MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

NEFT Service start from?
NEFT कब स्टार्ट हुआ?

A. November 2005

B. March 2004

C. November 2006

D. None of these

Question No# : 02 out of 50 Report Bug Bookmark

What is Aadhar?
आधार क्या है?

A. 12 Digit Number

B. Identity Card

C. 12 Digit Number and Identity Card

D. None of these

Question No# : 03 out of 50 Report Bug Bookmark

Currency notes are issued by
मुद्रा नोट द्वारा जारी किए जाते हैं

A. RBI

B. NABARD

C. Public sector banks

D. Central Government

Question No# : 04 out of 50 Report Bug Bookmark

Bank draft is issued by
बैंक ड्राफ्ट द्वारा जारी किया जाता है

A. Private Sector Banks

B. Regional Rural Banks

C. Public Sector Banks

D. All of above

Question No# : 05 out of 50 Report Bug Bookmark

KYC means
केवाईसी का मतलब है

A. Know your customer

B. Know your character

C. Both of above

D. None of above

Question No# : 06 out of 50 Report Bug Bookmark

PPF means
पीपीएफ का मतलब है

A. Pension Planning Funds

B. Person having Pension Facilities

C. Public Provident Fund

D. Permanent Practitioners Forum

Question No# : 07 out of 50 Report Bug Bookmark

Postinfo Mobile App has been released by which department?
Postinfo मोबाइल एप किस विभाग द्वारा जारी किया गया है?

A. Railway

B. Police

C. Post Office

D. Defense

Question No# : 08 out of 50 Report Bug Bookmark

Upon detection of a counterfeit note at the counter, Bank
काउंटर पर एक नकली नोट का पता चलने पर, बैंक

A. Returns the note to the customer

B. Exchange with a genuine Note

C. Deposit in Account

D. Impound the Note and issue receipt

Question No# : 09 out of 50 Report Bug Bookmark

Which of the following are the founders of credit cards?
क्रेडिट कार्ड के संस्थापक निम्न में से कौन हैं?

A. Kevin duffy

B. Reid halfman

C. John biggins

D. None of these

Question No# : 10 out of 50 Report Bug Bookmark

AEPS stand for
AEPS का पूर्ण है

A. Aadhaar Enabled Payment System

B. Auto Enabled Payment System

C. Aadhaar Enabled Payment Service

D. Aadhaar Enabled Pay Service

Question No# : 11 out of 50 Report Bug Bookmark

What does QR stand for in digital payments?
डिजिटल पेमेंट में QR का क्या मतलब है?

A. Quick Registration

B. Quick Response

C. Quality Response

D. Query Resolution

Question No# : 12 out of 50 Report Bug Bookmark

In Recurring Deposits,
आवर्ती जमा में,

A. a fixed sum is deposited every month

B. period of deposit is a fixed tenure

C. interest is paid at FDR rate

D. All of above

Question No# : 13 out of 50 Report Bug Bookmark

USSD was launched by?
USSD किसके द्वारा लॉन्च किया गया था?

A. RBI

B. SBI

C. Bank of Baroda

D. Union Bank of India

Question No# : 14 out of 50 Report Bug Bookmark

Which is invalid category of programming language?
कौन सी लैंग्वेज नहीं है?

A. Low lavel language

B. Medium level language

C. High level language

D. None

Question No# : 15 out of 50 Report Bug Bookmark

A Point of Sale (PoS) terminal is mainly used for:
पॉइंट ऑफ़ सेल (PoS) टर्मिनल का इस्तेमाल मुख्य रूप से इनके लिए किया जाता है:

A. Internet browsing

B. Bill printing only

C. Accepting digital payments at merchant locations

D. Opening bank accounts

Question No# : 16 out of 50 Report Bug Bookmark

What is the full form of KYC?
KYC का पूर्ण रूप क्या है ?

A. Keep your customers cool

B. Keep your cool

C. Know your customers

D. Know your credit

Question No# : 17 out of 50 Report Bug Bookmark

What is phone pe?
Phone pe क्या है ?

A. e wallet

B. nic card

C. Messenger

D. All of above

Question No# : 18 out of 50 Report Bug Bookmark

What is the full form of E in AEPS?
AEPS मैं E का पूर्ण रूप क्या है ?

