MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

The minimum age required for the APY Pension is?
APY योजना में कितनी आयु के बाद पेंशन मिलती है ?

A. 50

B. 55

C. 60

D. 65

Question No# : 02 out of 50 Report Bug Bookmark

What is the full meaning of N in UMANG App?
UMANG App में N का पूर्ण अर्थ बताइए ?

A. New

B. National

C. New-age

D. None

Question No# : 03 out of 50 Report Bug Bookmark

Maximum amount of Cheque
चेक का मैक्सिमम अमाउंट

A. Rs.100 crore

B. No limit

C. Rs.1 crore

D. None of above

Question No# : 04 out of 50 Report Bug Bookmark

APAAR ID is linked to which system for storing academic credits?
अकादमिक क्रेडिट संग्रहीत करने के लिए APAAR ID किस प्रणाली से जुड़ी है?

A. National Payments Corporation of India (NPCI)

B. Academic Bank of Credits (ABC)

C. Unique Identification Authority of India (UIDAI)

D. National Scholarship Portal

Question No# : 05 out of 50 Report Bug Bookmark

TDS means
टीडीएस का मतलब है

A. Time Deposit Scheme

B. Total Deposit Scheme

C. Tax Deducted at Source

D. None of above

Question No# : 06 out of 50 Report Bug Bookmark

Internet banking refers to
इंटरनेट बैंकिंग से तात्पर्य है

A. Operation of account through internet

B. Opening of account through ATM

C. Both (a) & (b)

D. None of above

Question No# : 07 out of 50 Report Bug Bookmark

Which statement is TRUE regarding digital financial services?
डिजिटल वित्तीय सेवाओं के संबंध में कौन सा कथन सत्य है?

A. They are available only during bank hours

B. They always require a physical bank visit

C. Many services are available 24×7 through electronic channels

D. They cannot be used on mobile devices

Question No# : 08 out of 50 Report Bug Bookmark

When did BHIM App launch in India?
BHIM App की शुरुआत भारत में कब हुई ?

A. 5 November 2016

B. 6 December 2017

C. 26 January 2018

D. 30 December 2016

Question No# : 09 out of 50 Report Bug Bookmark

What are the benefits attached to PMJDY?
पीएमजेडीवाई (PMJDY) के अंतर्गत क्‍या लाभ जुड़े हैं ?

A. Accident insurance cover of Rs.1.00 lac

B. Life insurance cover of Rs.30,000/

C. Overdraft facility up to Rs.5,000/-

D. All of above

Question No# : 10 out of 50 Report Bug Bookmark

OTP (One-Time Password) is primarily used for which of the following?
ओटीपी (वन-टाइम पासवर्ड) मुख्य रूप से निम्नलिखित में से किसके लिए उपयोग किया जाता है?

A. Authorization

B. Authentication

C. Accounting

D. Encryption

Question No# : 11 out of 50 Report Bug Bookmark

Which of the following is not considered to be one of the three phases of e-commerce?
निम्नलिखित में से किसे ई-कॉमर्स के तीन चरणों में से एक नहीं माना जाता है?

A. Innovation

B. consolidation

C. Preservation

D. Reinvention

Question No# : 12 out of 50 Report Bug Bookmark

PAN number is required for
किसके लिए पैन नंबर आवश्यक है

A. Deposits less than Rs.50,000/-

B. Deposits in excess of Rs.1 lac

C. Deposits Rs.50,000/- & above

D. All transactions

Question No# : 13 out of 50 Report Bug Bookmark

What is RuPay Debit Card?
RuPay डेबिट कार्ड क्या है?

A. Domestic debit card

B. Introduced by National Payments Corporation of India

C. Accepted at all ATMs & PoS machines

D. All of above

Question No# : 14 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 15 out of 50 Report Bug Bookmark

Regarding "DigiLocker", which of the following statements is/are correct?
" डिजिटल लॉकर " के संबंध में निम्नलिखित में से कौन सा कथन सत्य है

A. It is a digital locker system offered by the Government under Digital India Programme.

B. It allows you to access your e-documents irrespective of your physical location.

C. Both A and B

D. Neither A nor B

Question No# : 16 out of 50 Report Bug Bookmark

Upon detection of a counterfeit note at the counter, Bank
काउंटर पर एक नकली नोट का पता चलने पर, बैंक

A. Returns the note to the customer

B. Exchange with a genuine Note

C. Deposit in Account

D. Impound the Note and issue receipt

Question No# : 17 out of 50 Report Bug Bookmark

Passport Seva website is
पासपोर्ट सेवा की वेबसाइट है

A. www.passportindia.gov.in

B. www.passportindia.com

C. www.passportindia.edu

D. www.e-passportindia.gov.in

Question No# : 18 out of 50 Report Bug Bookmark

Bank pays interest on
बैंक ब्याज देता है

A. Loans

B. Deposits

C. Both deposits & loans

D. None of These

Question No# : 19 out of 50 Report Bug Bookmark

What is blockchain?
ब्लॉकचेन क्या है?

