50 Report Bug Bookmark

What is the maximum amount that can be remitted by AEPS?
AEPS द्वारा अधिकतम कितना रुपया प्रेषित किया जा सकता है?

A. 5000

B. 50000

C. 100000

D. 10000

Question No# : 11 out of 50 Report Bug Bookmark

A Point of Sale (PoS) terminal is mainly used for:
पॉइंट ऑफ़ सेल (PoS) टर्मिनल का इस्तेमाल मुख्य रूप से इनके लिए किया जाता है:

A. Internet browsing

B. Bill printing only

C. Accepting digital payments at merchant locations

D. Opening bank accounts

Question No# : 12 out of 50 Report Bug Bookmark

General insurance is related to which insurance
सामान्‍य बीमा किस बीमे से संबंधित है

A. The fire

B. theft

C. Bump

D. All of the above

Question No# : 13 out of 50 Report Bug Bookmark

Bank lends
बैंक ऋण देता है

A. House

B. car

C. Education

D. All of the above

Question No# : 14 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 15 out of 50 Report Bug Bookmark

What is validity period of cheque?
चेक की वैधता अवधि क्‍या है?

A. 4 months from date of issue

B. 3 months from date of issue

C. 1 month from date of issue

D. Unlimited

Question No# : 16 out of 50 Report Bug Bookmark

PPF means
पीपीएफ का मतलब है

A. Pension Planning Funds

B. Person having Pension Facilities

C. Public Provident Fund

D. Permanent Practitioners Forum

Question No# : 17 out of 50 Report Bug Bookmark

Upon detection of a counterfeit note at the counter, Bank
काउंटर पर एक नकली नोट का पता चलने पर, बैंक

A. Returns the note to the customer

B. Exchange with a genuine Note

C. Deposit in Account

D. Impound the Note and issue receipt

Question No# : 18 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on-
मियादी जमा पर चक्रवर्ती ब्याज दिया जाता हैं

A. Quarterly basis

B. Monthly basis

C. Half yearly basis

D. Yearly basis

Question No# : 19 out of 50 Report Bug Bookmark

Full Form of PRA is?
PRA का पूरा नाम क्या होता है?

A. Permanent Rate Access

B. Primary Rate Access

C. Primary Rate Apply

D. Personal Rate Access

Question No# : 20 out of 50 Report Bug Bookmark

Bank charges interest on
बैंक ब्याज वसूलता है

A. Deposits

B. Loans

C. Both (a) & (b)

D. None of above

Question No# : 21 out of 50 Report Bug Bookmark

UPI was developed by
यूपीआई किसके द्वारा विकसित किया गया?

A. NPCI

B. UIDAI

C. RBI

D. All

Question No# : 22 out of 50 Report Bug Bookmark

Passport Seva website is
पासपोर्ट सेवा की वेबसाइट है

A. www.passportindia.gov.in

B. www.passportindia.com

C. www.passportindia.edu

D. www.e-passportindia.gov.in

Question No# : 23 out of 50 Report Bug Bookmark

ATM password should be kept in
एटीएम का पासवर्ड मे रखना चाहिए

A. Personal diary

B. Office diary

C. Memory

D. All of above

Question No# : 24 out of 50 Report Bug Bookmark

The number of digits printed on ATM Debit cart is _______.
एटीएम डेबिट कार्ड पर छपे अंकों की संख्या _______ है।

A. 10

B. 16

C. 11

D. 13

Question No# : 25 out of 50 Report Bug Bookmark

Mutilated notes
मुड़ा हुआ नोट

A. should be burnt away

B. should be thrown away

C. can be exchanged at Bank

D. None of above

Question No# : 26 out of 50 Report Bug Bookmark

What is a Debit Card?
डेबिट कार्ड क्या है?

A. A plastic card

B. Can also use in ATM

C. It is necessary to have money in advance for use

D. All of the above

Question No# : 27 out of 50 Report Bug Bookmark

Bank having maximum number of branches in India
भारत में बैंक की मैक्सिमम ब्रांचेस किसकी हैं

A. Reserve Bank of India

B. State Bank of India

C. Punjab National Bank

D. Bank of Baroda

Question No# : 28 out of 50 Report Bug Bookmark

What is the full form of E in AEPS?
AEPS मैं E का पूर्ण रूप क्या है ?

A. Electric

B. Electronic

C. Enabled

D. None

Question No# : 29 out of 50 Report Bug Bookmark

How many digits does an American CVV have?
मेरिकन CVV में कितने अंक होते हैं?

A. 3

B. 4

C. 5

D. 6

Question No# : 30 out of 50 Report Bug Bookmark

From what date all banks have started to share their ATM cost for the transaction?
किस तारीख से सभी बैंकों ने लेनदेन के लिए अपने एटीएम की लागत को साझा करना शुरू कर दिया है?

