MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 02 out of 50 Report Bug Bookmark

Which mobile wallet does not permit cash withdrawal
कौन सा मोबाइल वॉलेट नकद निकासी की अनुमति नहीं देता है

A. Open wallet

B. Semi open wallet

C. Semi closed wallet

D. None of the above

Question No# : 03 out of 50 Report Bug Bookmark

What features do AEPS systems provide?
AEPS सिस्टम क्या सुविधाएँ प्रदान करता है?

A. Check balance

B. Cash withdrawal

C. Cash deposit

D. All of the above

Question No# : 04 out of 50 Report Bug Bookmark

Received Money from UPI is called?
UPI से Received Money क्या कहलाता हैं ?

A. Full

B. Null

C. Received

D. Credited

Question No# : 05 out of 50 Report Bug Bookmark

Which is invalid category of programming language?
कौन सी लैंग्वेज नहीं है?

A. Low lavel language

B. Medium level language

C. High level language

D. None

Question No# : 06 out of 50 Report Bug Bookmark

What is the full form of E in AEPS?
AEPS मैं E का पूर्ण रूप क्या है ?

A. Electric

B. Electronic

C. Enabled

D. None

Question No# : 07 out of 50 Report Bug Bookmark

Bank draft is issued by
बैंक ड्राफ्ट द्वारा जारी किया जाता है

A. Private Sector Banks

B. Regional Rural Banks

C. Public Sector Banks

D. All of above

Question No# : 08 out of 50 Report Bug Bookmark

NEFT Service start from?
NEFT कब स्टार्ट हुआ?

A. November 2005

B. March 2004

C. November 2006

D. None of these

Question No# : 09 out of 50 Report Bug Bookmark

Atal pension yojna is open to Indian citizens whose age are between
अटल पेंशन योजना उन भारतीय नागरिकों के लिए खुली है जिनकी आयु बीच में है

A. 18-40 years

B. 25-40 years

C. 18-25 years

D. 18-35 years

Question No# : 10 out of 50 Report Bug Bookmark

What is RuPay Debit Card?
RuPay डेबिट कार्ड क्या है?

A. Domestic debit card

B. Introduced by National Payments Corporation of India

C. Accepted at all ATMs & PoS machines

D. All of above

Question No# : 11 out of 50 Report Bug Bookmark

Through which network does Open loT manage registration, deployment of sensors?
ओपन आईओटी किसी नेटवर्क के माध्यम से पंजीकरण सेंसर की तैनाती प्रबंधन, करता है

A. LSM

B. HTTP

C. X-GSN

D. GSN

Question No# : 12 out of 50 Report Bug Bookmark

Aadhar is-
आधार है

A. 12 digit number card

B. None of the options

C. Both 12 digit number card & Identity proof issued by UIDAI

D. Identity proof issued by UIDAI

Question No# : 13 out of 50 Report Bug Bookmark

Who can open an account under PMJDY Scheme ?
पीएमजेडीवाई (PMJDY) के अंतर्गत कौन खाता खोल सकता है ?

A. person who is more than 10 years

B. House wife

C. Only head of the family

D. All of the above

Question No# : 14 out of 50 Report Bug Bookmark

Internet banking refers to
इंटरनेट बैंकिंग से तात्पर्य है

A. Operation of account through internet

B. Opening of account through ATM

C. Both (a) & (b)

D. None of above

Question No# : 15 out of 50 Report Bug Bookmark

What is the result of repayment of loans from time to time?
समय से ऋणों की चुकौती के क्या परिणाम है ?

A. Good credit

B. No worries

C. Easy credit in the future

D. All of the above

Question No# : 16 out of 50 Report Bug Bookmark

Main security of internet banking is
इंटरनेट बैंकिंग की मुख्य सुरक्षा है

A. Password

B. User name

C. User address

D. User mobile number

Question No# : 17 out of 50 Report Bug Bookmark

General insurance is related to which insurance
सामान्‍य बीमा किस बीमे से संबंधित है

A. The fire

B. theft

C. Bump

D. All of the above

Question No# : 18 out of 50 Report Bug Bookmark

What is the minimum amount required for opening a Basic Savings Bank Account?
बेसिक बचत बैंक जमा खाता खोलते समय न्यूतनतम कितनी राशि की आवश्य्कता है?

