MCQ : DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

DIGITAL FINANCIAL TOOLS AND APPLICATIONS For NIELIT O Level Exam

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Question No# : 01 out of 50 Report Bug Bookmark

What is the full meaning of N in UMANG App?
UMANG App में N का पूर्ण अर्थ बताइए ?

A. New

B. National

C. New-age

D. None

Question No# : 02 out of 50 Report Bug Bookmark

Nomination can be done in
नामांकन किया जा सकता है

A. Savings Bank account

B. Recurring Deposit account

C. Fixed Deposit account

D. All of above

Question No# : 03 out of 50 Report Bug Bookmark

To Digitally sign a document in LibreOffice Writer we use Digital Signature menu option from_____?
लिब्रे ऑफिस राइटर में किसी दस्तावेज़ पर डिजिटल रूप से हस्ताक्षर करने के लिए हम _____ से डिजिटल हस्ताक्षर मेनू विकल्प का उपयोग करते हैं?

A. File

B. Edit

C. Insert

D. Tools

Question No# : 04 out of 50 Report Bug Bookmark

What are the benefits attached to PMJDY?
पीएमजेडीवाई (PMJDY) के अंतर्गत क्‍या लाभ जुड़े हैं ?

A. Accident insurance cover of Rs.1.00 lac

B. Life insurance cover of Rs.30,000/

C. Overdraft facility up to Rs.5,000/-

D. All of above

Question No# : 05 out of 50 Report Bug Bookmark

What is Rupay
Rupay क्या है?

A. Plastic Card

B. ATM card

C. Debit Card

D. Both B and C

Question No# : 06 out of 50 Report Bug Bookmark

Maximum amount of Cheque
चेक का मैक्सिमम अमाउंट

A. Rs.100 crore

B. No limit

C. Rs.1 crore

D. None of above

Question No# : 07 out of 50 Report Bug Bookmark

What is full form of AEPS
AEPS फुल फॉर्म…?

A. Aadhaar Enabled Payment System

B. Aadhaar Electronic Payment System

C. Advanced Enable Payment system

D. None of these

Question No# : 08 out of 50 Report Bug Bookmark

Which of The Following Can Be Included In An SSTP Section?
निम्नलिखित में से क्या एक SSTP Section में शामिल हो सकता है?

A. One Smtp Transaction

B. Two Smtp Transaction

C. More Than One SMTP Transaction

D. Three Smtp Transaction

Question No# : 09 out of 50 Report Bug Bookmark

Who issues the ABHA number?
ABHA नंबर कौन जारी करता है?

A. Reserve Bank of India (RBI)

B. National Health Authority (NHA)

C. Medical Council of India (MCI)

D. Ministry of Finance

Question No# : 10 out of 50 Report Bug Bookmark

What is the maximum storage capacity provided by DigiLocker for each user?
प्रत्येक उपयोगकर्ता के लिए डिजिलॉकर द्वारा प्रदान की जाने वाली अधिकतम भंडारण क्षमता क्या है?

A. Unlimited storage

B. 1 GB

C. 100 MB

D. 10 GB

Question No# : 11 out of 50 Report Bug Bookmark

What is not required to download mAadhaar?
MAadhaar डाउनलोड करने के लिए क्या आवश्यक नहीं है?

A. Biometric Data

B. Registered Mobile number

C. Internet Connectivity

D. Android Phone

Question No# : 12 out of 50 Report Bug Bookmark

What is a Debit Card?
डेबिट कार्ड क्या है?

A. A plastic card

B. Can also use in ATM

C. It is necessary to have money in advance for use

D. All of the above

Question No# : 13 out of 50 Report Bug Bookmark

Who is the developer of Paytm?
पेटीएम के Developer कौन हैं?

A. Vijay chandra sharma

B. Vijay shekhar sharma

C. Vishnu shekhar sharma

D. Vishun chandra sharma

Question No# : 14 out of 50 Report Bug Bookmark

What means by PAN
पैन (PAN) का अभिपार्य

A. A type of utensil

B. Primary account number

C. Permanent Account Number

D. None of the these

Question No# : 15 out of 50 Report Bug Bookmark

USSD was launched by?
USSD किसके द्वारा लॉन्च किया गया था?

A. RBI

B. SBI

C. Bank of Baroda

D. Union Bank of India

Question No# : 16 out of 50 Report Bug Bookmark

What does BHIM stands for?
BHIM का क्या अर्थ है?

