MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug

Timely repayment of loans results
लोन रिजल्ट्स का समय पर पुनर्भुगतान

A. Good reputation

B. No tension

C. Easily availability of loan in future

D. All of above

Question No# : 02 out of 50 Report Bug

Which type of deposits earns higher interest rate
किस प्रकार की जमा राशि उच्च ब्याज दर अर्जित करती है

A. Current account

B. Fixed deposits

C. Saving account

D. None of These

Question No# : 03 out of 50 Report Bug

USSD stands for
USSD का पूर्ण है

A. User Sale Service Data

B. User Supplementary Service Data

C. Unstructured Supplementary Service Data

D. Unique Supplementary Service Data

Question No# : 04 out of 50 Report Bug

Digilocker connected with?
Digilocker किस से कनेक्ट होता है?

A. From aadhar card

B. From PAN card

C. By mobile number

D. A and C both

Question No# : 05 out of 50 Report Bug

What does N mean in UMANG App?
UMANG App में N का क्या अर्थ है ?

A. New - Age

B. National

C. New

D. None

Question No# : 06 out of 50 Report Bug

OTP is used?
OTP यूज करते हैं?

A. secure login

B. Secure money transfer

C. Secure online transactions

D. All of the above

Question No# : 07 out of 50 Report Bug

ATM means
एटीएम का मतलब है

A. Any Time Money

B. Auto Truck of Mahindra

C. Automated Teller Machine

D. None of above

Question No# : 08 out of 50 Report Bug

PMSBY has Accidental Sum Insured
PMSBY में दुर्घटना बीमा राशि है

A. 50,000

B. 1 Lakh

C. 2 Lakh

D. 3 Lakh

Question No# : 09 out of 50 Report Bug

Aadhar is-
आधार है

A. 12 digit number card

B. None of the options

C. Both 12 digit number card & Identity proof issued by UIDAI

D. Identity proof issued by UIDAI

Question No# : 10 out of 50 Report Bug

A POS is a ________ system to process card payments at retail stores?
खुदरा स्टोर पर कार्ड भुगतान की प्रक्रिया के संसोधित करने के लिए पीओएस एक ________ प्रणाली है?

A. Software

B. Midleware

C. Firmware

D. hardware

Question No# : 11 out of 50 Report Bug

USSD was launched by?
USSD किसके द्वारा लॉन्च किया गया था?

A. RBI

B. SBI

C. Bank of Baroda

D. Union Bank of India

Question No# : 12 out of 50 Report Bug

Interest on FDRs is compounded on
एफडीआर पर ब्याज चक्रवृद्धि है

A. Monthly basis

B. Quarterly basis

C. Half yearly basis

D. Yearly basis

Question No# : 13 out of 50 Report Bug

ATM can be used for
एटीएम के लिए यूज़ किया जा सकता है

A. Cash withdrawal

B. Account enquiry

C. Statement of account

D. All of above

Question No# : 14 out of 50 Report Bug

Which Of The Following Is The Size Of Rs 200 Note?
निम्नलिखित में से 200 रूपये के नोट का आकर कौनसा है?

A. 146mm X 66mm

B. 150mm X 66mm

C. 166mm X 66mm

D. None of These

Question No# : 15 out of 50 Report Bug

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 16 out of 50 Report Bug

Who Among The Following Is The Founder Of Credit Cards?
निम्नलिखित में से कौन क्रेडिट कार्ड के संस्थापक है?

A. Kevin Duffy

B. Reid Halfman

C. John Biggins

D. None of These

Question No# : 17 out of 50 Report Bug

What Is The Full Form Of MMID?
MMID का पूरा नाम क्या होता है?

A. Mobile Money Identification

B. Mobile Money Identifier

C. Mobile Money Information

D. none of these

Question No# : 18 out of 50 Report Bug

What is validity period of cheque
चेक की वैधता अवधि क्या है

A. 4 months from date of issue

B. 3 month from date of issue

C. 1 month from date of issue

D. Unlimited

Question No# : 19 out of 50 Report Bug

What is the meaning of UPI?
UPI का क्या मतलब है?

A. Unified Payment Interface

B. Unfind Pay Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 20 out of 50 Report Bug

How many digits are there in UPI pin?
यू.पी.आई. पिन कितने अंक का होता है ?

A. 4

B. 5

C. 6

D. 3

Question No# : 21 out of 50 Report Bug

What is the full meaning of N in UMANG App?
UMANG App में N का पूर्ण अर्थ बताइए ?

A. New

B. National

C. New-age

D. None

Question No# : 22 out of 50 Report Bug

General insurance is related to which insurance
सामान्‍य बीमा किस बीमे से संबंधित है

A. The fire

B. theft

C. Bump

D. All of the above

Question No# : 23 out of 50 Report Bug

What is the full form of PIN?
पिन का पूर्ण रूप क्या है?

B. Prusent Identification Number

C. Personal Identification Name

D. None of these

Question No# : 24 out of 50 Report Bug

The term GIGO related with?
GIGO Word किससे संबंधित है?

A. Accuracy

B. Versatile

C. Automatic

D. Reliability

Question No# : 25 out of 50 Report Bug

The amount of money to be charged for a certain amount of insurance coverage is called
एक निश्चित मात्रा में बीमा कवरेज के लिए वसूले जाने वाले धन को कहा जाता है

A. Token money

B. Premium

C. Cash

D. Insured money

Question No# : 26 out of 50 Report Bug

Which of the following are the founders of credit cards?
क्रेडिट कार्ड के संस्थापक निम्न में से कौन हैं?

