MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

What is the result of repayment of loans from time to time?
समय से ऋणों की चुकौती के क्या परिणाम है ?

A. Good credit

B. No worries

C. Easy credit in the future

D. All of the above

Question No# : 02 out of 50 Report Bug Bookmark

Which is prohibited for writing on currency notes?
मुद्रा नोटों पर लिखने के लिए कौन सा प्रतिबंध है?

A. Political message

B. Religious message

C. Personal message

D. All of above

Question No# : 03 out of 50 Report Bug Bookmark

Use of ATMs
एटीएम का प्रयोग करते हैं

A. Cash withdrawal

B. Account inquiries

C. Account Description

D. All of the above

Question No# : 04 out of 50 Report Bug Bookmark

ATM can be used for
एटीएम के लिए यूज़ किया जा सकता है

A. Cash withdrawal

B. Account enquiry

C. Statement of account

D. All of above

Question No# : 05 out of 50 Report Bug Bookmark

What is the full form of IMPS?
IMPS का पूर्ण रूप क्या है?

A. Immediate Payment Service

B. immediate fund transfer service

C. Interested Payment Service

D. A & B both

Question No# : 06 out of 50 Report Bug Bookmark

What is one advantage of the online system for paying bills?
बिलों के भुगतान के लिए ऑनलाइन प्रणाली का एक फायदा क्या है?

A. You can pay faster

B. You can save money

C. You can track transactions on real time

D. All of the above

Question No# : 07 out of 50 Report Bug Bookmark

E or S means
ई या एस का मतलब है

A. East or South zone

B. Easy and Swift

C. Either or Survivor

D. None of above

Question No# : 08 out of 50 Report Bug Bookmark

What is the full form of POS?
POS का पूर्ण रूप क्या है?

A. Point of Sale

B. Post of sales

C. Point of sold

D. None

Question No# : 09 out of 50 Report Bug Bookmark

UPI payment interface Developed by
UPI भुगतान इंटरफ़ेस किसके द्वारा विकसित किया गया है

A. National Payments Corporation of India

B. Finance mini

C. Bank

D. None of above

Question No# : 10 out of 50 Report Bug Bookmark

What is RuPay Debit Card?
RuPay डेबिट कार्ड क्या है?

A. Domestic debit card

B. Introduced by National Payments Corporation of India

C. Accepted at all ATMs & PoS machines

D. All of above

Question No# : 11 out of 50 Report Bug Bookmark

Gold and silver ornaments should be kept in bank lockers
सोने और चांदी के आभूषणों को बैंक लॉकर में रखना चाहिए

A. It is safe

B. No risk of theft

C. Both (a) & (b)

D. None of above

Question No# : 12 out of 50 Report Bug Bookmark

Utility of e-wallet is not same as to?
ई-वालेट की उपयोगिता किसके समान नहीं है?

A. RuPay Card

B. Debit Card

C. Credit Card

D. Cash Card

Question No# : 13 out of 50 Report Bug Bookmark

From what date all banks have started to share their ATM cost for the transaction?
किस तारीख से सभी बैंकों ने लेनदेन के लिए अपने एटीएम की लागत को साझा करना शुरू कर दिया है?

A. September 1 2009

B. January 1 2009

C. April 1 2009

D. July 1 2009

Question No# : 14 out of 50 Report Bug Bookmark

Nomination once done can
एक बार नॉमिनेशन किया जा सकता है

A. Not be cancelled

B. Be cancelled

C. Not be changed

D. None of above

Question No# : 15 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 16 out of 50 Report Bug Bookmark

Which bank started Pocket wallet?
Pocket wallet किस बैंक ने स्टार्ट किया?

A. HDFC

B. ICICI

C. SBI

D. BOB

Question No# : 17 out of 50 Report Bug Bookmark

Which is invalid category of programming language?
कौन सी लैंग्वेज नहीं है?

A. Low lavel language

B. Medium level language

C. High level language

D. None

Question No# : 18 out of 50 Report Bug Bookmark

When was cyber law brought for e-commerce
ई-कॉमर्स के लिए साइबर कानून कब लाया गया?

