MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

Regarding "DigiLocker", which of the following statements is/are correct?
" डिजिटल लॉकर " के संबंध में निम्नलिखित में से कौन सा कथन सत्य है

A. It is a digital locker system offered by the Government under Digital India Programme.

B. It allows you to access your e-documents irrespective of your physical location.

C. Both A and B

D. Neither A nor B

Question No# : 02 out of 50 Report Bug Bookmark

While making nomination, signature of nominee is required on
नॉमिनेशन करते समय,नॉमनी व्यक्ति के सिग्नेचर की आवश्यकता होती है

A. Account Opening Form

B. Nomination form

C. Affidavit

D. None of above

Question No# : 03 out of 50 Report Bug Bookmark

Aadhar is-
आधार है

A. 12 digit number card

B. None of the options

C. Both 12 digit number card & Identity proof issued by UIDAI

D. Identity proof issued by UIDAI

Question No# : 04 out of 50 Report Bug Bookmark

The safest place for keeping money
पैसा रखने के लिए सबसे सुरक्षित जगह

A. A pit dug in the ground

B. An iron box

C. Bank

D. Money lender

Question No# : 05 out of 50 Report Bug Bookmark

Which is invalid category of programming language?
कौन सी लैंग्वेज नहीं है?

A. Low lavel language

B. Medium level language

C. High level language

D. None

Question No# : 06 out of 50 Report Bug Bookmark

Bank draft is issued by
बैंक ड्राफ्ट द्वारा जारी किया जाता है

A. Private Sector Banks

B. Regional Rural Banks

C. Public Sector Banks

D. All of above

Question No# : 07 out of 50 Report Bug Bookmark

Account payee cheques can be paid
अकाउंट पेयी चेक का भुगतान किया जा सकता है

A. At cash counter of Bank

B. At ATM

C. By deposit in Bank account

D. None of above

Question No# : 08 out of 50 Report Bug Bookmark

What is full form of NeGD
NeGD का फुल फॉर्म क्या है?

A. National e-Governance Division

B. Network e-Governance Division

C. National e-Governance Department

D. Network e-Governance Department

Question No# : 09 out of 50 Report Bug Bookmark

Which of the following is not considered to be one of the three phases of e-commerce?
निम्नलिखित में से किसे ई-कॉमर्स के तीन चरणों में से एक नहीं माना जाता है?

A. Innovation

B. consolidation

C. Preservation

D. Reinvention

Question No# : 10 out of 50 Report Bug Bookmark

What is the timing of NEFT?
NEFT की टाइमिंग क्या है?

A. 8.00 am to .6.00 pm

B. 8:00 am to 7:00 pm

C. 6:30 am to 5:30 pm

D. Any Time i.e. 24x7

Question No# : 11 out of 50 Report Bug Bookmark

Timely repayment of loans results
लोन रिजल्ट्स का समय पर पुनर्भुगतान

A. Good reputation

B. No tension

C. Easily availability of loan in future

D. All of above

Question No# : 12 out of 50 Report Bug Bookmark

What is the maximum storage capacity provided by DigiLocker for each user?
प्रत्येक उपयोगकर्ता के लिए डिजिलॉकर द्वारा प्रदान की जाने वाली अधिकतम भंडारण क्षमता क्या है?

A. Unlimited storage

B. 1 GB

C. 100 MB

D. 10 GB

Question No# : 13 out of 50 Report Bug Bookmark

What is the full form of PIN?
पिन का पूर्ण रूप क्या है?

A. Personal identification number

B. Private Identification Number

C. Personal Identification Name

D. None of these

Question No# : 14 out of 50 Report Bug Bookmark

Who started the ATM card first?
ATM कार्ड की शुरुआत सबसे पहले किसने की थी?

A. SBI

B. HSBC

C. HDFC

D. ICICI

Question No# : 15 out of 50 Report Bug Bookmark

Full form of DFS is
DFS का पूर्ण रूप है

A. Dynamic Financial Scheme

B. Digital Financial Services

C. Digital Founds scheme

D. Double Finance services

Question No# : 16 out of 50 Report Bug Bookmark

Full form of UMANG?
UMANG का पूर्ण रूप?