A. Electric

B. Electronic

C. Enabled

D. None

Question No# : 19 out of 50 Report Bug Bookmark

What is DigiLocker?
डिजिलॉकर क्या है?

A. A social media platform

B. An online file storage service

C. A digital document wallet

D. A video streaming service

Question No# : 20 out of 50 Report Bug Bookmark

Who is Bank Mitra?
बैंक मित्रा कौन हैं ?

A. Banking Correspondents engaged by Banks

B. Valuable customer of Bank

C. Security guard in a branch

D. None of above

Question No# : 21 out of 50 Report Bug Bookmark

What Is The Full Form Of MMID?
MMID का पूरा नाम क्या होता है?

A. Mobile Money Identification

B. Mobile Money Identifier

C. Mobile Money Information

D. none of these

Question No# : 22 out of 50 Report Bug Bookmark

Full Form of PRA is?
PRA का पूरा नाम क्या होता है?

A. Permanent Rate Access

B. Primary Rate Access

C. Primary Rate Apply

D. Personal Rate Access

Question No# : 23 out of 50 Report Bug Bookmark

Which one is not the method of Digital Payment Transfer?
डिजिटल पेमेंट ट्रांसफर का कौन सा तरीका नहीं है?

A. UPI

B. NFET

C. RTGS

D. IMPS

Question No# : 24 out of 50 Report Bug Bookmark

Bank passbook
बैंक पासबुक

A. Is issued by the bank

B. Details of bank account transactions

C. Shows the balance of the account

D. All of the above

Question No# : 25 out of 50 Report Bug Bookmark

When was cyber law brought for e-commerce
ई-कॉमर्स के लिए साइबर कानून कब लाया गया?

A. 17 October 2000

B. 20 December 2005

C. 30 September 2002

D. 12 January 2001

Question No# : 26 out of 50 Report Bug Bookmark

Maximum amount of Cheque
चेक का मैक्सिमम अमाउंट

A. Rs.100 crore

B. No limit

C. Rs.1 crore

D. None of above

Question No# : 27 out of 50 Report Bug Bookmark

What is a Rupay debit card?
रूपे डेबिट कार्ड क्‍या है ?

A. Home debit card

B. Started by Indian National Payment Corporation

C. Accepted by All ATMs and POS machines

D. All of the above

Question No# : 28 out of 50 Report Bug Bookmark

In which year NEFT services has started
किस वर्ष में एनईएफटी सेवाएं शुरू हुई हैं

A. 2005

B. 2002

C. 2001

D. 2006

Question No# : 29 out of 50 Report Bug Bookmark

What is the full form of S in UPI reference PSP?
UPI के रेफरेंस PSP में S का पूरा नाम क्या है?

A. Service

B. Saving

C. Sending

D. None

Question No# : 30 out of 50 Report Bug Bookmark

Internet banking means
इंटरनेट बैंकिंग से अभिप्राय है

A. Account Operation by Internet

B. Account opened through ATM

C. Both (a) and (b)

D. None of the above

Question No# : 31 out of 50 Report Bug Bookmark

What is restricted in currency notes?
करेंसी नोट में क्‍या लिखना प्रतिबंधित है?

A. Political message

B. Religious message

C. personal message

D. All of the above

Question No# : 32 out of 50 Report Bug Bookmark

Interest on FDRs is compounded on-
मियादी जमा पर चक्रवर्ती ब्याज दिया जाता हैं

A. Quarterly basis

B. Monthly basis

C. Half yearly basis

D. Yearly basis

Question No# : 33 out of 50 Report Bug Bookmark

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 34 out of 50 Report Bug Bookmark

Which description is appropriate among the following for ‘E-Governance’?
'ई-गवर्नेंस' के लिए निम्नलिखित में से कौन सा विवरण उपयुक्त है?

A. To engage enable and empower citizens

B. To Provide fair and unbiased to citizens

C. To provide technology driven governance

D. to ensure people’s faith in E-Commerce

Question No# : 35 out of 50 Report Bug Bookmark

Which of the following is NOT a valid method to sign up for a DigiLocker account?
डिजिलॉकर खाते के लिए साइन अप करने के लिए निम्नलिखित में से कौन सा वैध तरीका नहीं है?