A. Kevin duffy

B. Reid halfman

C. John biggins

D. None of these

Question No# : 27 out of 50 Report Bug

MGNREGS stands for
MGNREGS का क्या मतलब है

A. Mahatma Gandhi National Rural Employment Generation Scheme

B. Mahatma Gandhi Nutrition & Rural Employment Generation Scheme

C. Mahatma Gandhi National Rural Employment Guarantee Scheme

D. None of above

Question No# : 28 out of 50 Report Bug

PAN means
पैन का मतलब है

A. A kind of utensil

B. Primary Account Number

C. Permanent Account Number

D. None of above

Question No# : 29 out of 50 Report Bug

Bank charges interest on
बैंक ब्याज वसूलता है

A. Deposits

B. Loans

C. Both (a) & (b)

D. None of above

Question No# : 30 out of 50 Report Bug

Which of the following is type of credit card
निम्नलिखित में से कौन सा क्रेडिट कार्ड का प्रकार है

A. Master card

B. VISA

C. Both a & b

D. None of above

Question No# : 31 out of 50 Report Bug

Who can open an account under PMJDY?
PMJDY के तहत कौन खाता खोल सकता है?

A. Minor above the age of 10 years

B. Only lady of the house

C. Only head of the family

D. All of above

Question No# : 32 out of 50 Report Bug

Internet banking means
इंटरनेट बैंकिंग से अभिप्राय है

A. Account Operation by Internet

B. Account opened through ATM

C. Both (a) and (b)

D. None of the above

Question No# : 33 out of 50 Report Bug

Bank provides loans for
बैंक लोन प्रोवाइड करता है

A. Home

B. Car

C. Education

D. All of above

Question No# : 34 out of 50 Report Bug

How many digits are there in CVV of ATM and Credit Card?
एटीएम और क्रेडिट कार्ड में CVV कितने डिजिट का होता है ?

A. 6 digits

B. 4 digit

C. 3 digits

D. 5 digits

Question No# : 35 out of 50 Report Bug

4.0 number developed from which country
4.0 क्रमांक किस देश से विकसित हुआ?

A. Germany

B. USA

C. Singapore

D. England

Question No# : 36 out of 50 Report Bug

What is RuPay Debit Card?
RuPay डेबिट कार्ड क्या है?

A. Domestic debit card

B. Introduced by National Payments Corporation of India

C. Accepted at all ATMs & PoS machines

D. All of above

Question No# : 37 out of 50 Report Bug

Which of The Following Can Be Included In An SSTP Section?
निम्नलिखित में से क्या एक SSTP Section में शामिल हो सकता है?

A. One Smtp Transaction

B. Two Smtp Transaction

C. More Than One SMTP Transaction

D. Three Smtp Transaction

Question No# : 38 out of 50 Report Bug

Mutilated notes
मुड़ा हुआ नोट

A. should be burnt away

B. should be thrown away

C. can be exchanged at Bank

D. None of above

Question No# : 39 out of 50 Report Bug

Fixed Deposit can
फिक्स्ड डिपॉजिट कर सकते हैं

A. not be withdrawn before maturity

B. paid only after maturity

C. withdrawn before maturity

D. All of above

Question No# : 40 out of 50 Report Bug

Who should tell ATM password only
एटीएम पासवर्ड केवल किसको बताना चाहिए

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of the above

Question No# : 41 out of 50 Report Bug

What is the fee for doing 200000 to 500000 rupees transactions?
200000 से 500000 रुपए ट्रांजैक्शन करने पर कितनी फीस लगती है?

A. 25

B. 50

C. 100

D. 5

Question No# : 42 out of 50 Report Bug

AEPS Full form… ?
AEPS फुल फॉर्म…?

A. Aadhaar Enabled Payment System

B. Aadhaar Electronic Payment System

C. Advanced Enable Payment system

D. None

Question No# : 43 out of 50 Report Bug

Utility of e-wallet is not same as to?
ई-वालेट की उपयोगिता किसके समान नहीं है?

A. RuPay Card

B. Debit Card

C. Credit Card

D. Cash Card

Question No# : 44 out of 50 Report Bug

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 45 out of 50 Report Bug

UPI was developed by
यूपीआई किसके द्वारा विकसित किया गया?

A. NPCI

B. UIDAI

C. RBI

D. All

Question No# : 46 out of 50 Report Bug

What is mean by B2B ?
B2B का क्या मतलब होता है?

A. Business to Business

B. Business to Buyer

C. Buyer to Business

D. None of These

Question No# : 47 out of 50 Report Bug

What is the full form of S.B.I.?
एस. बी. आई का पूरा रूप क्या होता है ?

A. State Bank of India

B. Super bank of india

C. Indian State Income

D. neither of the above

Question No# : 48 out of 50 Report Bug

4.0 Number developed from which country?
4.0 नंबर किस देश से विकसित हुआ?

A. Germany

B. USA

C. Singapore

D. England

Question No# : 49 out of 50 Report Bug

NEFT stands for
एनईएफटी का क्या मतलब है

A. National Electric Fund Transfer

B. National Electronic Fund Transfer

C. National Electrical Fund Transfer

D. None of Above

Question No# : 50 out of 50 Report Bug

What is the full form of KYC?
KYC का पूर्ण रूप क्या है ?

A. Keep your customers cool

B. Keep your cool

C. Know your customers

D. Know your credit