A. Unified money application for new-age governance

B. Unified memories application for new-age governance

C. Unified mobile application for new-age governance

D. None

Question No# : 17 out of 50 Report Bug Bookmark

Who Among The Following Is The Founder Of Credit Cards?
निम्नलिखित में से कौन क्रेडिट कार्ड के संस्थापक है?

A. Kevin Duffy

B. Reid Halfman

C. John Biggins

D. None of These

Question No# : 18 out of 50 Report Bug Bookmark

AEPS stands for:
AEPS का मतलब है:

A. Aadhaar Enabled Payment System

B. Automated Electronic Payment Service

C. Aadhaar Electronic Processing System

D. Advanced Electronic Payment Solution

Question No# : 19 out of 50 Report Bug Bookmark

The Indian rupee symbol ‘₹’ officially adopted in
भारतीय रुपये का प्रतीक ₹‘आधिकारिक तौर पर कब अपनाया गया है

A. 2009

B. 2010

C. 2012

D. 2015

Question No# : 20 out of 50 Report Bug Bookmark

Priority of EDI is :
EDI की प्राथमिकता किससे है?

A. Any Company

B. Hardware

C. Computer

D. Software

Question No# : 21 out of 50 Report Bug Bookmark

Nomination once done can
एक बार नॉमिनेशन किया जा सकता है

A. Not be cancelled

B. Be cancelled

C. Not be changed

D. None of above

Question No# : 22 out of 50 Report Bug Bookmark

For secure electronic data interchange (EDI) transmission in internet used

A. TCP/IP

B. MIME

C. S/MIME

D. None of above

Question No# : 23 out of 50 Report Bug Bookmark

Main security of internet banking is
इंटरनेट बैंकिंग की मुख्य सुरक्षा है

A. Password

B. User name

C. User address

D. User mobile number

Question No# : 24 out of 50 Report Bug Bookmark

Bank passbook
बैंक पासबुक

A. Is issued by the bank

B. Details of bank account transactions

C. Shows the balance of the account

D. All of the above

Question No# : 25 out of 50 Report Bug Bookmark

Which of the following documents can be stored in DigiLocker?
निम्नलिखित में से कौन सा दस्तावेज़ डिजिलॉकर में संग्रहीत किया जा सकता है?

A. Cooking recipes

B. School textbooks

C. Aadhaar card, PAN card, and driving license

D. Music albums

Question No# : 26 out of 50 Report Bug Bookmark

AEPS stand for
AEPS का पूर्ण है

A. Aadhaar Enabled Payment System

B. Auto Enabled Payment System

C. Aadhaar Enabled Payment Service

D. Aadhaar Enabled Pay Service

Question No# : 27 out of 50 Report Bug Bookmark

Maximum tenure of Fixed Deposit is
फिक्स्ड डिपॉजिट की अधिकतम अवधि है

A. 5 years

B. 7 years

C. 8 years

D. 10 years

Question No# : 28 out of 50 Report Bug Bookmark

What is the full meaning of N in UMANG App?
UMANG App में N का पूर्ण अर्थ बताइए ?

A. New

B. National

C. New-age

D. None

Question No# : 29 out of 50 Report Bug Bookmark

_____ is the fastest technique to instantly transfer funds electronically between different banks.
विभिन्न बैंकों के बीच इलेक्ट्रॉनिक रूप से तुरंत फंड ट्रांसफर करने की सबसे तेज़ तकनीक ______ है।

A. NEFT

B. RTGS

C. SMPS

D. IMPS

Question No# : 30 out of 50 Report Bug Bookmark

What is phone pe?
Phone pe क्या है ?

A. e wallet

B. nic card

C. Messenger

D. All of above

Question No# : 31 out of 50 Report Bug Bookmark

What is the primary function of Digital Locker under e-Governance?
e-Governance में Digital Locker का primary function क्या है?

A. To store physical documents securely

B. To track financial transactions

C. To provide online shopping

D. To provide secure online storage for important personal and government documents

Question No# : 32 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 33 out of 50 Report Bug Bookmark

What is the full form of IMPS?
IMPS का पूर्ण रूप क्या है?

A. Immediate Payment Service

B. immediate fund transfer service

C. Interested Payment Service

D. A & B both

Question No# : 34 out of 50 Report Bug Bookmark

Who can open an account under PMJDY?
PMJDY के तहत कौन खाता खोल सकता है?

