MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

How many languages are in the UMANG app?
उमंग ऐप में कितनी भाषाएं हैं?

A. 20 Languages

B. 21 Languages

C. 22 Languages

D. 23Languages

Question No# : 02 out of 50 Report Bug Bookmark

Bank draft is issued by
बैंक ड्राफ्ट द्वारा जारी किया जाता है

A. Private Sector Banks

B. Regional Rural Banks

C. Public Sector Banks

D. All of above

Question No# : 03 out of 50 Report Bug Bookmark

UPI stands for
UPI का पूर्ण है

A. User Payment Interface

B. Unified Payment Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 04 out of 50 Report Bug Bookmark

What is the timing of NEFT?
NEFT की टाइमिंग क्या है?

A. 8.00 am to .6.00 pm

B. 8:00 am to 7:00 pm

C. 6:30 am to 5:30 pm

D. Any Time i.e. 24x7

Question No# : 05 out of 50 Report Bug Bookmark

KYC means
केवाईसी का मतलब है

A. Know your customer

B. Know your character

C. Both of above

D. None of above

Question No# : 06 out of 50 Report Bug Bookmark

How many digits are there in CVV of ATM and Credit Card?
एटीएम और क्रेडिट कार्ड में CVV कितने डिजिट का होता है ?

A. 6 digits

B. 4 digit

C. 3 digits

D. 5 digits

Question No# : 07 out of 50 Report Bug Bookmark

Who is the developer of Paytm?
पेटीएम के Developer कौन हैं?

A. Vijay chandra sharma

B. Vijay shekhar sharma

C. Vishnu shekhar sharma

D. Vishun chandra sharma

Question No# : 08 out of 50 Report Bug Bookmark

DigiLocker can not be used to?
Digilocker का उपयोग के लिए नहीं किया जा सकता है?

A. Share documents

B. Store documents

C. Verify documents

D. Buy documents

Question No# : 09 out of 50 Report Bug Bookmark

What is the full form of ABHA in the Ayushman Bharat scheme?
आयुष्मान भारत योजना में ABHA का पूर्ण रूप क्या है?

A. Ayushman Bharat Hospital Association

B. Ayushman Bharat Health Account

C. Ayushman Bharat Health Authority

D. Ayushman Bharat Healthcare Access

Question No# : 10 out of 50 Report Bug Bookmark

What is the full form of KYC?
KYC का पूर्ण रूप क्या है ?

A. Keep your customers cool

B. Keep your cool

C. Know your customers

D. Know your credit

Question No# : 11 out of 50 Report Bug Bookmark

The Indian rupee symbol ‘₹’ officially adopted in
भारतीय रुपये का प्रतीक ₹‘आधिकारिक तौर पर कब अपनाया गया है

A. 2009

B. 2010

C. 2012

D. 2015

Question No# : 12 out of 50 Report Bug Bookmark

What is the maximum amount of deposits acceptable in Small accounts?
छोटे खातों में स्वीकार्य अधिकतम जमा राशि क्या है?

A. 30,000/-

B. 40,000/-

C. 50,000/-

D. 100,000/-

Question No# : 13 out of 50 Report Bug Bookmark

OTP is used?
OTP यूज करते हैं?

A. secure login

B. Secure money transfer

C. Secure online transactions

D. All of the above

Question No# : 14 out of 50 Report Bug Bookmark

Regarding "DigiLocker", which of the following statements is/are correct?
" डिजिटल लॉकर " के संबंध में निम्नलिखित में से कौन सा कथन सत्य है

A. It is a digital locker system offered by the Government under Digital India Programme.

B. It allows you to access your e-documents irrespective of your physical location.

C. Both A and B

D. Neither A nor B

Question No# : 15 out of 50 Report Bug Bookmark

PPF means
पीपीएफ का मतलब है

A. Pension Planning Funds

B. Person having Pension Facilities

C. Public Provident Fund

D. Permanent Practitioners Forum

Question No# : 16 out of 50 Report Bug Bookmark

What is meant by Aadhaar seeding?
आधार सीडिंग का क्या मतलब है?