A. September 1 2009

B. January 1 2009

C. April 1 2009

D. July 1 2009

Question No# : 31 out of 50 Report Bug Bookmark

The correct full form for UPI is
यूपीआई का सही फुल फॉर्म है

A. Unified Payment Interface

B. Intermediate Payment Interface

C. Unified Pay Interface

D. Unified Peoples Interface

Question No# : 32 out of 50 Report Bug Bookmark

Which statement is TRUE regarding digital financial services?
डिजिटल वित्तीय सेवाओं के संबंध में कौन सा कथन सत्य है?

A. They are available only during bank hours

B. They always require a physical bank visit

C. Many services are available 24×7 through electronic channels

D. They cannot be used on mobile devices

Question No# : 33 out of 50 Report Bug Bookmark

What is the full meaning of N in UMANG App?
UMANG App में N का पूर्ण अर्थ बताइए ?

A. New

B. National

C. New-age

D. None

Question No# : 34 out of 50 Report Bug Bookmark

4.0 number developed from which country
4.0 क्रमांक किस देश से विकसित हुआ?

A. Germany

B. USA

C. Singapore

D. England

Question No# : 35 out of 50 Report Bug Bookmark

Maximum amount of Cheque
चेक का मैक्सिमम अमाउंट

A. Rs.100 crore

B. No limit

C. Rs.1 crore

D. None of above

Question No# : 36 out of 50 Report Bug Bookmark

Postinfo Mobile App has been released by which department?
Postinfo मोबाइल एप किस विभाग द्वारा जारी किया गया है?

A. Railway

B. Police

C. Post Office

D. Defense

Question No# : 37 out of 50 Report Bug Bookmark

Bank passbook
बैंक पासबुक

A. Is issued by the bank

B. Details of bank account transactions

C. Shows the balance of the account

D. All of the above

Question No# : 38 out of 50 Report Bug Bookmark

Currency notes are issued by
मुद्रा नोट द्वारा जारी किए जाते हैं

A. RBI

B. NABARD

C. Public sector banks

D. Central Government

Question No# : 39 out of 50 Report Bug Bookmark

What is blockchain?
ब्लॉकचेन क्या है?

A. A type of cryptocurrency

B. A distributed ledger on a peer to peer network

C. A centralized ledger

D. A Currency

Question No# : 40 out of 50 Report Bug Bookmark

QR code stand for
QR code का पूर्ण रूप है ?

A. Quick Response code

B. Quick Result code

C. Quick Restore

D. None of above

Question No# : 41 out of 50 Report Bug Bookmark

Main security of internet banking is
इंटरनेट बैंकिंग की मुख्य सुरक्षा है

A. Password

B. User name

C. User address

D. User mobile number

Question No# : 42 out of 50 Report Bug Bookmark

What is not required to download mAadhaar?
MAadhaar डाउनलोड करने के लिए क्या आवश्यक नहीं है?

A. Biometric Data

B. Registered Mobile number

C. Internet Connectivity

D. Android Phone

Question No# : 43 out of 50 Report Bug Bookmark

What is Direct Benefit Transfer (DBT)?
प्रत्‍यक्ष लाभ अंतरण (डीबीटी) क्‍या है?

A. Cash discount on items

B. Remittances through banks

C. Direct Benefit Transfer of beneficiaries of Social Benefit / Subsidy

D. None of the these

Question No# : 44 out of 50 Report Bug Bookmark

Life insurance means
जीवन बीमा का मतलब है

A. Insurance of human

B. Insurance of life of human and Cattle

C. Insurance of Life of Machines

D. All of above

Question No# : 45 out of 50 Report Bug Bookmark

Full form of UMANG?
UMANG का पूर्ण रूप?

A. Unified money application for new-age governance

B. Unified memories application for new-age governance

C. Unified mobile application for new-age governance

D. None

Question No# : 46 out of 50 Report Bug Bookmark

In SET protocol a customer sends a purchase order.
SET प्रोटोकॉल में एक ग्राहक एक खरीद ऑर्डर भेजता है__

A. Using digital signature system

B. In a plain text form

C. Encrypted with his public key

D. None of above

Question No# : 47 out of 50 Report Bug Bookmark

Which digital payment system allows instant money transfer using a Virtual Payment Address (VPA)?
कौन-सा डिजिटल पेमेंट सिस्टम वर्चुअल पेमेंट एड्रेस (VPA) का इस्तेमाल करके तुरंत पैसे ट्रांसफर करने की सुविधा देता है?

A. NEFT

B. RTGS

C. UPI

D. AEPS

Question No# : 48 out of 50 Report Bug Bookmark

Timely repayment of loans results
लोन रिजल्ट्स का समय पर पुनर्भुगतान

A. Good reputation

B. No tension

C. Easily availability of loan in future

D. All of above

Question No# : 49 out of 50 Report Bug Bookmark

ORS stands for
ओआरएस का फुल फॉर्म

A. Open Resource System

B. Online Registration System

C. Open Reform System

D. Open Repair System

Question No# : 50 out of 50 Report Bug Bookmark

Payment of cheque can be stopped by
चेक के पेमेंट को स्टॉप किया जा सकता है

A. Beneficiary

B. Nominee

C. Drawer of cheque

D. All of above