MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

What is Atal Pension Yojana (APY)?
अटल पेंशन योजना (APY) क्या है?

A. Provides social security to the unorganized sector

B. Encourages workers to voluntarily save for their retirement

C. Fixed pension is paid on attaining age of 60 years

D. All of above

Question No# : 02 out of 50 Report Bug Bookmark

Through which network does Open loT manage registration, deployment of sensors?
ओपन आईओटी किसी नेटवर्क के माध्यम से पंजीकरण सेंसर की तैनाती प्रबंधन, करता है

A. LSM

B. HTTP

C. X-GSN

D. GSN

Question No# : 03 out of 50 Report Bug Bookmark

Banks use this machine to process large number of cheques
बैंक इस मशीन का उपयोग बड़ी सांख्य में चेक को संशोधित करने के लिए करते हैं

A. OMR

B. OCR

C. Barcode Reader

D. MICR

Question No# : 04 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on
एफडीआर पर ब्याज चक्रवृद्धि है

A. Monthly basis

B. Quarterly basis

C. Half yearly basis

D. Yearly basis

Question No# : 05 out of 50 Report Bug Bookmark

From what date all banks have started to share their ATM cost for the transaction?
किस तारीख से सभी बैंकों ने लेनदेन के लिए अपने एटीएम की लागत को साझा करना शुरू कर दिया है?

A. September 1 2009

B. January 1 2009

C. April 1 2009

D. July 1 2009

Question No# : 06 out of 50 Report Bug Bookmark

4.0 Number developed from which country?
4.0 नंबर किस देश से विकसित हुआ?

A. Germany

B. USA

C. Singapore

D. England

Question No# : 07 out of 50 Report Bug Bookmark

NEFT Service start from?
NEFT कब स्टार्ट हुआ?

A. November 2005

B. March 2004

C. November 2006

D. None of these

Question No# : 08 out of 50 Report Bug Bookmark

Which digital payment system allows instant money transfer using a Virtual Payment Address (VPA)?
कौन-सा डिजिटल पेमेंट सिस्टम वर्चुअल पेमेंट एड्रेस (VPA) का इस्तेमाल करके तुरंत पैसे ट्रांसफर करने की सुविधा देता है?

A. NEFT

B. RTGS

C. UPI

D. AEPS

Question No# : 09 out of 50 Report Bug Bookmark

Bank having maximum number of branches in India
भारत में बैंक की मैक्सिमम ब्रांचेस किसकी हैं

A. Reserve Bank of India

B. State Bank of India

C. Punjab National Bank

D. Bank of Baroda

Question No# : 10 out of 50 Report Bug Bookmark

Main security of internet banking is
इंटरनेट बैंकिंग की मुख्य सुरक्षा है

A. Password

B. User name

C. User address

D. User mobile number

Question No# : 11 out of 50 Report Bug Bookmark

Which of the following is NOT a benefit of using DigiLocker?
डिजीलॉकर का उपयोग करने का निम्नलिखित में से कौन सा लाभ नहीं है?

A. Convenience of accessing documents anytime, anywhere

B. Reduction in paperwork and physical storage

C. Enhanced privacy and security of documents

D. Ability to order food online

Question No# : 12 out of 50 Report Bug Bookmark

What is meant by Aadhaar seeding?
आधार सीडिंग का क्या मतलब है?

A. Linking of Aadhaar with Bank account

B. Duplicate issuance of Aadhaar

C. Transfer of Aadhaar

D. None of above

Question No# : 13 out of 50 Report Bug Bookmark

Which type of deposits earns higher interest rate?
किस प्रकार की जमा राशि उच्च ब्याज दर अर्जित करती है?

A. Current account

B. Savings Account

C. Fixed Deposits

D. None of above

Question No# : 14 out of 50 Report Bug Bookmark

Can a nominee be added to a bank account?
बैंक खाते में नॉमिनी जोड़ सकते हैं ?

A. Fixed deposit account

B. Recurring Deposit Account

C. Savings bank account

D. All of the above

Question No# : 15 out of 50 Report Bug Bookmark

What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
प्रधानमंत्री सुरक्षा बीमा योजना (PMSBY) क्या है?

