MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

Which statement is TRUE regarding digital financial services?
डिजिटल वित्तीय सेवाओं के संबंध में कौन सा कथन सत्य है?

A. They are available only during bank hours

B. They always require a physical bank visit

C. Many services are available 24×7 through electronic channels

D. They cannot be used on mobile devices

Question No# : 02 out of 50 Report Bug Bookmark

If locker rent is not paid, Bank can
यदि लॉकर किराए का भुगतान नहीं किया जाता है, तो बैंक कर सकता है

A. seal the locker

B. stop operation of locker

C. break open the locker after giving suitable notice

D. All of above

Question No# : 03 out of 50 Report Bug Bookmark

Bank provides loans for
बैंक लोन प्रोवाइड करता है

A. Home

B. Car

C. Education

D. All of above

Question No# : 04 out of 50 Report Bug Bookmark

The number of digits printed on ATM Debit cart is _______.
एटीएम डेबिट कार्ड पर छपे अंकों की संख्या _______ है।

A. 10

B. 16

C. 11

D. 13

Question No# : 05 out of 50 Report Bug Bookmark

What is blockchain?
ब्लॉकचेन क्या है?

A. A type of cryptocurrency

B. A distributed ledger on a peer to peer network

C. A centralized ledger

D. A Currency

Question No# : 06 out of 50 Report Bug Bookmark

QR code stand for
QR code का पूर्ण रूप है ?

A. Quick Response code

B. Quick Result code

C. Quick Restore

D. None of above

Question No# : 07 out of 50 Report Bug Bookmark

Which bank started Pocket wallet?
Pocket wallet किस बैंक ने स्टार्ट किया?

A. HDFC

B. ICICI

C. SBI

D. BOB

Question No# : 08 out of 50 Report Bug Bookmark

Which code is commonly used for mobile banking through USSD in India?
भारत में यूएसएड के माध्यम से मोबाइल बैंकिंग के लिए आमतौर पर कौन सा कोड इस्तेमाल किया जाता है?

A. *99#

B. *111#

C. *123#

D. *999#

Question No# : 09 out of 50 Report Bug Bookmark

Fixed Deposit can
फिक्स्ड डिपॉजिट कर सकते हैं

A. not be withdrawn before maturity

B. paid only after maturity

C. withdrawn before maturity

D. All of above

Question No# : 10 out of 50 Report Bug Bookmark

UMANG app helps to avail the services such as :
UMANG ऐप निम्नलिखित सेवाओं का लाभ उठाने में मदद करता है:

A. Filling income tax

B. Making Aadhaar and PF

C. Booking a gas cylinder

D. All of the above

Question No# : 11 out of 50 Report Bug Bookmark

OTP (One-Time Password) is primarily used for which of the following?
ओटीपी (वन-टाइम पासवर्ड) मुख्य रूप से निम्नलिखित में से किसके लिए उपयोग किया जाता है?

A. Authorization

B. Authentication

C. Accounting

D. Encryption

Question No# : 12 out of 50 Report Bug Bookmark

What is the timing of NEFT?
NEFT की टाइमिंग क्या है?

A. 8.00 am to .6.00 pm

B. 8:00 am to 7:00 pm

C. 6:30 am to 5:30 pm

D. Any Time i.e. 24x7

Question No# : 13 out of 50 Report Bug Bookmark

Minimum age required to open SB account in the bank
बैंक में एसबी अकाउंट ओपेन करने के लिए न्यूनतम ऐज आवश्यक है

A. 8 years

B. 10 years

C. 12 years

D. None of above

Question No# : 14 out of 50 Report Bug Bookmark

What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
प्रधानमंत्री सुरक्षा बीमा योजना (PMSBY) क्या है?

A. Accidental insurance cover

B. Life insurance cover

C. Overdraft up to Rs.5,000/-

D. None of above

Question No# : 15 out of 50 Report Bug Bookmark

Gold and silver ornaments should be kept in bank lockers
सोने और चांदी के आभूषणों को बैंक लॉकर में रखना चाहिए

A. It is safe

B. No risk of theft

C. Both (a) & (b)

D. None of above

Question No# : 16 out of 50 Report Bug Bookmark

Bank does not provide loans for
बैंक किसके लिए लोन प्रोवाइड नहीं करता है

A. Crop loans

B. Education loans

C. Home loans

D. Drinking & Gambling

Question No# : 17 out of 50 Report Bug Bookmark

Bank having maximum number of branches in India
भारत में बैंक की मैक्सिमम ब्रांचेस किसकी हैं

A. Reserve Bank of India

B. State Bank of India

C. Punjab National Bank

D. Bank of Baroda

Question No# : 18 out of 50 Report Bug Bookmark

What features do AEPS systems provide?
AEPS सिस्टम क्या सुविधाएँ प्रदान करता है?