A. 17 October 2000

B. 20 December 2005

C. 30 September 2002

D. 12 January 2001

Question No# : 19 out of 50 Report Bug Bookmark

Umang application was launched by which ministry?
Umang एप्लीकेशन किस मंत्रालय द्वारा शुरू किया गया?

A. Ministry of electronics & IT

B. Ministry of Finance

C. Ministry of HRD

D. All of above

Question No# : 20 out of 50 Report Bug Bookmark

What is Direct Benefit Transfer (DBT)?
प्रत्‍यक्ष लाभ अंतरण (डीबीटी) क्‍या है?

A. Cash discount on items

B. Remittances through banks

C. Direct Benefit Transfer of beneficiaries of Social Benefit / Subsidy

D. None of the these

Question No# : 21 out of 50 Report Bug Bookmark

which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 22 out of 50 Report Bug Bookmark

What does the bank take interest on?
बैंक किस पर इंटरेस्ट लेता है?

A. Saving Account

B. Fix Deposit

C. Current Account

D. Loan

Question No# : 23 out of 50 Report Bug Bookmark

Who Among The Following Is The Founder Of Credit Cards?
निम्नलिखित में से कौन क्रेडिट कार्ड के संस्थापक है?

A. Kevin Duffy

B. Reid Halfman

C. John Biggins

D. None of These

Question No# : 24 out of 50 Report Bug Bookmark

Timely repayment of loans results
लोन रिजल्ट्स का समय पर पुनर्भुगतान

A. Good reputation

B. No tension

C. Easily availability of loan in future

D. All of above

Question No# : 25 out of 50 Report Bug Bookmark

Which bank started the first micro ATM based Aadhaar?
पहला माइक्रो एटीएम आधार बेस्ड किस बैंक ने शुरू किया ?

A. Fino Payments Bank

B. Axis bank

C. SBI

D. ICICI

Question No# : 26 out of 50 Report Bug Bookmark

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 27 out of 50 Report Bug Bookmark

Business Correspondent means
व्यापार संवाददाता का मतलब है

A. An agent who provides banking services

B. An agent of business house

C. A type of money lender

D. None of above

Question No# : 28 out of 50 Report Bug Bookmark

What means by PAN
पैन (PAN) का अभिपार्य

A. A type of utensil

B. Primary account number

C. Permanent Account Number

D. None of the these

Question No# : 29 out of 50 Report Bug Bookmark

Bank having maximum number of branches in India
भारत में बैंक की मैक्सिमम ब्रांचेस किसकी हैं

A. Reserve Bank of India

B. State Bank of India

C. Punjab National Bank

D. Bank of Baroda

Question No# : 30 out of 50 Report Bug Bookmark

Which is not required for accessing the service of POS system?
पीओएस सिस्टम की सेवा के उपयोग के लिए किस की आवश्यकता नहीं है?

A. PIN

B. Internet

C. Debit/Credit Card

D. Account Number

Question No# : 31 out of 50 Report Bug Bookmark

MGNREGS stands for
MGNREGS का क्या मतलब है

A. Mahatma Gandhi National Rural Employment Generation Scheme

B. Mahatma Gandhi Nutrition & Rural Employment Generation Scheme

C. Mahatma Gandhi National Rural Employment Guarantee Scheme

D. None of above

Question No# : 32 out of 50 Report Bug Bookmark

in Online Internet Banking, which payment method is used to immediately transfer the money?
ऑनलाइन इंटरनेट बैंकिंग में तुरंत पैसे ट्रांसफर करने के लिए किस भुगतान विधि का उपयोग किया जाता है?

A. RTGS

B. UPI

C. NEFT

D. IMPS

Question No# : 33 out of 50 Report Bug Bookmark

When did NEFT start?
NEFT कब स्टार्ट हुआ?

