MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

Maximum tenure of Fixed Deposit is
फिक्स्ड डिपॉजिट की अधिकतम अवधि है

A. 5 years

B. 7 years

C. 8 years

D. 10 years

Question No# : 02 out of 50 Report Bug Bookmark

Which bank has the largest area (Branches)?
किस बैंक का एरिया सबसे बड़ा हैं ?

A. SBI

B. ICICI

C. BOB

D. RBI

Question No# : 03 out of 50 Report Bug Bookmark

What is the full form of PMSBY?
PMSBY का पूर्ण रूप क्या है?

A. Pradhan Mantri Secure Bima Yojna

B. Pradhan Mantri Security Bima Yojna

C. Pradhan Mantri Suraksha Bima Yojana

D. None

Question No# : 04 out of 50 Report Bug Bookmark

What is meant by Aadhaar seeding?
आधार सीडिंग का क्या मतलब है?

A. Linking of Aadhaar with Bank account

B. Duplicate issuance of Aadhaar

C. Transfer of Aadhaar

D. None of above

Question No# : 05 out of 50 Report Bug Bookmark

Banks use this machine to process large number of cheques
बैंक इस मशीन का उपयोग बड़ी सांख्य में चेक को संशोधित करने के लिए करते हैं

A. OMR

B. OCR

C. Barcode Reader

D. MICR

Question No# : 06 out of 50 Report Bug Bookmark

Digital Locker (DigiLocker) is used for:
डिजिटल लॉकर (DigiLocker) का उपयोग निम्नलिखित के लिए किया जाता है:

A. Physical document storage

B. Secure cloud-based storage of documents

C. Banking transactions only

D. Video conferencing

Question No# : 07 out of 50 Report Bug Bookmark

Which Of The Following Is The Size Of Rs 200 Note?
निम्नलिखित में से 200 रूपये के नोट का आकर कौनसा है?

A. 146mm X 66mm

B. 150mm X 66mm

C. 166mm X 66mm

D. None of These

Question No# : 08 out of 50 Report Bug Bookmark

PMSBY has Accidental Sum Insured
PMSBY में दुर्घटना बीमा राशि है

A. 50,000

B. 1 Lakh

C. 2 Lakh

D. 3 Lakh

Question No# : 09 out of 50 Report Bug Bookmark

If locker rent is not paid, Bank can
यदि लॉकर किराए का भुगतान नहीं किया जाता है, तो बैंक कर सकता है

A. seal the locker

B. stop operation of locker

C. break open the locker after giving suitable notice

D. All of above

Question No# : 10 out of 50 Report Bug Bookmark

OTP is used?
OTP यूज करते हैं?

A. secure login

B. Secure money transfer

C. Secure online transactions

D. All of the above

Question No# : 11 out of 50 Report Bug Bookmark

Who should tell ATM password only
एटीएम पासवर्ड केवल किसको बताना चाहिए

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of the above

Question No# : 12 out of 50 Report Bug Bookmark

What is full form of ABC in terms of ABC ID?
एबीसी आईडी के संदर्भ में एबीसी का पूर्ण रूप क्या है?

A. Account Bank of Credits

B. Academic Book of Credits

C. Academic Bank of Credits

D. Academic Bank of Council

Question No# : 13 out of 50 Report Bug Bookmark

Interest on Savings Bank Deposits is paid
बचत बैंक जमा पर ब्याज का भुगतान किया जाता है

A. Every month

B. Quarterly

C. Half yearly

D. Yearly

Question No# : 14 out of 50 Report Bug Bookmark

AEPS stand for
AEPS का पूर्ण है

A. Aadhaar Enabled Payment System

B. Auto Enabled Payment System

C. Aadhaar Enabled Payment Service

D. Aadhaar Enabled Pay Service

Question No# : 15 out of 50 Report Bug Bookmark

QR code stand for
QR code का पूर्ण रूप है ?

A. Quick Response code

B. Quick Result code

C. Quick Restore

D. None of above

Question No# : 16 out of 50 Report Bug Bookmark

TDS means
टीडीएस का मतलब है

A. Time Deposit Scheme

B. Total Deposit Scheme

C. Tax Deducted at Source

D. None of above

Question No# : 17 out of 50 Report Bug Bookmark

What is the age limit to create a DigiLocker account?
डिजीलॉकर खाता बनाने की आयु सीमा क्या है?

A. 16 years

B. 18 years

C. 21 years

D. There is no age limit

Question No# : 18 out of 50 Report Bug Bookmark

Which bank started the first micro ATM based Aadhaar?
पहला माइक्रो एटीएम आधार बेस्ड किस बैंक ने शुरू किया ?