A. Bharat Interface for Money

B. Bharat Interface for Machine

C. Bharat Internet for Money

D. Bharat Interface to Money

Question No# : 17 out of 50 Report Bug Bookmark

Payment Gateway refers to
भुगतान गेटवे को संदर्भित करता है

A. a merchant service authorizing payments for e-businesses

B. a merchant service to resolve financial disputes

C. networking switch at a bank/financial institution

D. None of the Above

Question No# : 18 out of 50 Report Bug Bookmark

What is Direct Benefit Transfer?
डायरेक्ट बेनिफिट ट्रान्सफर क्या है?

A. Cash discount on goods

B. Remittance through Banks

C. Transfer of social benefits / subsidies directly in Bank accounts of benefi

D. None of above

Question No# : 19 out of 50 Report Bug Bookmark

Defaulter of loan means
लोन का डिफाल्टर मतलब

A. Not paying loan instalments

B. Bad reputation

C. Illegal activities

D. None of above

Question No# : 20 out of 50 Report Bug Bookmark

What stand for 'e' in e-Governance
ई-गवर्नेंस में 'ई' का क्या मतलब है?

A. easy

B. electrical

C. electronic

D. None of These

Question No# : 21 out of 50 Report Bug Bookmark

When did electronic wallet become operational in India?
भारत में इलेक्ट्रॉनिक वॉलेट कब से चालू हुआ ?

A. 2017

B. 2015

C. 2010

D. 2007

Question No# : 22 out of 50 Report Bug Bookmark

ATM password to be shared only with
एटीएम पासवर्ड केवल किसके साथ शेयर किया जाना है

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of above

Question No# : 23 out of 50 Report Bug Bookmark

What does N mean in UMANG App?
UMANG App में N का क्या अर्थ है ?

A. New - Age

B. National

C. New

D. None

Question No# : 24 out of 50 Report Bug Bookmark

Who should tell ATM password only
एटीएम पासवर्ड केवल किसको बताना चाहिए

A. Spouse

B. Obedient son

C. Obedient daughter

D. None of the above

Question No# : 25 out of 50 Report Bug Bookmark

Which of the following documents can be stored in DigiLocker?
निम्नलिखित में से कौन सा दस्तावेज़ डिजिलॉकर में संग्रहीत किया जा सकता है?

A. Cooking recipes

B. School textbooks

C. Aadhaar card, PAN card, and driving license

D. Music albums

Question No# : 26 out of 50 Report Bug Bookmark

Which Of The Following Color Is Present In A Qr Code?
निम्नलिखित में से कौनसा रंग एक क्यूआर कोड में होता है?

A. Black And White

B. Black And Yellow

C. White And Light Black

D. None Of These

Question No# : 27 out of 50 Report Bug Bookmark

Upon detection of a counterfeit note at the counter, Bank
काउंटर पर एक नकली नोट का पता चलने पर, बैंक

A. Returns the note to the customer

B. Exchange with a genuine Note

C. Deposit in Account

D. Impound the Note and issue receipt

Question No# : 28 out of 50 Report Bug Bookmark

What is Atal Pension Yojana (APY)?
अटल पेंशन योजना (APY) क्या है?

A. Provides social security to the unorganized sector

B. Encourages workers to voluntarily save for their retirement

C. Fixed pension is paid on attaining age of 60 years

D. All of above

Question No# : 29 out of 50 Report Bug Bookmark

What is phone pe?
Phone pe क्या है ?

A. e wallet

B. nic card

C. Messenger

D. All of above

Question No# : 30 out of 50 Report Bug Bookmark

E-payments can be done through
ई-भुगतान ________के माध्यम से किया जा सकता है|?

A. Wallets

B. Digital Wallets

C. Cash

D. None of the above

Question No# : 31 out of 50 Report Bug Bookmark

Gold and silver ornaments should be kept in bank lockers
सोने और चांदी के आभूषणों को बैंक लॉकर में रखना चाहिए

A. It is safe

B. No risk of theft

C. Both (a) & (b)

D. None of above

Question No# : 32 out of 50 Report Bug Bookmark

in Online Internet Banking, which payment method is used to immediately transfer the money?
ऑनलाइन इंटरनेट बैंकिंग में तुरंत पैसे ट्रांसफर करने के लिए किस भुगतान विधि का उपयोग किया जाता है?

A. RTGS

B. UPI

C. NEFT

D. IMPS

Question No# : 33 out of 50 Report Bug Bookmark

Who started the ATM card first?
ATM कार्ड की शुरुआत सबसे पहले किसने की थी?