A. Check balance

B. Cash withdrawal

C. Cash deposit

D. All of the above

Question No# : 19 out of 50 Report Bug Bookmark

AEPS stands for :
ए.ई.पी.एस. का पूर्ण रूप है

A. Aadhaar Enabled Payment source

B. Aadhaar Enrolled Payment System

C. Aadhaar Enabled Payment system

D. None of the above

Question No# : 20 out of 50 Report Bug Bookmark

Digilocker connected with?
Digilocker किस से कनेक्ट होता है?

A. From aadhar card

B. From PAN card

C. By mobile number

D. A and C both

Question No# : 21 out of 50 Report Bug Bookmark

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 22 out of 50 Report Bug Bookmark

In Recurring Deposits,
आवर्ती जमा में,

A. a fixed sum is deposited every month

B. period of deposit is a fixed tenure

C. interest is paid at FDR rate

D. All of above

Question No# : 23 out of 50 Report Bug Bookmark

Full form of DFS is
DFS का पूर्ण रूप है

A. Dynamic Financial Scheme

B. Digital Financial Services

C. Digital Founds scheme

D. Double Finance services

Question No# : 24 out of 50 Report Bug Bookmark

Banks use this machine to process large number of cheques
बैंक इस मशीन का उपयोग बड़ी सांख्य में चेक को संशोधित करने के लिए करते हैं

A. OMR

B. OCR

C. Barcode Reader

D. MICR

Question No# : 25 out of 50 Report Bug Bookmark

What is Rupay
Rupay क्या है?

A. Plastic Card

B. ATM card

C. Debit Card

D. Both B and C

Question No# : 26 out of 50 Report Bug Bookmark

Which of the following documents can be stored in DigiLocker?
निम्नलिखित में से कौन सा दस्तावेज़ डिजिलॉकर में संग्रहीत किया जा सकता है?

A. Cooking recipes

B. School textbooks

C. Aadhaar card, PAN card, and driving license

D. Music albums

Question No# : 27 out of 50 Report Bug Bookmark

Maximum tenure of Fixed Deposit is
फिक्स्ड डिपॉजिट की अधिकतम अवधि है

A. 5 years

B. 7 years

C. 8 years

D. 10 years

Question No# : 28 out of 50 Report Bug Bookmark

Startup is started for whom?
स्टार्टअप किसके लिए शुरू किया गया है?

A. Doctors

B. Entrepreneurs

C. Students

D. Youngsters

Question No# : 29 out of 50 Report Bug Bookmark

Which one is not the method of Digital Payment Transfer?
डिजिटल पेमेंट ट्रांसफर का कौन सा तरीका नहीं है?

A. UPI

B. NFET

C. RTGS

D. IMPS

Question No# : 30 out of 50 Report Bug Bookmark

Can a nominee be added to a bank account?
बैंक खाते में नॉमिनी जोड़ सकते हैं ?

A. Fixed deposit account

B. Recurring Deposit Account

C. Savings bank account

D. All of the above

Question No# : 31 out of 50 Report Bug Bookmark

What is the maximum amount that can be remitted by AEPS?
AEPS द्वारा अधिकतम कितना रुपया प्रेषित किया जा सकता है?

A. 5000

B. 50000

C. 100000

D. 10000

Question No# : 32 out of 50 Report Bug Bookmark

What is the full form of IMPS?
IMPS का पूर्ण रूप क्या है?