A. Linking of Aadhaar with Bank account

B. Duplicate issuance of Aadhaar

C. Transfer of Aadhaar

D. None of above

Question No# : 17 out of 50 Report Bug Bookmark

The safest place for keeping money
पैसा रखने के लिए सबसे सुरक्षित जगह

A. A pit dug in the ground

B. An iron box

C. Bank

D. Money lender

Question No# : 18 out of 50 Report Bug Bookmark

which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 19 out of 50 Report Bug Bookmark

RTGS stands for
RTGS का पूर्ण है

A. Real Time Gross Sale

B. Real Time Gross Settlement

C. Real Time Growth Settlement

D. Real Time Group Service

Question No# : 20 out of 50 Report Bug Bookmark

The amount of money to be charged for a certain amount of insurance coverage is called
एक निश्चित मात्रा में बीमा कवरेज के लिए वसूले जाने वाले धन को कहा जाता है

A. Token money

B. Premium

C. Cash

D. Insured money

Question No# : 21 out of 50 Report Bug Bookmark

Credit is related to?
क्रेडिट करना किससे संबंधित है?

A. Depositing money in bank

B. Withdraw cash

C. Debit

D. None of these

Question No# : 22 out of 50 Report Bug Bookmark

Priority of EDI is :
EDI की प्राथमिकता किससे है?

A. Any Company

B. Hardware

C. Computer

D. Software

Question No# : 23 out of 50 Report Bug Bookmark

What is blockchain?
ब्लॉकचेन क्या है?

A. A type of cryptocurrency

B. A distributed ledger on a peer to peer network

C. A centralized ledger

D. A Currency

Question No# : 24 out of 50 Report Bug Bookmark

Which bank has the largest area (Branches)?
किस बैंक का एरिया सबसे बड़ा हैं ?

A. SBI

B. ICICI

C. BOB

D. RBI

Question No# : 25 out of 50 Report Bug Bookmark

What is Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY)?
प्रधानमंत्री जीवन ज्योति बीमा योजना (PMJJBY) क्या है?

A. Covers life insurance up to Rs.2 lac

B. Accident insurance cover

C. Both (a) & (b)

D. None of above

Question No# : 26 out of 50 Report Bug Bookmark

Under PMSBY, accidental death claim is available for:
प्रधानमंत्री सुरक्षा बीमा सुरक्षा योजना (PMSBY) के अंतर्गत कितना दुर्धटना बीमा दावा उपलब्‍ध है:

A. Rs.1 lac

B. Rs.2 lac

C. Rs.3 lac

D. None of above

Question No# : 27 out of 50 Report Bug Bookmark

E-payments can be done through
ई-भुगतान ________के माध्यम से किया जा सकता है|?

A. Wallets

B. Digital Wallets

C. Cash

D. None of the above

Question No# : 28 out of 50 Report Bug Bookmark

What is Rupay
Rupay क्या है?

A. Plastic Card

B. ATM card

C. Debit Card

D. Both B and C

Question No# : 29 out of 50 Report Bug Bookmark

How much rupees can a person remit in 1 day by USSSD?
USSSD द्वारा एक व्यक्ति को 1 दिन में कितना रुपया प्रेषित किया जा सकता है?

A. 10000

B. 5000

C. 15000

D. 25000

Question No# : 30 out of 50 Report Bug Bookmark

Business Correspondent means
व्यापार संवाददाता का मतलब है

A. An agent who provides banking services

B. An agent of business house

C. A type of money lender

D. None of above

Question No# : 31 out of 50 Report Bug Bookmark

What is the full form of IMF?
IMF का पूरा नाम क्या है ?

A. Internet money fund

B. International Money Fund

C. International Monetary Fund

D. None of these

Question No# : 32 out of 50 Report Bug Bookmark

Interest on Savings Bank Deposits is paid
बचत बैंक जमा पर ब्याज का भुगतान किया जाता है

A. Every month

B. Quarterly

C. Half yearly

D. Yearly

Question No# : 33 out of 50 Report Bug Bookmark

UIDAI Connected with ?
यू.आई.डी.ए.आई. किससे जुड़ा है?