A. A type of cryptocurrency

B. A distributed ledger on a peer to peer network

C. A centralized ledger

D. A Currency

Question No# : 20 out of 50 Report Bug Bookmark

A Point of Sale (PoS) terminal is mainly used for:
पॉइंट ऑफ़ सेल (PoS) टर्मिनल का इस्तेमाल मुख्य रूप से इनके लिए किया जाता है:

A. Internet browsing

B. Bill printing only

C. Accepting digital payments at merchant locations

D. Opening bank accounts

Question No# : 21 out of 50 Report Bug Bookmark

What Is The Full Form Of MMID?
MMID का पूरा नाम क्या होता है?

A. Mobile Money Identification

B. Mobile Money Identifier

C. Mobile Money Information

D. none of these

Question No# : 22 out of 50 Report Bug Bookmark

AEPS transactions primarily authenticate users through:
AEPS लेनदेन मुख्य रूप से निम्नलिखित माध्यमों से उपयोगकर्ताओं को प्रमाणित करते हैं:

A. OTP

B. Signature

C. Aadhaar and biometric verification

D. PAN card

Question No# : 23 out of 50 Report Bug Bookmark

Which bank has the largest area (Branches)?
किस बैंक का एरिया सबसे बड़ा हैं ?

A. SBI

B. ICICI

C. BOB

D. RBI

Question No# : 24 out of 50 Report Bug Bookmark

A POS is a ________ system to process card payments at retail stores?
खुदरा स्टोर पर कार्ड भुगतान की प्रक्रिया के संसोधित करने के लिए पीओएस एक ________ प्रणाली है?

A. Software

B. Midleware

C. Firmware

D. hardware

Question No# : 25 out of 50 Report Bug Bookmark

What is not required to download mAadhaar?
MAadhaar डाउनलोड करने के लिए क्या आवश्यक नहीं है?

A. Biometric Data

B. Registered Mobile number

C. Internet Connectivity

D. Android Phone

Question No# : 26 out of 50 Report Bug Bookmark

Which of the following is known as online banking
निम्नलिखित में से किसे ऑनलाइन बैंकिंग के रूप में जाना जाता है

A. Net banking

B. Internet banking

C. Both a & b

D. None of above

Question No# : 27 out of 50 Report Bug Bookmark

Which of the following is NOT a valid method to sign up for a DigiLocker account?
डिजिलॉकर खाते के लिए साइन अप करने के लिए निम्नलिखित में से कौन सा वैध तरीका नहीं है?

A. Using Aadhaar number

B. Using email ID

C. Using a handwritten signature

D. Using a mobile number

Question No# : 28 out of 50 Report Bug Bookmark

What is the full form of PMSBY?
PMSBY का पूर्ण रूप क्या है?

A. Pradhan Mantri Secure Bima Yojna

B. Pradhan Mantri Security Bima Yojna

C. Pradhan Mantri Suraksha Bima Yojana

D. None

Question No# : 29 out of 50 Report Bug Bookmark

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 30 out of 50 Report Bug Bookmark

Utility of e-wallet is not same as to?
ई-वालेट की उपयोगिता किसके समान नहीं है?

A. RuPay Card

B. Debit Card

C. Credit Card

D. Cash Card

Question No# : 31 out of 50 Report Bug Bookmark

Full Form of PRA is?
PRA का पूरा नाम क्या होता है?

A. Permanent Rate Access

B. Primary Rate Access

C. Primary Rate Apply

D. Personal Rate Access

Question No# : 32 out of 50 Report Bug Bookmark

While making nomination, signature of nominee is required on
नॉमिनेशन करते समय,नॉमनी व्यक्ति के सिग्नेचर की आवश्यकता होती है

A. Account Opening Form

B. Nomination form

C. Affidavit

D. None of above

Question No# : 33 out of 50 Report Bug Bookmark

What is Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY)?
प्रधानमंत्री जीवन ज्योति बीमा योजना (PMJJBY) क्या है?