A. Accidental insurance cover

B. Life insurance cover

C. Overdraft up to Rs.5,000/-

D. None of above

Question No# : 16 out of 50 Report Bug Bookmark

Nomination can be done in
नामांकन किया जा सकता है

A. Savings Bank account

B. Recurring Deposit account

C. Fixed Deposit account

D. All of above

Question No# : 17 out of 50 Report Bug Bookmark

DigiLocker can not be used to?
Digilocker का उपयोग के लिए नहीं किया जा सकता है?

A. Share documents

B. Store documents

C. Verify documents

D. Buy documents

Question No# : 18 out of 50 Report Bug Bookmark

The correct full form for UPI is
यूपीआई का सही फुल फॉर्म है

A. Unified Payment Interface

B. Intermediate Payment Interface

C. Unified Pay Interface

D. Unified Peoples Interface

Question No# : 19 out of 50 Report Bug Bookmark

Which Of The Following Color Is Present In A Qr Code?
निम्नलिखित में से कौनसा रंग एक क्यूआर कोड में होता है?

A. Black And White

B. Black And Yellow

C. White And Light Black

D. None Of These

Question No# : 20 out of 50 Report Bug Bookmark

In Pradhan Mantri Mudra Yojana, under the SHISHU category loan amount is
प्रधान मंत्री मुद्रा योजना में, शिशु श्रेणी के तहत ऋण राशि है

A. Up to 30000

B. Up to 50000

C. Up to 90000

D. Up to 10000

Question No# : 21 out of 50 Report Bug Bookmark

Passport Seva website is
पासपोर्ट सेवा की वेबसाइट है

A. www.passportindia.gov.in

B. www.passportindia.com

C. www.passportindia.edu

D. www.e-passportindia.gov.in

Question No# : 22 out of 50 Report Bug Bookmark

UPI stands for
UPI का पूर्ण है

A. User Payment Interface

B. Unified Payment Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 23 out of 50 Report Bug Bookmark

UMANG is integrated with
उमंग ऍप किसके साथ एकीकृत है

A. Aadhaar and Digilocker

B. Aadhaar or Digilocker

C. Digilocker only

D. Aadhaar only

Question No# : 24 out of 50 Report Bug Bookmark

AEPS stands for:
AEPS का मतलब है:

A. Aadhaar Enabled Payment System

B. Automated Electronic Payment Service

C. Aadhaar Electronic Processing System

D. Advanced Electronic Payment Solution

Question No# : 25 out of 50 Report Bug Bookmark

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 26 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 27 out of 50 Report Bug Bookmark

Full Form of PRA is?
PRA का पूरा नाम क्या होता है?

A. Permanent Rate Access

B. Primary Rate Access

C. Primary Rate Apply

D. Personal Rate Access

Question No# : 28 out of 50 Report Bug Bookmark

What is the full meaning of N in UMANG App?
UMANG App में N का पूर्ण अर्थ बताइए ?

A. New

B. National

C. New-age

D. None

Question No# : 29 out of 50 Report Bug Bookmark

Who can open bank account
बैंक अकाउंट कौन ओपेन कर सकता है

A. Indian citizen

B. Non Resident Indian

C. Illiterate

D. All of above

Question No# : 30 out of 50 Report Bug Bookmark

OTP is used?
OTP यूज करते हैं?

A. secure login

B. Secure money transfer

C. Secure online transactions

D. All of the above

Question No# : 31 out of 50 Report Bug Bookmark

Currency notes are issued by
मुद्रा नोट द्वारा जारी किए जाते हैं

A. RBI

B. NABARD

C. Public sector banks

D. Central Government

Question No# : 32 out of 50 Report Bug Bookmark

Fixed Deposit can
फिक्स्ड डिपॉजिट कर सकते हैं

A. not be withdrawn before maturity

B. paid only after maturity

C. withdrawn before maturity

D. All of above

Question No# : 33 out of 50 Report Bug Bookmark

The minimum age required for the APY Pension is?
APY योजना में कितनी आयु के बाद पेंशन मिलती है ?

A. 50

B. 55

C. 60

D. 65

Question No# : 34 out of 50 Report Bug Bookmark

The Indian rupee symbol ‘₹’ officially adopted in
भारतीय रुपये का प्रतीक ₹‘आधिकारिक तौर पर कब अपनाया गया है

A. 2009

B. 2010

C. 2012

D. 2015

Question No# : 35 out of 50 Report Bug Bookmark

Full form of UMANG?
UMANG का पूर्ण रूप?