A. Rs. 100/-

B. No Minimum Amount Required

C. Rs. 1000/-

D. Rs. 500/-

Question No# : 19 out of 50 Report Bug Bookmark

When was cyber law brought for e-commerce
ई-कॉमर्स के लिए साइबर कानून कब लाया गया?

A. 17 October 2000

B. 20 December 2005

C. 30 September 2002

D. 12 January 2001

Question No# : 20 out of 50 Report Bug Bookmark

PMSBY has Accidental Sum Insured
PMSBY में दुर्घटना बीमा राशि है

A. 50,000

B. 1 Lakh

C. 2 Lakh

D. 3 Lakh

Question No# : 21 out of 50 Report Bug Bookmark

What is the full form of ABHA in the Ayushman Bharat scheme?
आयुष्मान भारत योजना में ABHA का पूर्ण रूप क्या है?

A. Ayushman Bharat Hospital Association

B. Ayushman Bharat Health Account

C. Ayushman Bharat Health Authority

D. Ayushman Bharat Healthcare Access

Question No# : 22 out of 50 Report Bug Bookmark

Umang application was launched by which ministry?
Umang एप्लीकेशन किस मंत्रालय द्वारा शुरू किया गया?

A. Ministry of electronics & IT

B. Ministry of Finance

C. Ministry of HRD

D. All of above

Question No# : 23 out of 50 Report Bug Bookmark

The secure electronic transaction (SET) Protocol is used for which type of payment
सुरक्षित इलेक्ट्रॉनिक लेनदेन (SET) प्रोटोकॉल का उपयोग किस प्रकार के भुगतान के लिए किया जाता है

A. Credit card

B. NEFT

C. Cheque

D. All of the above

Question No# : 24 out of 50 Report Bug Bookmark

The correct full form for UPI is
यूपीआई का सही फुल फॉर्म है

A. Unified Payment Interface

B. Intermediate Payment Interface

C. Unified Pay Interface

D. Unified Peoples Interface

Question No# : 25 out of 50 Report Bug Bookmark

A POS is a ________ system to process card payments at retail stores?
खुदरा स्टोर पर कार्ड भुगतान की प्रक्रिया के संसोधित करने के लिए पीओएस एक ________ प्रणाली है?

A. Software

B. Midleware

C. Firmware

D. hardware

Question No# : 26 out of 50 Report Bug Bookmark

4.0 number developed from which country
4.0 क्रमांक किस देश से विकसित हुआ?

A. Germany

B. USA

C. Singapore

D. England

Question No# : 27 out of 50 Report Bug Bookmark

What is restricted in currency notes?
करेंसी नोट में क्‍या लिखना प्रतिबंधित है?

A. Political message

B. Religious message

C. personal message

D. All of the above

Question No# : 28 out of 50 Report Bug Bookmark

Who is Bank Mitra?
बैंक मित्रा कौन हैं ?

A. Banking Correspondents engaged by Banks

B. Valuable customer of Bank

C. Security guard in a branch

D. None of above

Question No# : 29 out of 50 Report Bug Bookmark

in Online Internet Banking, which payment method is used to immediately transfer the money?
ऑनलाइन इंटरनेट बैंकिंग में तुरंत पैसे ट्रांसफर करने के लिए किस भुगतान विधि का उपयोग किया जाता है?

A. RTGS

B. UPI

C. NEFT

D. IMPS

Question No# : 30 out of 50 Report Bug Bookmark

Maximum tenure of Fixed Deposit is
फिक्स्ड डिपॉजिट की अधिकतम अवधि है

A. 5 years

B. 7 years

C. 8 years

D. 10 years

Question No# : 31 out of 50 Report Bug Bookmark

Business Correspondent means
व्यापार संवाददाता का मतलब है

A. An agent who provides banking services

B. An agent of business house

C. A type of money lender

D. None of above

Question No# : 32 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on-
मियादी जमा पर चक्रवर्ती ब्याज दिया जाता हैं

A. Quarterly basis

B. Monthly basis

C. Half yearly basis

D. Yearly basis

Question No# : 33 out of 50 Report Bug Bookmark

What is Rupay
Rupay क्या है?

A. Plastic Card

B. ATM card

C. Debit Card

D. Both B and C

Question No# : 34 out of 50 Report Bug Bookmark

What is a Debit Card?
डेबिट कार्ड क्या है?