A. Fino Payments Bank

B. Axis bank

C. SBI

D. ICICI

Question No# : 19 out of 50 Report Bug Bookmark

What services are available on the UMANG?
उमंग पर कौन सी सेवाएँ उपलब्ध हैं?

A. EPFO/Pension/CBSE

B. Ticket Booking

C. PNR Status

D. Maps

Question No# : 20 out of 50 Report Bug Bookmark

Passport Seva website is
पासपोर्ट सेवा की वेबसाइट है

A. www.passportindia.gov.in

B. www.passportindia.com

C. www.passportindia.edu

D. www.e-passportindia.gov.in

Question No# : 21 out of 50 Report Bug Bookmark

Which statement is TRUE regarding digital financial services?
डिजिटल वित्तीय सेवाओं के संबंध में कौन सा कथन सत्य है?

A. They are available only during bank hours

B. They always require a physical bank visit

C. Many services are available 24×7 through electronic channels

D. They cannot be used on mobile devices

Question No# : 22 out of 50 Report Bug Bookmark

Which Of The Following Color Is Present In A Qr Code?
निम्नलिखित में से कौनसा रंग एक क्यूआर कोड में होता है?

A. Black And White

B. Black And Yellow

C. White And Light Black

D. None Of These

Question No# : 23 out of 50 Report Bug Bookmark

What is the result of repayment of loans from time to time?
समय से ऋणों की चुकौती के क्या परिणाम है ?

A. Good credit

B. No worries

C. Easy credit in the future

D. All of the above

Question No# : 24 out of 50 Report Bug Bookmark

E-payments can be done through
ई-भुगतान ________के माध्यम से किया जा सकता है|?

A. Wallets

B. Digital Wallets

C. Cash

D. None of the above

Question No# : 25 out of 50 Report Bug Bookmark

UIDAI Connected with ?
यू.आई.डी.ए.आई. किससे जुड़ा है?

A. Pan Card

B. Aadhar Card

C. U.P.I. From

D. All of the above

Question No# : 26 out of 50 Report Bug Bookmark

APAAR ID is linked to which system for storing academic credits?
अकादमिक क्रेडिट संग्रहीत करने के लिए APAAR ID किस प्रणाली से जुड़ी है?

A. National Payments Corporation of India (NPCI)

B. Academic Bank of Credits (ABC)

C. Unique Identification Authority of India (UIDAI)

D. National Scholarship Portal

Question No# : 27 out of 50 Report Bug Bookmark

Atal pension yojna is open to Indian citizens whose age are between
अटल पेंशन योजना उन भारतीय नागरिकों के लिए खुली है जिनकी आयु बीच में है

A. 18-40 years

B. 25-40 years

C. 18-25 years

D. 18-35 years

Question No# : 28 out of 50 Report Bug Bookmark

When did BHIM App launch in India?
BHIM App की शुरुआत भारत में कब हुई ?

A. 5 November 2016

B. 6 December 2017

C. 26 January 2018

D. 30 December 2016

Question No# : 29 out of 50 Report Bug Bookmark

A Point of Sale (PoS) terminal is mainly used for:
पॉइंट ऑफ़ सेल (PoS) टर्मिनल का इस्तेमाल मुख्य रूप से इनके लिए किया जाता है:

A. Internet browsing

B. Bill printing only

C. Accepting digital payments at merchant locations

D. Opening bank accounts

Question No# : 30 out of 50 Report Bug Bookmark

Can illiterate person be issued Debit card?
क्‍या अनपढ व्‍यक्ति को डेबिट कार्ड जारी किया जा सकता है ?

A. No

B. Yes

C. Only in case of joint account

D. Only in case he is head of family

Question No# : 31 out of 50 Report Bug Bookmark

Bank does not provide loans for
बैंक किसके लिए लोन प्रोवाइड नहीं करता है

A. Crop loans

B. Education loans

C. Home loans

D. Drinking & Gambling

Question No# : 32 out of 50 Report Bug Bookmark

Which digital payment system allows instant money transfer using a Virtual Payment Address (VPA)?
कौन-सा डिजिटल पेमेंट सिस्टम वर्चुअल पेमेंट एड्रेस (VPA) का इस्तेमाल करके तुरंत पैसे ट्रांसफर करने की सुविधा देता है?

A. NEFT

B. RTGS

C. UPI

D. AEPS

Question No# : 33 out of 50 Report Bug Bookmark

What is RuPay Debit Card?
RuPay डेबिट कार्ड क्या है?