A. Using Aadhaar number

B. Using email ID

C. Using a handwritten signature

D. Using a mobile number

Question No# : 36 out of 50 Report Bug Bookmark

UPI payment interface Developed by
UPI भुगतान इंटरफ़ेस किसके द्वारा विकसित किया गया है

A. National Payments Corporation of India

B. Finance mini

C. Bank

D. None of above

Question No# : 37 out of 50 Report Bug Bookmark

What services are available on the UMANG?
उमंग पर कौन सी सेवाएँ उपलब्ध हैं?

A. EPFO/Pension/CBSE

B. Ticket Booking

C. PNR Status

D. Maps

Question No# : 38 out of 50 Report Bug Bookmark

What is the full form of UTR?
UTR का पूर्ण रूप क्या है ?

A. Uniquely Transaction Reference

B. Unique Transfer Reference

C. Unique Transaction Reference

D. None

Question No# : 39 out of 50 Report Bug Bookmark

What is a Debit Card?
डेबिट कार्ड क्या है?

A. A plastic card

B. Can also use in ATM

C. It is necessary to have money in advance for use

D. All of the above

Question No# : 40 out of 50 Report Bug Bookmark

What is the minimum amount required for opening a Basic Savings Bank Account?
बेसिक बचत बैंक जमा खाता खोलते समय न्यूतनतम कितनी राशि की आवश्य्कता है?

A. Rs. 100/-

B. No Minimum Amount Required

C. Rs. 1000/-

D. Rs. 500/-

Question No# : 41 out of 50 Report Bug Bookmark

What is Direct Benefit Transfer (DBT)?
प्रत्‍यक्ष लाभ अंतरण (डीबीटी) क्‍या है?

A. Cash discount on items

B. Remittances through banks

C. Direct Benefit Transfer of beneficiaries of Social Benefit / Subsidy

D. None of the these

Question No# : 42 out of 50 Report Bug Bookmark

DigiLocker can not be used to?
Digilocker का उपयोग के लिए नहीं किया जा सकता है?

A. Share documents

B. Store documents

C. Verify documents

D. Buy documents

Question No# : 43 out of 50 Report Bug Bookmark

ATM Means.
ATM का अर्थ है

A. Any time money

B. Auto truck of Mahindra

C. Automated Teller Machine

D. None of above

Question No# : 44 out of 50 Report Bug Bookmark

Which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान को सक्षम करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 45 out of 50 Report Bug Bookmark

Fixed Deposit can
फिक्स्ड डिपॉजिट कर सकते हैं

A. not be withdrawn before maturity

B. paid only after maturity

C. withdrawn before maturity

D. All of above

Question No# : 46 out of 50 Report Bug Bookmark

which technology is used in smartphones to enable contactless payments
संपर्क रहित भुगतान करने के लिए स्मार्टफ़ोन में किस तकनीक का उपयोग किया जाता है

A. Infrared

B. NFC (Near Field Communication)

C. Wi-Fi Direct

D. RFID

Question No# : 47 out of 50 Report Bug Bookmark

Who can open bank account
बैंक अकाउंट कौन ओपेन कर सकता है

A. Indian citizen

B. Non Resident Indian

C. Illiterate

D. All of above

Question No# : 48 out of 50 Report Bug Bookmark

Mutilated notes
मुड़ा हुआ नोट

A. should be burnt away

B. should be thrown away

C. can be exchanged at Bank

D. None of above

Question No# : 49 out of 50 Report Bug Bookmark

The minimum age required for the APY Pension is?
APY योजना में कितनी आयु के बाद पेंशन मिलती है ?

A. 50

B. 55

C. 60

D. 65

Question No# : 50 out of 50 Report Bug Bookmark

The secure electronic transaction (SET) Protocol is used for which type of payment
सुरक्षित इलेक्ट्रॉनिक लेनदेन (SET) प्रोटोकॉल का उपयोग किस प्रकार के भुगतान के लिए किया जाता है

A. Credit card

B. NEFT

C. Cheque

D. All of the above