A. SBI

B. HSBC

C. HDFC

D. ICICI

Question No# : 34 out of 50 Report Bug Bookmark

TDS means
टीडीएस का मतलब है

A. Time Deposit Scheme

B. Total Deposit Scheme

C. Tax Deducted at Source

D. None of above

Question No# : 35 out of 50 Report Bug Bookmark

Internet banking means
इंटरनेट बैंकिंग से अभिप्राय है

A. Account Operation by Internet

B. Account opened through ATM

C. Both (a) and (b)

D. None of the above

Question No# : 36 out of 50 Report Bug Bookmark

The amount of money to be charged for a certain amount of insurance coverage is called
एक निश्चित मात्रा में बीमा कवरेज के लिए वसूले जाने वाले धन को कहा जाता है

A. Token money

B. Premium

C. Cash

D. Insured money

Question No# : 37 out of 50 Report Bug Bookmark

What does P mean in UPI?
UPI में P का मतलब क्या होता है?

A. Pay

B. Payment

C. Pay tm

D. Product

Question No# : 38 out of 50 Report Bug Bookmark

Interest on saving s deposit is paid.
बचत जमा पर ब्याज का भुगतान किया जाता है।

A. Yearly

B. Every month

C. Half yearly

D. Quarterly

Question No# : 39 out of 50 Report Bug Bookmark

ATM password should be kept in
एटीएम का पासवर्ड मे रखना चाहिए

A. Personal diary

B. Office diary

C. Memory

D. All of above

Question No# : 40 out of 50 Report Bug Bookmark

What is the full form of S.B.I.?
एस. बी. आई का पूरा रूप क्या होता है ?

A. State Bank of India

B. Super bank of india

C. Indian State Income

D. neither of the above

Question No# : 41 out of 50 Report Bug Bookmark

What is the result of repayment of loans from time to time?
समय से ऋणों की चुकौती के क्या परिणाम है ?

A. Good credit

B. No worries

C. Easy credit in the future

D. All of the above

Question No# : 42 out of 50 Report Bug Bookmark

International payment transfer is done by
इंटरनेशनल पेमेंट ट्रांसफर किसके द्वारा होता है?

A. RTGS

B. SWIFT

C. NEFT

D. IMPS

Question No# : 43 out of 50 Report Bug Bookmark

Can illiterate person be issued Debit card?
क्‍या अनपढ व्‍यक्ति को डेबिट कार्ड जारी किया जा सकता है ?

A. No

B. Yes

C. Only in case of joint account

D. Only in case he is head of family

Question No# : 44 out of 50 Report Bug Bookmark

KYC means
केवाईसी का मतलब है

A. Know your customer

B. Know your character

C. Both of above

D. None of above

Question No# : 45 out of 50 Report Bug Bookmark

Which digital payment system allows instant money transfer using a Virtual Payment Address (VPA)?
कौन-सा डिजिटल पेमेंट सिस्टम वर्चुअल पेमेंट एड्रेस (VPA) का इस्तेमाल करके तुरंत पैसे ट्रांसफर करने की सुविधा देता है?

A. NEFT

B. RTGS

C. UPI

D. AEPS

Question No# : 46 out of 50 Report Bug Bookmark

Passport Seva website is
पासपोर्ट सेवा की वेबसाइट है

A. www.passportindia.gov.in

B. www.passportindia.com

C. www.passportindia.edu

D. www.e-passportindia.gov.in

Question No# : 47 out of 50 Report Bug Bookmark

whom among the following was the mpassport issued?
निम्नलिखित में से एमपासपोर्ट किसके द्वारा जारी किया गया था?

A. Ministry of Finance Affairs

B. RBI

C. ministry of home affairs

D. ministry of external affairs

Question No# : 48 out of 50 Report Bug Bookmark

Whose sign is on Rs. 100 / - note
रूपये 100/- के नोट पर किसके हस्‍ताक्षर होते हैं

A. Prime minister

B. Finance Minister

C. Governor of RBI

D. None of these

Question No# : 49 out of 50 Report Bug Bookmark

What is the maximum amount that can be remitted by AEPS?
AEPS द्वारा अधिकतम कितना रुपया प्रेषित किया जा सकता है?

A. 5000

B. 50000

C. 100000

D. 10000

Question No# : 50 out of 50 Report Bug Bookmark

What is U in UPI?
UPI में U क्या है ?

A. Unified

B. University

C. Universal

D. Unique