A. Domestic debit card

B. Introduced by National Payments Corporation of India

C. Accepted at all ATMs & PoS machines

D. All of above

Question No# : 34 out of 50 Report Bug Bookmark

What is the full form of KYC?
KYC का पूर्ण रूप क्या है ?

A. Keep your customers cool

B. Keep your cool

C. Know your customers

D. Know your credit

Question No# : 35 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on-
मियादी जमा पर चक्रवर्ती ब्याज दिया जाता हैं

A. Quarterly basis

B. Monthly basis

C. Half yearly basis

D. Yearly basis

Question No# : 36 out of 50 Report Bug Bookmark

Who can open bank account
बैंक अकाउंट कौन ओपेन कर सकता है

A. Indian citizen

B. Non Resident Indian

C. Illiterate

D. All of above

Question No# : 37 out of 50 Report Bug Bookmark

Which code is commonly used for mobile banking through USSD in India?
भारत में यूएसएड के माध्यम से मोबाइल बैंकिंग के लिए आमतौर पर कौन सा कोड इस्तेमाल किया जाता है?

A. *99#

B. *111#

C. *123#

D. *999#

Question No# : 38 out of 50 Report Bug Bookmark

AEPS transactions primarily authenticate users through:
AEPS लेनदेन मुख्य रूप से निम्नलिखित माध्यमों से उपयोगकर्ताओं को प्रमाणित करते हैं:

A. OTP

B. Signature

C. Aadhaar and biometric verification

D. PAN card

Question No# : 39 out of 50 Report Bug Bookmark

Banks pays interest on
बैंक ब्याज देते हैं

A. Deposits

B. Loans

C. Both (a) & (b)

D. None of above

Question No# : 40 out of 50 Report Bug Bookmark

KYC means
केवाईसी का मतलब है

A. Know your customer

B. Know your character

C. Both of above

D. None of above

Question No# : 41 out of 50 Report Bug Bookmark

Which of the following will be the full form of irctc?
निम्नलिखित में से IRCTC का फुल फॉर्म क्या होगा?

A. indian railway catering and tourism corporation

B. indian railway corporation and tourism catering

C. indian railway catering and travel corporation

D. None of These

Question No# : 42 out of 50 Report Bug Bookmark

While making nomination, signature of nominee is required on
नॉमिनेशन करते समय,नॉमनी व्यक्ति के सिग्नेचर की आवश्यकता होती है

A. Account Opening Form

B. Nomination form

C. Affidavit

D. None of above

Question No# : 43 out of 50 Report Bug Bookmark

Account payee cheques can be paid
अकाउंट पेयी चेक का भुगतान किया जा सकता है

A. At cash counter of Bank

B. At ATM

C. By deposit in Bank account

D. None of above

Question No# : 44 out of 50 Report Bug Bookmark

What is Aadhar?
आधार क्या है?

A. 12 Digit Number

B. Identity Card

C. 12 Digit Number and Identity Card

D. None of these

Question No# : 45 out of 50 Report Bug Bookmark

NEFT stands for
एनईएफटी का क्या मतलब है

A. National Electric Fund Transfer

B. National Electronic Fund Transfer

C. National Electrical Fund Transfer

D. None of Above

Question No# : 46 out of 50 Report Bug Bookmark

What is DigiLocker?
डिजिलॉकर क्या है?

A. A social media platform

B. An online file storage service

C. A digital document wallet

D. A video streaming service

Question No# : 47 out of 50 Report Bug Bookmark

UPI was developed by
यूपीआई किसके द्वारा विकसित किया गया?

A. NPCI

B. UIDAI

C. RBI

D. All

Question No# : 48 out of 50 Report Bug Bookmark

IMPS stands for
IMPS का पूर्ण है

A. Immediate Payment Service

B. Internet Payment Service

C. Internet Pay Service

D. Internet Media Payment Service

Question No# : 49 out of 50 Report Bug Bookmark

AADHAR is a unique identity number issued by____?
आधार एक विशिष्ट पहचान संख्या है जो___ द्वारा जारी की जाती है?

A. UBI

B. UIAI

C. UIDAI

D. UBDAI

Question No# : 50 out of 50 Report Bug Bookmark

PAN number is required for
किसके लिए पैन नंबर आवश्यक है

A. Deposits less than Rs.50,000/-

B. Deposits in excess of Rs.1 lac

C. Deposits Rs.50,000/- & above

D. All transactions