A. Immediate Payment Service

B. immediate fund transfer service

C. Interested Payment Service

D. A & B both

Question No# : 33 out of 50 Report Bug Bookmark

In which year NEFT services has started
किस वर्ष में एनईएफटी सेवाएं शुरू हुई हैं

A. 2005

B. 2002

C. 2001

D. 2006

Question No# : 34 out of 50 Report Bug Bookmark

Life insurance means
जीवन बीमा का मतलब है

A. Insurance of human

B. Insurance of life of human and Cattle

C. Insurance of Life of Machines

D. All of above

Question No# : 35 out of 50 Report Bug Bookmark

In SET protocol a customer sends a purchase order.
SET प्रोटोकॉल में एक ग्राहक एक खरीद ऑर्डर भेजता है__

A. Using digital signature system

B. In a plain text form

C. Encrypted with his public key

D. None of above

Question No# : 36 out of 50 Report Bug Bookmark

How many digits does an American CVV have?
मेरिकन CVV में कितने अंक होते हैं?

A. 3

B. 4

C. 5

D. 6

Question No# : 37 out of 50 Report Bug Bookmark

Which payment method allows contactless transactions using NFC technology?
कौन सा भुगतान तरीका एनएफसी तकनीक का उपयोग करके संपर्क रहित लेनदेन की अनुमति देता है?

A. Debit/Credit Card

B. NEFT

C. RTGS

D. Demand Draft

Question No# : 38 out of 50 Report Bug Bookmark

What is restricted in currency notes?
करेंसी नोट में क्‍या लिखना प्रतिबंधित है?

A. Political message

B. Religious message

C. personal message

D. All of the above

Question No# : 39 out of 50 Report Bug Bookmark

What is full form of NeGD
NeGD का फुल फॉर्म क्या है?

A. National e-Governance Division

B. Network e-Governance Division

C. National e-Governance Department

D. Network e-Governance Department

Question No# : 40 out of 50 Report Bug Bookmark

Digital Locker (DigiLocker) is used for:
डिजिटल लॉकर (DigiLocker) का उपयोग निम्नलिखित के लिए किया जाता है:

A. Physical document storage

B. Secure cloud-based storage of documents

C. Banking transactions only

D. Video conferencing

Question No# : 41 out of 50 Report Bug Bookmark

Who is the developer of Paytm?
पेटीएम के Developer कौन हैं?

A. Vijay chandra sharma

B. Vijay shekhar sharma

C. Vishnu shekhar sharma

D. Vishun chandra sharma

Question No# : 42 out of 50 Report Bug Bookmark

What is RuPay Debit Card?
RuPay डेबिट कार्ड क्या है?

A. Domestic debit card

B. Introduced by National Payments Corporation of India

C. Accepted at all ATMs & PoS machines

D. All of above

Question No# : 43 out of 50 Report Bug Bookmark

Who can open an account under PMJDY Scheme ?
पीएमजेडीवाई (PMJDY) के अंतर्गत कौन खाता खोल सकता है ?

A. person who is more than 10 years

B. House wife

C. Only head of the family

D. All of the above

Question No# : 44 out of 50 Report Bug Bookmark

Who issues the ABHA number?
ABHA नंबर कौन जारी करता है?

A. Reserve Bank of India (RBI)

B. National Health Authority (NHA)

C. Medical Council of India (MCI)

D. Ministry of Finance

Question No# : 45 out of 50 Report Bug Bookmark

UPI stands for
UPI का पूर्ण है

A. User Payment Interface

B. Unified Payment Interface

C. Unique Payment Interface

D. Universal Payment Interface

Question No# : 46 out of 50 Report Bug Bookmark

The secure electronic transaction (SET) Protocol is used for which type of payment
सुरक्षित इलेक्ट्रॉनिक लेनदेन (SET) प्रोटोकॉल का उपयोग किस प्रकार के भुगतान के लिए किया जाता है

A. Credit card

B. NEFT

C. Cheque

D. All of the above

Question No# : 47 out of 50 Report Bug Bookmark

Mutilated notes
मुड़ा हुआ नोट

A. should be burnt away

B. should be thrown away

C. can be exchanged at Bank

D. None of above

Question No# : 48 out of 50 Report Bug Bookmark

which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 49 out of 50 Report Bug Bookmark

What is the result of repayment of loans from time to time?
समय से ऋणों की चुकौती के क्या परिणाम है ?

A. Good credit

B. No worries

C. Easy credit in the future

D. All of the above

Question No# : 50 out of 50 Report Bug Bookmark

Interest on Savings Bank Deposits is paid
बचत बैंक जमा पर ब्याज का भुगतान किया जाता है

A. Every month

B. Quarterly

C. Half yearly

D. Yearly