A. Pan Card

B. Aadhar Card

C. U.P.I. From

D. All of the above

Question No# : 34 out of 50 Report Bug Bookmark

What does the bank take interest on?
बैंक किस पर इंटरेस्ट लेता है?

A. Saving Account

B. Fix Deposit

C. Current Account

D. Loan

Question No# : 35 out of 50 Report Bug Bookmark

NEFT stands for
एनईएफटी का क्या मतलब है

A. National Electric Fund Transfer

B. National Electronic Fund Transfer

C. National Electrical Fund Transfer

D. None of Above

Question No# : 36 out of 50 Report Bug Bookmark

USSD stands for
USSD का पूर्ण है

A. User Sale Service Data

B. User Supplementary Service Data

C. Unstructured Supplementary Service Data

D. Unique Supplementary Service Data

Question No# : 37 out of 50 Report Bug Bookmark

Maximum amount of Cheque
चेक का मैक्सिमम अमाउंट

A. Rs.100 crore

B. No limit

C. Rs.1 crore

D. None of above

Question No# : 38 out of 50 Report Bug Bookmark

Coins are issued by
किसके द्वारा सिक्के जारी किए जाते हैं

A. Government of India

B. NABARD

C. Public sector banks

D. State Bank of India

Question No# : 39 out of 50 Report Bug Bookmark

Who issues the ABHA number?
ABHA नंबर कौन जारी करता है?

A. Reserve Bank of India (RBI)

B. National Health Authority (NHA)

C. Medical Council of India (MCI)

D. Ministry of Finance

Question No# : 40 out of 50 Report Bug Bookmark

What are the benefits attached to PMJDY?
पीएमजेडीवाई (PMJDY) के अंतर्गत क्‍या लाभ जुड़े हैं ?

A. Accident insurance cover of Rs.1.00 lac

B. Life insurance cover of Rs.30,000/

C. Overdraft facility up to Rs.5,000/-

D. All of above

Question No# : 41 out of 50 Report Bug Bookmark

Currency notes are issued by
मुद्रा नोट द्वारा जारी किए जाते हैं

A. RBI

B. NABARD

C. Public sector banks

D. Central Government

Question No# : 42 out of 50 Report Bug Bookmark

What is the full form of POS?
POS का पूर्ण रूप क्या है?

A. Point of Sale

B. Post of sales

C. Point of sold

D. None

Question No# : 43 out of 50 Report Bug Bookmark

Can illiterate person be issued Debit card
क्या अनपढ़ व्यक्ति को डेबिट कार्ड जारी किया जा सकता है

A. No

B. Yes

C. Only in case of joint account

D. Only in case he is head of family

Question No# : 44 out of 50 Report Bug Bookmark

Who Among The Following Is The Founder Of Credit Cards?
निम्नलिखित में से कौन क्रेडिट कार्ड के संस्थापक है?

A. Kevin Duffy

B. Reid Halfman

C. John Biggins

D. None of These

Question No# : 45 out of 50 Report Bug Bookmark

Use of ATMs
एटीएम का प्रयोग करते हैं

A. Cash withdrawal

B. Account inquiries

C. Account Description

D. All of the above

Question No# : 46 out of 50 Report Bug Bookmark

What is mean by B2B ?
B2B का क्या मतलब होता है?

A. Business to Business

B. Business to Buyer

C. Buyer to Business

D. None of These

Question No# : 47 out of 50 Report Bug Bookmark

Mutilated notes
मुड़ा हुआ नोट

A. should be burnt away

B. should be thrown away

C. can be exchanged at Bank

D. None of above

Question No# : 48 out of 50 Report Bug Bookmark

In which year NEFT services has started
किस वर्ष में एनईएफटी सेवाएं शुरू हुई हैं

A. 2005

B. 2002

C. 2001

D. 2006

Question No# : 49 out of 50 Report Bug Bookmark

Which type of deposits earns higher interest rate
किस प्रकार की जमा राशि उच्च ब्याज दर अर्जित करती है

A. Current account

B. Fixed deposits

C. Saving account

D. None of These

Question No# : 50 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above