A. Unified money application for new-age governance

B. Unified memories application for new-age governance

C. Unified mobile application for new-age governance

D. None

Question No# : 36 out of 50 Report Bug Bookmark

Which of the following is type of credit card
निम्नलिखित में से कौन सा क्रेडिट कार्ड का प्रकार है

A. Master card

B. VISA

C. Both a & b

D. None of above

Question No# : 37 out of 50 Report Bug Bookmark

Gold and silver ornaments should be kept in bank lockers
सोने और चांदी के आभूषणों को बैंक लॉकर में रखना चाहिए

A. It is safe

B. No risk of theft

C. Both (a) & (b)

D. None of above

Question No# : 38 out of 50 Report Bug Bookmark

Which of The Following Can Be Included In An SSTP Section?
निम्नलिखित में से क्या एक SSTP Section में शामिल हो सकता है?

A. One Smtp Transaction

B. Two Smtp Transaction

C. More Than One SMTP Transaction

D. Three Smtp Transaction

Question No# : 39 out of 50 Report Bug Bookmark

Which payment method allows contactless transactions using NFC technology?
कौन सा भुगतान तरीका एनएफसी तकनीक का उपयोग करके संपर्क रहित लेनदेन की अनुमति देता है?

A. Debit/Credit Card

B. NEFT

C. RTGS

D. Demand Draft

Question No# : 40 out of 50 Report Bug Bookmark

Whose sign is on Rs. 100 / - note
रूपये 100/- के नोट पर किसके हस्‍ताक्षर होते हैं

A. Prime minister

B. Finance Minister

C. Governor of RBI

D. None of these

Question No# : 41 out of 50 Report Bug Bookmark

Priority of EDI is :
EDI की प्राथमिकता किससे है?

A. Any Company

B. Hardware

C. Computer

D. Software

Question No# : 42 out of 50 Report Bug Bookmark

PPF means
पीपीएफ का मतलब है

A. Pension Planning Funds

B. Person having Pension Facilities

C. Public Provident Fund

D. Permanent Practitioners Forum

Question No# : 43 out of 50 Report Bug Bookmark

What means by PAN
पैन (PAN) का अभिपार्य

A. A type of utensil

B. Primary account number

C. Permanent Account Number

D. None of the these

Question No# : 44 out of 50 Report Bug Bookmark

Utility of e-wallet is not same as to?
ई-वालेट की उपयोगिता किसके समान नहीं है?

A. RuPay Card

B. Debit Card

C. Credit Card

D. Cash Card

Question No# : 45 out of 50 Report Bug Bookmark

Why 'One Time Password' is safe?
वन टाइम पासवर्ड सुरक्षित क्यों है?

A. Easy to generate

B. Not sharable

C. Different for every access

D. Encrypted password

Question No# : 46 out of 50 Report Bug Bookmark

When was cyber law brought for e-commerce
ई-कॉमर्स के लिए साइबर कानून कब लाया गया?

A. 17 October 2000

B. 20 December 2005

C. 30 September 2002

D. 12 January 2001

Question No# : 47 out of 50 Report Bug Bookmark

UMANG app helps to avail the services such as :
UMANG ऐप निम्नलिखित सेवाओं का लाभ उठाने में मदद करता है:

A. Filling income tax

B. Making Aadhaar and PF

C. Booking a gas cylinder

D. All of the above

Question No# : 48 out of 50 Report Bug Bookmark

ATM means
एटीएम का मतलब है

A. Any Time Money

B. Auto Truck of Mahindra

C. Automated Teller Machine

D. None of above

Question No# : 49 out of 50 Report Bug Bookmark

QR code stand for
QR code का पूर्ण रूप है ?

A. Quick Response code

B. Quick Result code

C. Quick Restore

D. None of above

Question No# : 50 out of 50 Report Bug Bookmark

Regarding "DigiLocker", which of the following statements is/are correct?
" डिजिटल लॉकर " के संबंध में निम्नलिखित में से कौन सा कथन सत्य है

A. It is a digital locker system offered by the Government under Digital India Programme.

B. It allows you to access your e-documents irrespective of your physical location.

C. Both A and B

D. Neither A nor B