A. Minor above the age of 10 years

B. Only lady of the house

C. Only head of the family

D. All of above

Question No# : 35 out of 50 Report Bug Bookmark

Who is eligible to get an APAAR ID?
अपार आईडी पाने के लिए कौन पात्र है?

A. Only college students

B. Only government school students

C. Every student in India from school to higher education

D. Only students studying abroad

Question No# : 36 out of 50 Report Bug Bookmark

Bank does not give loan against
बैंक लोन नहीं देता है

A. Gold Ornaments

B. LIC policy

C. Lottery ticket

D. NSC

Question No# : 37 out of 50 Report Bug Bookmark

What is the maximum amount of deposits acceptable in Small accounts?
छोटे खातों में स्वीकार्य अधिकतम जमा राशि क्या है?

A. 30,000/-

B. 40,000/-

C. 50,000/-

D. 100,000/-

Question No# : 38 out of 50 Report Bug Bookmark

Who should tell ATM password only
एटीएम पासवर्ड केवल किसको बताना चाहिए

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of the above

Question No# : 39 out of 50 Report Bug Bookmark

Which code is commonly used for mobile banking through USSD in India?
भारत में यूएसएड के माध्यम से मोबाइल बैंकिंग के लिए आमतौर पर कौन सा कोड इस्तेमाल किया जाता है?

A. *99#

B. *111#

C. *123#

D. *999#

Question No# : 40 out of 50 Report Bug Bookmark

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 41 out of 50 Report Bug Bookmark

Who can open an account under PMJDY Scheme ?
पीएमजेडीवाई (PMJDY) के अंतर्गत कौन खाता खोल सकता है ?

A. person who is more than 10 years

B. House wife

C. Only head of the family

D. All of the above

Question No# : 42 out of 50 Report Bug Bookmark

In SET protocol a customer sends a purchase order.
SET प्रोटोकॉल में एक ग्राहक एक खरीद ऑर्डर भेजता है__

A. Using digital signature system

B. In a plain text form

C. Encrypted with his public key

D. None of above

Question No# : 43 out of 50 Report Bug Bookmark

Payment Gateway refers to
भुगतान गेटवे को संदर्भित करता है

A. a merchant service authorizing payments for e-businesses

B. a merchant service to resolve financial disputes

C. networking switch at a bank/financial institution

D. None of the Above

Question No# : 44 out of 50 Report Bug Bookmark

Why 'One Time Password' is safe?
वन टाइम पासवर्ड सुरक्षित क्यों है?

A. Easy to generate

B. Not sharable

C. Different for every access

D. Encrypted password

Question No# : 45 out of 50 Report Bug Bookmark

Which mobile wallet does not permit cash withdrawal
कौन सा मोबाइल वॉलेट नकद निकासी की अनुमति नहीं देता है

A. Open wallet

B. Semi open wallet

C. Semi closed wallet

D. None of the above

Question No# : 46 out of 50 Report Bug Bookmark

UPI payment interface Developed by
UPI भुगतान इंटरफ़ेस किसके द्वारा विकसित किया गया है

A. National Payments Corporation of India

B. Finance mini

C. Bank

D. None of above

Question No# : 47 out of 50 Report Bug Bookmark

Bank charges interest on
बैंक ब्याज वसूलता है

A. Deposits

B. Loans

C. Both (a) & (b)

D. None of above

Question No# : 48 out of 50 Report Bug Bookmark

AADHAR is a unique identity number issued by____?
आधार एक विशिष्ट पहचान संख्या है जो___ द्वारा जारी की जाती है?

A. UBI

B. UIAI

C. UIDAI

D. UBDAI

Question No# : 49 out of 50 Report Bug Bookmark

UIDAI Connected with ?
यू.आई.डी.ए.आई. किससे जुड़ा है?

A. Pan Card

B. Aadhar Card

C. U.P.I. From

D. All of the above

Question No# : 50 out of 50 Report Bug Bookmark

International payment transfer is done by
इंटरनेशनल पेमेंट ट्रांसफर किसके द्वारा होता है?

A. RTGS

B. SWIFT

C. NEFT

D. IMPS