A. A plastic card

B. Can also use in ATM

C. It is necessary to have money in advance for use

D. All of the above

Question No# : 35 out of 50 Report Bug Bookmark

The amount of money to be charged for a certain amount of insurance coverage is called
एक निश्चित मात्रा में बीमा कवरेज के लिए वसूले जाने वाले धन को कहा जाता है

A. Token money

B. Premium

C. Cash

D. Insured money

Question No# : 36 out of 50 Report Bug Bookmark

What is the meaning of UPI?
UPI का क्या मतलब है?

A. Unified Payment Interface

B. Unfind Pay Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 37 out of 50 Report Bug Bookmark

PPF means
पीपीएफ का मतलब है

A. Pension Planning Funds

B. Person having Pension Facilities

C. Public Provident Fund

D. Permanent Practitioners Forum

Question No# : 38 out of 50 Report Bug Bookmark

Which of the following is type of credit card
निम्नलिखित में से कौन सा क्रेडिट कार्ड का प्रकार है

A. Master card

B. VISA

C. Both a & b

D. None of above

Question No# : 39 out of 50 Report Bug Bookmark

Which of The Following Can Be Included In An SSTP Section?
निम्नलिखित में से क्या एक SSTP Section में शामिल हो सकता है?

A. One Smtp Transaction

B. Two Smtp Transaction

C. More Than One SMTP Transaction

D. Three Smtp Transaction

Question No# : 40 out of 50 Report Bug Bookmark

KYC means
केवाईसी का मतलब है

A. Know your customer

B. Know your character

C. Both of above

D. None of above

Question No# : 41 out of 50 Report Bug Bookmark

Which currency note has security thread?
किस मुद्रा नोट में सुरक्षा धागा है?

A. Rs 10

B. Rs 20

C. Rs 50

D. All of these

Question No# : 42 out of 50 Report Bug Bookmark

Bank lends
बैंक ऋण देता है

A. House

B. car

C. Education

D. All of the above

Question No# : 43 out of 50 Report Bug Bookmark

Which is a valid website name for Digi locker?
डिजी लॉकर के लिए वैध वेबसाइट नाम कौन सा है?

A. www.digilocker.com

B. www.digilocker.gov.in

C. www.digi-locker.gov.in

D. www.digilocker.in

Question No# : 44 out of 50 Report Bug Bookmark

Which government agency provides the DigiLocker service?
कौन सी सरकारी एजेंसी डिजिलॉकर सेवा प्रदान करती है?

A. Reserve Bank of India (RBI)

B. Securities and Exchange Board of India (SEBI)

C. Ministry of Electronics and Information Technology (MeitY)

D. National Aeronautics and Space Administration (NASA)

Question No# : 45 out of 50 Report Bug Bookmark

Umang app launched by
उमंग एप किसके द्वारा लांच किया गया?

A. RBI

B. UPI

C. NPCI

D. NEFT

Question No# : 46 out of 50 Report Bug Bookmark

Who started the ATM card first?
ATM कार्ड की शुरुआत सबसे पहले किसने की थी?

A. SBI

B. HSBC

C. HDFC

D. ICICI

Question No# : 47 out of 50 Report Bug Bookmark

UPI was developed by
यूपीआई किसके द्वारा विकसित किया गया?

A. NPCI

B. UIDAI

C. RBI

D. All

Question No# : 48 out of 50 Report Bug Bookmark

What is the full form of PMSBY?
PMSBY का पूर्ण रूप क्या है?

A. Pradhan Mantri Secure Bima Yojna

B. Pradhan Mantri Security Bima Yojna

C. Pradhan Mantri Suraksha Bima Yojana

D. None

Question No# : 49 out of 50 Report Bug Bookmark

What is a Debit Card?
डेबिट कार्ड क्या है?

A. a plastic of card

B. Can also use in ATM

C. It is necessary to have money in advance for use

D. All of the above

Question No# : 50 out of 50 Report Bug Bookmark

Upon detection of a counterfeit note at the counter, Bank
काउंटर पर एक नकली नोट का पता चलने पर, बैंक

A. Returns the note to the customer

B. Exchange with a genuine Note

C. Deposit in Account

D. Impound the Note and issue receipt