A. Covers life insurance up to Rs.2 lac

B. Accident insurance cover

C. Both (a) & (b)

D. None of above

Question No# : 34 out of 50 Report Bug Bookmark

Which of The Following Can Be Included In An SSTP Section?
निम्नलिखित में से क्या एक SSTP Section में शामिल हो सकता है?

A. One Smtp Transaction

B. Two Smtp Transaction

C. More Than One SMTP Transaction

D. Three Smtp Transaction

Question No# : 35 out of 50 Report Bug Bookmark

Interest on saving s deposit is paid.
बचत जमा पर ब्याज का भुगतान किया जाता है।

A. Yearly

B. Every month

C. Half yearly

D. Quarterly

Question No# : 36 out of 50 Report Bug Bookmark

100/- Rupee note is signed by
100 / - रुपए के नोट पर हस्ताक्षर किए हैं

A. Prime Minister

B. Finance Minister

C. RBI Governor

D. None of above

Question No# : 37 out of 50 Report Bug Bookmark

In Recurring Deposits,
आवर्ती जमा में,

A. a fixed sum is deposited every month

B. period of deposit is a fixed tenure

C. interest is paid at FDR rate

D. All of above

Question No# : 38 out of 50 Report Bug Bookmark

Which government agency provides the DigiLocker service?
कौन सी सरकारी एजेंसी डिजिलॉकर सेवा प्रदान करती है?

A. Reserve Bank of India (RBI)

B. Securities and Exchange Board of India (SEBI)

C. Ministry of Electronics and Information Technology (MeitY)

D. National Aeronautics and Space Administration (NASA)

Question No# : 39 out of 50 Report Bug Bookmark

What is one advantage of the online system for paying bills?
बिलों के भुगतान के लिए ऑनलाइन प्रणाली का एक फायदा क्या है?

A. You can pay faster

B. You can save money

C. You can track transactions on real time

D. All of the above

Question No# : 40 out of 50 Report Bug Bookmark

NEFT Service start from?
NEFT कब स्टार्ट हुआ?

A. November 2005

B. March 2004

C. November 2006

D. None of these

Question No# : 41 out of 50 Report Bug Bookmark

AEPS stand for
AEPS का पूर्ण है

A. Aadhaar Enabled Payment System

B. Auto Enabled Payment System

C. Aadhaar Enabled Payment Service

D. Aadhaar Enabled Pay Service

Question No# : 42 out of 50 Report Bug Bookmark

Which is not required for accessing the service of POS system?
पीओएस सिस्टम की सेवा के उपयोग के लिए किस की आवश्यकता नहीं है?

A. PIN

B. Internet

C. Debit/Credit Card

D. Account Number

Question No# : 43 out of 50 Report Bug Bookmark

Value Added Services means
वैल्यू एडेड सर्विसेज का अर्थ है

A. Better Value on Premium

B. Expensive services

C. additional services

D. Better Value on Discount

Question No# : 44 out of 50 Report Bug Bookmark

Which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान को सक्षम करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 45 out of 50 Report Bug Bookmark

USSD stands for
USSD का पूर्ण है

A. User Sale Service Data

B. User Supplementary Service Data

C. Unstructured Supplementary Service Data

D. Unique Supplementary Service Data

Question No# : 46 out of 50 Report Bug Bookmark

Received Money from UPI is called?
UPI से Received Money क्या कहलाता हैं ?

A. Full

B. Null

C. Received

D. Credited

Question No# : 47 out of 50 Report Bug Bookmark

Interest on Savings Bank Deposits is paid
बचत बैंक जमा पर ब्याज का भुगतान किया जाता है

A. Every month

B. Quarterly

C. Half yearly

D. Yearly

Question No# : 48 out of 50 Report Bug Bookmark

What is the full form of IMPS?
IMPS का पूर्ण रूप क्या है?

A. Immediate Payment Service

B. immediate fund transfer service

C. Interested Payment Service

D. A & B both

Question No# : 49 out of 50 Report Bug Bookmark

E-payments can be done through
ई-भुगतान ________के माध्यम से किया जा सकता है|?

A. Wallets

B. Digital Wallets

C. Cash

D. None of the above

Question No# : 50 out of 50 Report Bug Bookmark

Who is eligible to get an APAAR ID?
अपार आईडी पाने के लिए कौन पात्र है?

A. Only college students

B. Only government school students

C. Every student in India from school to higher education

D. Only students studying abroad