A. November 2005

B. March 2004

C. November 2006

D. None of these

Question No# : 34 out of 50 Report Bug Bookmark

Full form of DFS is
DFS का पूर्ण रूप है

A. Dynamic Financial Scheme

B. Digital Financial Services

C. Digital Founds scheme

D. Double Finance services

Question No# : 35 out of 50 Report Bug Bookmark

How many languages are in the UMANG app?
उमंग ऐप में कितनी भाषाएं हैं?

A. 20 Languages

B. 21 Languages

C. 22 Languages

D. 23Languages

Question No# : 36 out of 50 Report Bug Bookmark

UPI stands for
UPI का पूर्ण है

A. User Payment Interface

B. Unified Payment Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 37 out of 50 Report Bug Bookmark

When did the Umang app start in India?
भारत में उमंग एप कब से शुरू हुआ ?

A. 23 November 2017

B. 27 November 2015

C. 15 August 2017

D. 17 July 2018

Question No# : 38 out of 50 Report Bug Bookmark

What is full form of AEPS
AEPS फुल फॉर्म…?

A. Aadhaar Enabled Payment System

B. Aadhaar Electronic Payment System

C. Advanced Enable Payment system

D. None of these

Question No# : 39 out of 50 Report Bug Bookmark

What is the full form of KYC?
KYC का पूर्ण रूप क्या है ?

A. Keep your customers cool

B. Keep your cool

C. Know your customers

D. Know your credit

Question No# : 40 out of 50 Report Bug Bookmark

What is a Debit Card?
डेबिट कार्ड क्या है?

A. A plastic card

B. Can also use in ATM

C. It is necessary to have money in advance for use

D. All of the above

Question No# : 41 out of 50 Report Bug Bookmark

Which of the following is not considered to be one of the three phases of e-commerce?
निम्नलिखित में से किसे ई-कॉमर्स के तीन चरणों में से एक नहीं माना जाता है?

A. Innovation

B. consolidation

C. Preservation

D. Reinvention

Question No# : 42 out of 50 Report Bug Bookmark

What does BHIM stands for?
BHIM का क्या अर्थ है?

A. Bharat Interface for Money

B. Bharat Interface for Machine

C. Bharat Internet for Money

D. Bharat Interface to Money

Question No# : 43 out of 50 Report Bug Bookmark

Received Money from UPI is called?
UPI से Received Money क्या कहलाता हैं ?

A. Full

B. Null

C. Received

D. Credited

Question No# : 44 out of 50 Report Bug Bookmark

Through which network does Open loT manage registration, deployment of sensors?
ओपन आईओटी किसी नेटवर्क के माध्यम से पंजीकरण सेंसर की तैनाती प्रबंधन, करता है

A. LSM

B. HTTP

C. X-GSN

D. GSN

Question No# : 45 out of 50 Report Bug Bookmark

We should keep our savings with banks because
हमें अपनी सेविंग्स बैंकों के पास रखनी चाहिए क्योंकि

A. It is safe

B. Earns interest

C. Can be withdrawn anytime

D. All of above

Question No# : 46 out of 50 Report Bug Bookmark

What is restricted in currency notes?
करेंसी नोट में क्‍या लिखना प्रतिबंधित है?

A. Political message

B. Religious message

C. personal message

D. All of the above

Question No# : 47 out of 50 Report Bug Bookmark

How many digits does the ABHA number contain?
ABHA संख्या में कितने अंक होते हैं?

A. 10

B. 12

C. 14

D. 16

Question No# : 48 out of 50 Report Bug Bookmark

Banks use this machine to process large number of cheques
बैंक इस मशीन का उपयोग बड़ी सांख्य में चेक को संशोधित करने के लिए करते हैं

A. OMR

B. OCR

C. Barcode Reader

D. MICR

Question No# : 49 out of 50 Report Bug Bookmark

What does N mean in UMANG App?
UMANG App में N का क्या अर्थ है ?

A. New - Age

B. National

C. New

D. None

Question No# : 50 out of 50 Report Bug Bookmark

Full form of UMANG?
UMANG का पूर्ण रूप?

A. Unified money application for new-age governance

B. Unified memories application for new-age governance

C. Unified mobile application for new-age governance

D. None